Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 2.95%.
YIELD ON COST (YOC)
2.95%
PNC now pays $7.10 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-09-06) | $89.48 | 7.93% |
| 5 years ago(2021-09-14) | $188.35 | 3.77% |
| 3 years ago(2023-09-05) | $120.49 | 5.89% |
| 1 year ago(2025-09-09) | $200.41 | 3.54% |
| Buying today(at $244.24) | $244.24 | 2.95% |
Projection: starting from today's 2.95% yield, assuming the dividend keeps compounding at 8.3% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
2.95%
In 3 years
3.75%
In 5 years
4.39%
In 10 years
6.54%
Try your own purchase price, dividend and growth rate for The PNC Financial Services Group, Inc. (PNC).
Starting Yield
2.91%
Ending YOC
8.59%
Year 15 Dividend
$20.98
Cum. Dividends Recd.
$199.18
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $7.10 | N/A | 2.91% | $0.00 |
| Year 1 | $7.63 | +7.49% | 3.12% | $7.63 |
| Year 2 | $8.20 | +7.49% | 3.36% | $15.84 |
| Year 3 | $8.82 | +7.49% | 3.61% | $24.65 |
| Year 4 | $9.48 | +7.49% | 3.88% | $34.13 |
| Year 5 | $10.19 | +7.49% | 4.17% | $44.32 |
| Year 6 | $10.95 | +7.49% | 4.48% | $55.27 |
| Year 7 | $11.77 | +7.49% | 4.82% | $67.04 |
| Year 8 | $12.65 | +7.49% | 5.18% | $79.70 |
| Year 9 | $13.60 | +7.49% | 5.57% | $93.30 |
| Year 10 | $14.62 | +7.49% | 5.99% | $107.92 |
| Year 11 | $15.71 | +7.49% | 6.43% | $123.63 |
| Year 12 | $16.89 | +7.49% | 6.92% | $140.52 |
| Year 13 | $18.16 | +7.49% | 7.43% | $158.68 |
| Year 14 | $19.52 | +7.49% | 7.99% | $178.20 |
| Year 15 | $20.98 | +7.49% | 8.59% | $199.18 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
