Is BNY or USB cheaper?

On trailing earnings, USB is cheaper: BNY trades at a 17.79 P/E and USB at 12.80.

Which has grown faster, BNY or USB?

Over the past five years, BNY grew revenue faster — BNY at a 20.87% CAGR versus USB at 12.25%.

Does BNY or USB pay a bigger dividend?

BNY yields 1.48% and USB yields 3.41% based on trailing dividends and the latest price.

Is BNY or USB more profitable?

USB runs the higher net margin — BNY at 14.66% versus USB at 18.02%.

Which has been the better investment, BNY or USB?

Over the past 10-year, BNY delivered the higher annualized total return — BNY at 17.16% versus USB at 8.19%. Past performance doesn't predict future results.

Bank of New York Mellon Corp (BNY) vs U.S. Bancorp (USB)

USB leads on 9 of 14 compared metrics.

A side-by-side comparison of Bank of New York Mellon Corp and U.S. Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 28, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

BNY

Bank of New York Mellon Corp

$98.45B

$143.56Financial Services

USB

U.S. Bancorp

$94.55B

$60.91Financial Services

Total return — BNY vs USB

growth of $100 · last 30y

BNY +957.1%USB +720.9%BNY compounded faster

BNY USB

BNY vs USB: by the numbers

•BNY is the larger company ($98.45B vs $94.55B market cap).
•USB trades at the lower earnings multiple (12.80 vs 17.79 P/E).
•USB converts more revenue to profit (18.02% vs 14.66% net margin).
•BNY grew revenue faster over the past five years (20.87% vs 12.25% CAGR).
•USB pays the higher dividend yield (3.41% vs 1.48%).

Which is better, BNY or USB?

Metric tally: BNY 5 · USB 9

It depends on what you're optimizing for:

ValueUSB(lower P/E)

GrowthBNY(faster 5Y revenue CAGR)

IncomeUSB(higher dividend yield)

QualityBNY(higher ROIC)

Metrics side by side

Valuation

Metric	BNY	USB
P/E ratio	17.79	12.80●
Forward P/E	16.29	11.93●
P/S ratio	2.47	2.19●
P/B ratio	2.24	1.44●
PEG ratio	0.56	0.53●

Profitability

Metric	BNY	USB
Gross margin	50.52%	62.81%●
Operating margin	18.58%	23.18%●
Net margin	14.66%	18.02%●
ROE	13.31%●	11.87%
ROIC	6.38%●	4.46%

Dividends

Metric	BNY	USB
Dividend yield	1.48%	3.41%●
Payout ratio	28.42%	45.02%

Growth (annualized)

Metric	BNY	USB
Revenue CAGR (5Y)	20.87%●	12.25%
EPS CAGR (5Y)	14.21%●	8.59%
Total return CAGR (5Y)	26.43%●	5.49%

Frequently asked

Which is better, BNY or USB?: It depends on your goal. value: USB (lower P/E); growth: BNY (faster 5Y revenue CAGR); income: USB (higher dividend yield); quality: BNY (higher ROIC). Across all compared metrics, USB leads 9 to 5.
Is BNY or USB cheaper?: On trailing earnings, USB is cheaper: BNY trades at a 17.79 P/E and USB at 12.80.
Which has grown faster, BNY or USB?: Over the past five years, BNY grew revenue faster — BNY at a 20.87% CAGR versus USB at 12.25%.
Does BNY or USB pay a bigger dividend?: BNY yields 1.48% and USB yields 3.41% based on trailing dividends and the latest price.
Is BNY or USB more profitable?: USB runs the higher net margin — BNY at 14.66% versus USB at 18.02%.
Which has been the better investment, BNY or USB?: Over the past 10-year, BNY delivered the higher annualized total return — BNY at 17.16% versus USB at 8.19%. Past performance doesn't predict future results.

Go deeper

Full BNY analysis Full USB analysis Interactive comparison tool

Dig into the metrics

Bank of New York Mellon P/E ratio U.S. Bancorp P/E ratio Bank of New York Mellon dividend yield U.S. Bancorp dividend yield Bank of New York Mellon ROE U.S. Bancorp ROE Bank of New York Mellon operating margin U.S. Bancorp operating margin Bank of New York Mellon revenue growth U.S. Bancorp revenue growth Bank of New York Mellon free cash flow U.S. Bancorp free cash flow

Bank of New York Mellon & U.S. Bancorp appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest FCF Yield Stocks Best 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 28, 2026.