The PNC Financial Services Group (PNC) Interest Coverage Ratio: History & Chart

The PNC Financial Services Group, Inc. (PNC)PNCThe PNC Financial Services Group, Inc.

About The PNC Financial Services Group, Inc.

PNC Financial Services Group, Inc. stands as a diversified financial institution operating across the United States. Founded in 1852 and headquartered in Pittsburgh, Pennsylvania, the company maintains an extensive physical footprint, boasting 2,591 branches and 9,502 ATMs. Its Retail Banking division delivers a full spectrum of financial solutions to individual consumers and small businesses. This includes a variety of deposit accounts such as checking, savings, money market, and certificates of deposit. Lending products span residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education financing, and personal and small business loans and credit lines. Additionally, the segment provides brokerage, insurance, investment, and cash management services, all accessible via its branch network, ATMs, call centers, and digital banking channels. The Corporate & Institutional Banking segment caters to the needs of mid-sized and large corporations, government entities, and not-for-profit organizations. It offers secured and unsecured commercial loans, letters of credit, and equipment leases. Services extend to sophisticated cash and investment management, including receivables and disbursement handling, fund transfers, international payment processing, and access to online/mobile information reporting. Furthermore, this segment provides expert advice on foreign exchange, derivatives, fixed income, securities underwriting, loan syndications, and mergers and acquisitions, alongside offering equity capital markets advisory, commercial loan servicing, and technology solutions. PNC's Asset Management Group specializes in wealth management for a diverse clientele. For high net worth and ultra high net worth individuals and their families, it delivers tailored investment and retirement planning, customized investment management, credit and cash management strategies, and trust administration. This also includes specialized multi-generational family planning services for its wealthiest clients. Institutional clients benefit from outsourced chief investment officer capabilities, custody services, private real estate investment opportunities, cash and fixed income solutions, and fiduciary retirement advisory services.

Pittsburgh, PA

53,859 employees

www.pnc.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: William S. Demchak

View full financials

PNC Interest Coverage Ratio Metrics

INTEREST COVERAGE RATIO

0.88x

INTEREST COVERAGE RATIO AVG TTM

0.80x

INTEREST COVERAGE RATIO AVG 3Y

0.69x

INTEREST COVERAGE RATIO AVG 5Y

4.49x

INTEREST COVERAGE RATIO AVG 10Y

2.12x

INTEREST COVERAGE RATIO AVG 15Y

3.41x

INTEREST COVERAGE RATIO AVG 20Y

2.61x

CURRENT VS TTM AVG

+10.23%

CURRENT VS 3Y AVG

+27.58%

CURRENT VS 5Y AVG

-80.38%

CURRENT VS 10Y AVG

-58.37%

CURRENT VS 15Y AVG

-74.14%

CURRENT VS 20Y AVG

-66.31%

SECTOR MEDIAN · FINANCIAL SERVICES

5.20x

median of 91 covered companies

CURRENT VS SECTOR MEDIAN

-83.06%

vs the sector median at left

NAME	MARKET CAP	INTEREST COVERAGE RATIO	TTM	3Y	5Y
The PNC Financial Services Group, Inc. (PNC)	$100.39B	0.88x	0.80x	0.69x	4.49x
U.S. Bancorp (USB)vs ›	$100.36B	0.66x	0.58x	1.00x	2.87x
The Bank of New York Mellon Corporation (BK)vs ›	$97.40B	0.34x	0.31x	0.46x	4.38x
Brookfield Corporation (BN)vs ›	$94.64B	1.27x	1.18x	1.15x	1.24x
CME Group Inc. (CME)vs ›	$94.21B	32.61x	28.52x	24.28x	21.48x
Bank of New York Mellon Corp (BNY)vs ›	$107.43B	0.34x	0.31x	0.46x	4.38x
KKR & Co. Inc. (KKR)vs ›	$92.18B	0.20x	0.24x	0.40x	1.39x
Marsh & McLennan Companies, Inc. (MRSH)vs ›	$91.72B	6.48x	7.40x	8.27x	8.12x
Intercontinental Exchange, Inc. (ICE)vs ›	$86.37B	6.27x	5.50x	5.37x	6.36x
Moody's Corporation (MCO)vs ›	$83.86B	18.28x	16.42x	13.21x	12.51x

NAME

MARKET CAP

INTEREST COVERAGE RATIO

TTM

The PNC Financial Services Group, Inc. (PNC)

$100.39B

0.88x

0.80x

0.69x

4.49x

U.S. Bancorp (USB)vs ›

$100.36B

0.66x

0.58x

1.00x

2.87x

The Bank of New York Mellon Corporation (BK)vs ›

$97.40B

0.34x

0.31x

0.46x

4.38x

Brookfield Corporation (BN)vs ›

$94.64B

1.27x

1.18x

1.15x

1.24x

CME Group Inc. (CME)vs ›

$94.21B

32.61x

28.52x

24.28x

21.48x

Bank of New York Mellon Corp (BNY)vs ›

$107.43B

0.34x

0.31x

0.46x

4.38x

KKR & Co. Inc. (KKR)vs ›

$92.18B

0.20x

0.24x

0.40x

1.39x

Marsh & McLennan Companies, Inc. (MRSH)vs ›

$91.72B

6.48x

7.40x

8.27x

8.12x

Intercontinental Exchange, Inc. (ICE)vs ›

$86.37B

6.27x

5.50x

5.37x

6.36x

Moody's Corporation (MCO)vs ›

$83.86B

18.28x

16.42x

13.21x

12.51x

Interest Coverage Ratio FAQ

What is the interest coverage ratio for The PNC Financial Services Group, Inc. (PNC)?

The interest coverage ratio for PNC stock is 0.88x.

Is The PNC Financial Services Group, Inc.'s interest coverage ratio high or low?

The interest coverage ratio of 0.88x is 80% below its 5-year average of 4.49x, near the low end of its 5-year range (0.34x–16.27x).

What is the TTM average interest coverage ratio for The PNC Financial Services Group, Inc. (PNC)?

The TTM average interest coverage ratio for PNC stock is 0.80x.

What is the 3Y average interest coverage ratio for The PNC Financial Services Group, Inc. (PNC)?

The 3Y average interest coverage ratio for PNC stock is 0.69x.

What is the 5Y average interest coverage ratio for The PNC Financial Services Group, Inc. (PNC)?

The 5Y average interest coverage ratio for PNC stock is 4.49x.

What is the 10Y average interest coverage ratio for The PNC Financial Services Group, Inc. (PNC)?

The 10Y average interest coverage ratio for PNC stock is 2.12x.

What is the 15Y average interest coverage ratio for The PNC Financial Services Group, Inc. (PNC)?

The 15Y average interest coverage ratio for PNC stock is 3.41x.

What is the 20Y average interest coverage ratio for The PNC Financial Services Group, Inc. (PNC)?

The 20Y average interest coverage ratio for PNC stock is 2.61x.

DATE	INTEREST COVERAGE RATIO
2026-03-31	0.88x
2025-12-31	0.88x
2025-09-30	0.79x
2025-06-30	0.75x
2025-03-31	0.70x
2024-12-31	0.64x
2024-09-30	0.55x
2024-06-30	0.56x
2024-03-31	0.51x
2023-12-31	0.34x
2023-09-30	0.67x
2023-06-30	0.73x
2023-03-31	0.99x
2022-12-31	1.32x
2022-09-30	3.09x
2022-06-30	7.98x
2022-03-31	15.71x
2021-12-31	14.72x
2021-09-30	15.24x
2021-06-30	10.96x
2021-03-31	16.27x
2020-12-31	11.54x
2020-09-30	8.84x
2020-06-30	-2.75x
2020-03-31	1.28x
2019-12-31	1.92x
2019-09-30	1.44x
2019-06-30	1.43x
2019-03-31	1.59x
2018-12-31	1.84x
2018-09-30	2.19x
2018-06-30	2.48x
2018-03-31	2.68x
2017-12-31	2.24x
2017-09-30	3.42x
2017-06-30	3.56x
2017-03-31	3.87x
2016-12-31	4.23x
2016-09-30	4.31x
2016-06-30	4.14x
2016-03-31	3.99x
2015-12-31	5.20x
2015-09-30	4.81x
2015-06-30	5.75x
2015-03-31	5.38x
2014-12-31	5.65x
2014-09-30	6.38x
2014-06-30	6.21x
2014-03-31	6.60x
2013-12-31	6.63x
2013-09-30	6.49x
2013-06-30	7.12x
2013-03-31	6.09x
2012-12-31	3.73x
2012-09-30	4.46x
2012-06-30	2.66x
2012-03-31	3.57x
2011-12-31	1.91x
2011-09-30	3.22x
2011-06-30	2.89x
2011-03-31	2.80x
2010-12-31	2.39x
2010-09-30	1.96x
2010-06-30	2.48x
2010-03-31	1.71x
2009-12-31	2.78x
2009-09-30	1.09x
2009-06-30	0.28x
2009-03-31	0.69x
2008-12-31	-0.81x
2008-09-30	0.58x
2008-06-30	1.23x
2008-03-31	0.83x
2007-12-31	0.26x
2007-09-30	0.68x
2007-06-30	0.76x
2007-03-31	0.96x
2006-12-31	0.88x
2006-09-30	3.65x
2006-06-30	1.01x
2006-03-31	1.05x
2005-12-31	1.12x
2005-09-30	1.11x
2005-06-30	1.20x
2005-03-31	1.56x
2004-12-31	1.81x
2004-09-30	1.79x
2004-06-30	2.61x
2004-03-31	2.85x
2003-12-31	2.99x
2003-09-30	2.10x
2003-06-30	1.71x
2003-03-31	2.09x
2002-12-31	1.95x
2002-09-30	1.79x

DATE

INTEREST COVERAGE RATIO

2026-03-31

0.88x

2025-12-31

0.88x

2025-09-30

0.79x

2025-06-30

0.75x

2025-03-31

0.70x

2024-12-31

0.64x

2024-09-30

0.55x

2024-06-30

0.56x

2024-03-31

0.51x

2023-12-31

0.34x

2023-09-30

0.67x

2023-06-30

0.73x

2023-03-31

0.99x

2022-12-31

1.32x

2022-09-30

3.09x

2022-06-30

7.98x

2022-03-31

15.71x

2021-12-31

14.72x

2021-09-30

15.24x

2021-06-30

10.96x

2021-03-31

16.27x

2020-12-31

11.54x

2020-09-30

8.84x

2020-06-30

-2.75x

2020-03-31

1.28x

2019-12-31

1.92x

2019-09-30

1.44x

2019-06-30

1.43x

2019-03-31

1.59x

2018-12-31

1.84x

2018-09-30

2.19x

2018-06-30

2.48x

2018-03-31

2.68x

2017-12-31

2.24x

2017-09-30

3.42x

2017-06-30

3.56x

2017-03-31

3.87x

2016-12-31

4.23x

2016-09-30

4.31x

2016-06-30

4.14x

2016-03-31

3.99x

2015-12-31

5.20x

2015-09-30

4.81x

2015-06-30

5.75x

2015-03-31

5.38x

2014-12-31

5.65x

2014-09-30

6.38x

2014-06-30

6.21x

2014-03-31

6.60x

2013-12-31

6.63x

2013-09-30

6.49x

2013-06-30

7.12x

2013-03-31

6.09x

2012-12-31

3.73x

2012-09-30

4.46x

2012-06-30

2.66x

2012-03-31

3.57x

2011-12-31

1.91x

2011-09-30

3.22x

2011-06-30

2.89x

2011-03-31

2.80x

2010-12-31

2.39x

2010-09-30

1.96x

2010-06-30

2.48x

2010-03-31

1.71x

2009-12-31

2.78x

2009-09-30

1.09x

2009-06-30

0.28x

2009-03-31

0.69x

2008-12-31

-0.81x

2008-09-30

0.58x

2008-06-30

1.23x

2008-03-31

0.83x

2007-12-31

0.26x

2007-09-30

0.68x

2007-06-30

0.76x

2007-03-31

0.96x

2006-12-31

0.88x

2006-09-30

3.65x

2006-06-30

1.01x

2006-03-31

1.05x

2005-12-31

1.12x

2005-09-30

1.11x

2005-06-30

1.20x

2005-03-31

1.56x

2004-12-31

1.81x

2004-09-30

1.79x

2004-06-30

2.61x

2004-03-31

2.85x

2003-12-31

2.99x

2003-09-30

2.10x

2003-06-30

1.71x

2003-03-31

2.09x

2002-12-31

1.95x

2002-09-30

1.79x

Interest Coverage Ratio: 0.88x

PNC Interest Coverage Ratio

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PNC Current vs Average Interest Coverage Ratio Chart

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