Bank of New York Mellon Corp (BNY) vs U.S. Bancorp (USB)

A side-by-side comparison of Bank of New York Mellon Corp and U.S. Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 12, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnBNY vs USB

growth of $100 · dividends reinvested · last 10y
BNY +404.6% (+17.6%/yr)USB +116.6% (+8.0%/yr)BNY compounded faster over this window
100200300400500Start $10020182020202220242026$505$217
BNY USB

BNY vs USB: by the numbers

  • BNY is the larger company ($110.04B vs $100.15B market cap).
  • USB trades at the lower trailing earnings multiple (12.84 vs 18.71 P/E), one valuation lens rather than an overall verdict.
  • USB converts more revenue to profit (18.69% vs 17.50% net margin).
  • BNY grew revenue faster over the past five years (18.20% vs 12.72% CAGR).
  • USB pays the higher dividend yield (3.24% vs 1.38%).

Metrics side by side

Valuation

MetricBNYUSB
P/E ratio18.7112.84
Forward P/E17.4412.31
P/S ratio3.112.28
P/B ratio2.511.48

Profitability

MetricBNYUSB
Gross margin48.94%63.78%
Operating margin22.17%23.95%
Net margin17.50%18.69%
ROE14.10%12.12%
ROIC6.38%4.46%

Dividends

MetricBNYUSB
Dividend yield1.38%3.24%
Payout ratio29.76%45.02%

Growth (annualized)

MetricBNYUSB
Revenue CAGR (5Y)18.20%12.72%
EPS CAGR (5Y)14.21%8.59%
Total return CAGR (5Y)27.37%6.69%

Frequently asked

Which has the lower trailing P/E, BNY or USB?
USB has the lower trailing P/E: BNY trades at 18.71 and USB at 12.84. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BNY or USB?
Over the past five years, BNY grew revenue faster — BNY at a 18.20% CAGR versus USB at 12.72%.
Does BNY or USB pay a bigger dividend?
BNY yields 1.38% and USB yields 3.24% based on trailing dividends and the latest price.
Is BNY or USB more profitable?
USB runs the higher net margin — BNY at 17.50% versus USB at 18.69%.
How have BNY and USB total returns compared?
Over the past 10 years, BNY delivered 17.84% and USB delivered 8.10% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 12, 2026.