Sector note: Free-cash-flow and enterprise-value multiples (P/FCF, FCF yield, EV/EBITDA, EV/EBIT) are omitted — they aren't meaningful for banks and insurers, whose deposits and reserves a standard model misreads as debt. Book value (P/B), ROE and net interest margin are the right lenses here.
PNC Valuation Metrics
PNC Stock Price Metrics
PNC Dividend Metrics
PNC Growth Rate Metrics
PNC Discounted Cash Flow Metrics
| Fair Value Price | - |
| Margin of Safety | - |
PNC Revenue Metrics
PNC PE Ratio Metrics
| PE Ratio | 13.81 |
| PE Ratio Avg TTM | 13.25 |
| PE Ratio Avg 3Y | 12.65 |
| Current VS TTM Avg | +4.21% |
| Current VS 3Y Avg | +9.18% |
| Current VS 5Y Avg | +16.57% |
PNC PS Ratio Metrics
| PS Ratio | 3.05 |
| PS Ratio Avg TTM | 2.43 |
| PS Ratio Avg 3Y | 2.15 |
| Current VS TTM Avg | +25.45% |
| Current VS 3Y Avg | +41.66% |
| Current VS 5Y Avg | +11.38% |
PNC PB Ratio Metrics
| PB Ratio | 1.54 |
| PB Ratio Avg TTM | 1.38 |
| PB Ratio Avg 3Y | 1.28 |
| Current VS TTM Avg | +11.57% |
| Current VS 3Y Avg | +20.62% |
| Current VS 5Y Avg | +16.19% |
PNC Debt to Equity Ratio Metrics
| Debt/Equity Ratio | 0.94 |
| Debt/Equity Ratio Avg TTM | 1.03 |
| Debt/Equity Ratio Avg 3Y | 1.19 |
| Current VS TTM Avg | -9.18% |
| Current VS 3Y Avg | -21.17% |
| Current VS 5Y Avg | -7.39% |
PNC PEG Ratio Metrics
| PEG Ratio | 0.57 |
| PEG Ratio Avg TTM | 1.16 |
| PEG Ratio Avg 3Y | 1.17 |
| Current VS TTM Avg | -50.65% |
| Current VS 3Y Avg | -51.14% |
| Current VS 5Y Avg | -37.53% |
PNC Earnings Yield
| Earnings Yield | 7.24% |
| Earnings Yield Avg TTM | 7.57% |
| Earnings Yield Avg 3Y | 8.25% |
| Current VS TTM Avg | -4.41% |
| Current VS 3Y Avg | -12.22% |
| Current VS 5Y Avg | -19.19% |
PNC Current Ratio Metrics
| Current Ratio | 0.11 |
| Current Ratio Avg TTM | 0.13 |
| Current Ratio Avg 3Y | 0.17 |
| Current VS TTM Avg | -15.38% |
| Current VS 3Y Avg | -35.29% |
| Current VS 5Y Avg | -60.00% |
PNC Quick Ratio Metrics
| Quick Ratio | 0.11 |
| Quick Ratio Avg TTM | 0.13 |
| Quick Ratio Avg 3Y | 0.17 |
| Current VS TTM Avg | -15.38% |
| Current VS 3Y Avg | -35.29% |
| Current VS 5Y Avg | -60.00% |
PNC ROIC Metrics
| ROIC | 5.27% |
| ROIC Avg 3Y | 4.89% |
| ROIC Avg 5Y | 4.90% |
| Current VS 3Y Avg | +7.66% |
| Current VS 5Y Avg | +7.48% |
| Current VS 10Y Avg | +13.64% |
PNC Return on Assets Metrics
| ROA | 1.21 |
| ROA Avg TTM | 1.13 |
| ROA Avg 3Y | 1.08 |
| Current VS TTM Avg | +7.08% |
| Current VS 3Y Avg | +11.78% |
| Current VS 5Y Avg | +4.31% |
PNC Return on Equity Metrics
| ROE | 11.45 |
| ROE Avg TTM | 11.13 |
| ROE Avg 3Y | 11.59 |
| Current VS TTM Avg | +2.83% |
| Current VS 3Y Avg | -1.25% |
| Current VS 5Y Avg | -2.54% |
PNC Net Profit Margin Metrics
| Net Profit Margin | 22.13% |
| Net Profit Margin Avg TTM | 19.80% |
| Net Profit Margin Avg 3Y | 20.69% |
| Current VS TTM Avg | +11.74% |
| Current VS 3Y Avg | +6.95% |
| Current VS 5Y Avg | -13.06% |
Last Updated: Saturday, June 13, 2026
About The PNC Financial Services Group, Inc.
PNC Financial Services Group, Inc. stands as a diversified financial institution operating across the United States. Founded in 1852 and headquartered in Pittsburgh, Pennsylvania, the company maintains an extensive physical footprint, boasting 2,591 branches and 9,502 ATMs. Its Retail Banking division delivers a full spectrum of financial solutions to individual consumers and small businesses. This includes a variety of deposit accounts such as checking, savings, money market, and certificates of deposit. Lending products span residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education financing, and personal and small business loans and credit lines. Additionally, the segment provides brokerage, insurance, investment, and cash management services, all accessible via its branch network, ATMs, call centers, and digital banking channels. The Corporate & Institutional Banking segment caters to the needs of mid-sized and large corporations, government entities, and not-for-profit organizations. It offers secured and unsecured commercial loans, letters of credit, and equipment leases. Services extend to sophisticated cash and investment management, including receivables and disbursement handling, fund transfers, international payment processing, and access to online/mobile information reporting. Furthermore, this segment provides expert advice on foreign exchange, derivatives, fixed income, securities underwriting, loan syndications, and mergers and acquisitions, alongside offering equity capital markets advisory, commercial loan servicing, and technology solutions. PNC's Asset Management Group specializes in wealth management for a diverse clientele. For high net worth and ultra high net worth individuals and their families, it delivers tailored investment and retirement planning, customized investment management, credit and cash management strategies, and trust administration. This also includes specialized multi-generational family planning services for its wealthiest clients. Institutional clients benefit from outsourced chief investment officer capabilities, custody services, private real estate investment opportunities, cash and fixed income solutions, and fiduciary retirement advisory services.
- Sector
- Financial Services
- Industry
- Banks - Regional
- CEO
- William S. Demchak