Bank of New York Mellon Corp (BNY) vs U.S. Bancorp (USB)
A side-by-side comparison of Bank of New York Mellon Corp and U.S. Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 12, 2026. Differences are shown without an overall score or investment verdict.
BNY
Bank of New York Mellon Corp
$160.32Financial ServicesDelayed quote: Aug 11, 2026, 4:02 PM EDT
USB
U.S. Bancorp
$64.29Financial ServicesDelayed quote: Aug 11, 2026, 4:00 PM EDT
Total return — BNY vs USB
growth of $100 · dividends reinvested · last 10yBNY +404.6% (+17.6%/yr)USB +116.6% (+8.0%/yr)BNY compounded faster over this window
BNY USB
BNY vs USB: by the numbers
- •BNY is the larger company ($110.04B vs $100.15B market cap).
- •USB trades at the lower trailing earnings multiple (12.84 vs 18.71 P/E), one valuation lens rather than an overall verdict.
- •USB converts more revenue to profit (18.69% vs 17.50% net margin).
- •BNY grew revenue faster over the past five years (18.20% vs 12.72% CAGR).
- •USB pays the higher dividend yield (3.24% vs 1.38%).
Metrics side by side
Valuation
| Metric | BNY | USB |
|---|---|---|
| P/E ratio | 18.71 | 12.84 |
| Forward P/E | 17.44 | 12.31 |
| P/S ratio | 3.11 | 2.28 |
| P/B ratio | 2.51 | 1.48 |
Profitability
| Metric | BNY | USB |
|---|---|---|
| Gross margin | 48.94% | 63.78% |
| Operating margin | 22.17% | 23.95% |
| Net margin | 17.50% | 18.69% |
| ROE | 14.10% | 12.12% |
| ROIC | 6.38% | 4.46% |
Dividends
| Metric | BNY | USB |
|---|---|---|
| Dividend yield | 1.38% | 3.24% |
| Payout ratio | 29.76% | 45.02% |
Growth (annualized)
| Metric | BNY | USB |
|---|---|---|
| Revenue CAGR (5Y) | 18.20% | 12.72% |
| EPS CAGR (5Y) | 14.21% | 8.59% |
| Total return CAGR (5Y) | 27.37% | 6.69% |
Frequently asked
- Which has the lower trailing P/E, BNY or USB?
- USB has the lower trailing P/E: BNY trades at 18.71 and USB at 12.84. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BNY or USB?
- Over the past five years, BNY grew revenue faster — BNY at a 18.20% CAGR versus USB at 12.72%.
- Does BNY or USB pay a bigger dividend?
- BNY yields 1.38% and USB yields 3.24% based on trailing dividends and the latest price.
- Is BNY or USB more profitable?
- USB runs the higher net margin — BNY at 17.50% versus USB at 18.69%.
- How have BNY and USB total returns compared?
- Over the past 10 years, BNY delivered 17.84% and USB delivered 8.10% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Bank of New York Mellon P/E ratioU.S. Bancorp P/E ratioBank of New York Mellon dividend yieldU.S. Bancorp dividend yieldBank of New York Mellon ROEU.S. Bancorp ROEBank of New York Mellon operating marginU.S. Bancorp operating marginBank of New York Mellon revenue growthU.S. Bancorp revenue growth
Bank of New York Mellon & U.S. Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 12, 2026.