Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 12.48% is in line with its 5-year average of 13.01%, near the low end of its 5-year range (9.34%–20.28%).
2.67% above its 12-month average of 12.16%.
Reported quarterly profit margin; no daily interpolation. Q3 FY2026 (2026-06-30): 15.11%.
NET PROFIT MARGIN
12.48%
NET PROFIT MARGIN AVG TTM
12.16%
NET PROFIT MARGIN AVG 3Y
11.04%
NET PROFIT MARGIN AVG 5Y
13.01%
NET PROFIT MARGIN AVG 10Y
15.64%
NET PROFIT MARGIN AVG 15Y
15.34%
NET PROFIT MARGIN AVG 20Y
12.94%
CURRENT VS TTM AVG
+2.67%
CURRENT VS 3Y AVG
+13.08%
CURRENT VS 5Y AVG
-4.06%
CURRENT VS 10Y AVG
-20.20%
CURRENT VS 15Y AVG
-18.63%
CURRENT VS 20Y AVG
-3.55%
SECTOR MEDIAN · FINANCIAL SERVICES
13.21%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
-5.49%
vs the sector median at left
TFS Financial Corporation
Market Cap
$4.63B
Net Profit Margin
12.48%
TTM Avg
12.16%
3Y Avg
11.04%
5Y Avg
13.01%
Market Cap
$4.59B
Net Profit Margin
20.71%
TTM Avg
18.38%
3Y Avg
20.49%
5Y Avg
21.32%
Market Cap
$4.57B
Net Profit Margin
31.16%
TTM Avg
30.48%
3Y Avg
33.86%
5Y Avg
36.92%
Market Cap
$4.81B
Net Profit Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$4.83B
Net Profit Margin
32.14%
TTM Avg
31.66%
3Y Avg
27.35%
5Y Avg
29.63%
Market Cap
$4.89B
Net Profit Margin
26.28%
TTM Avg
9.75%
3Y Avg
22.59%
5Y Avg
20.64%
Market Cap
$4.30B
Net Profit Margin
38.81%
TTM Avg
39.18%
3Y Avg
40.73%
5Y Avg
38.80%
Market Cap
$4.29B
Net Profit Margin
20.71%
TTM Avg
18.38%
3Y Avg
20.49%
5Y Avg
21.32%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| TFS Financial Corporation (TFSL) | $4.63B | 12.48% | 12.16% | 11.04% | 13.01% |
| Fulton Financial Corporation (FULTP)vs › | $4.59B | 20.71% | 18.38% | 20.49% | 21.32% |
| First Financial Bankshares, Inc. (FFIN)vs › | $4.57B | 31.16% | 30.48% | 33.86% | 36.92% |
| JPMorgan U.S. Tech Leaders ETF (JTEK)vs › | $4.81B | N/A | N/A | N/A | N/A |
| Hamilton Lane Incorporated (HLNE)vs › | $4.83B | 32.14% | 31.66% | 27.35% | 29.63% |
| Eastern Bankshares, Inc. (EBC)vs › | $4.89B | 26.28% | 9.75% | 22.59% | 20.64% |
| Bank OZK (OZK)vs › | $4.91B | 24.95% | 25.66% | 30.72% | 32.74% |
| International Bancshares Corporation (IBOC)vs › | $4.30B | 38.81% | 39.18% | 40.73% | 38.80% |
| Fulton Financial Corporation (FULT)vs › | $4.29B | 20.71% | 18.38% | 20.49% | 21.32% |
| SLM Corporation (SLM)vs › | $4.23B | 23.97% | 22.16% | 21.15% | 28.40% |
Operating Margin
14.9%
Net Profit Margin
12.5%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 15.11% |
| 2026-03-31 | 11.46% |
| 2025-12-31 | 10.82% |
| 2025-09-30 | 12.55% |
| 2025-06-30 | 10.84% |
| 2025-03-31 | 10.89% |
| 2024-12-31 | 11.60% |
| 2024-09-30 | 9.34% |
| 2024-06-30 | 10.44% |
| 2024-03-31 | 10.95% |
| 2023-12-31 | 11.29% |
| 2023-09-30 | 11.24% |
| 2023-06-30 | 10.83% |
| 2023-03-31 | 10.41% |
| 2022-12-31 | 15.40% |
| 2022-09-30 | 20.28% |
| 2022-06-30 | 15.81% |
| 2022-03-31 | 16.00% |
| 2021-12-31 | 16.10% |
| 2021-09-30 | 16.56% |
| 2021-06-30 | 15.24% |
| 2021-03-31 | 20.24% |
| 2020-12-31 | 20.26% |
| 2020-09-30 | 11.06% |
| 2020-06-30 | 21.42% |
| 2020-03-31 | 13.43% |
| 2019-12-31 | 19.43% |
| 2019-09-30 | 16.80% |
| 2019-06-30 | 14.48% |
| 2019-03-31 | 16.06% |
| 2018-12-31 | 16.54% |
| 2018-09-30 | 18.09% |
| 2018-06-30 | 17.64% |
| 2018-03-31 | 20.31% |
| 2017-12-31 | 17.50% |
| 2017-09-30 | 20.72% |
| 2017-06-30 | 21.00% |
| 2017-03-31 | 22.21% |
| 2016-12-31 | 18.93% |
| 2016-09-30 | 21.95% |
| 2016-06-30 | 20.00% |
| 2016-03-31 | 18.56% |
| 2015-12-31 | 17.41% |
| 2015-09-30 | 22.42% |
| 2015-06-30 | 16.95% |
| 2015-03-31 | 15.43% |
| 2014-12-31 | 16.37% |
| 2014-09-30 | 15.83% |
| 2014-06-30 | 17.73% |
| 2014-03-31 | 16.57% |
| 2013-12-31 | 16.33% |
| 2013-09-30 | 16.12% |
| 2013-06-30 | 15.77% |
| 2013-03-31 | 12.42% |
| 2012-12-31 | 10.27% |
| 2012-09-30 | 1.01% |
| 2012-06-30 | 0.81% |
| 2012-03-31 | 0.92% |
| 2011-12-31 | 7.60% |
| 2011-09-30 | 7.43% |
| 2011-06-30 | 5.16% |
| 2011-03-31 | 1.95% |
| 2010-12-31 | -6.43% |
| 2010-09-30 | -9.59% |
| 2010-06-30 | 7.43% |
| 2010-03-31 | 2.40% |
| 2009-12-31 | 7.18% |
| 2009-09-30 | -10.07% |
| 2009-06-30 | 7.44% |
| 2009-03-31 | 3.89% |
| 2008-12-31 | 7.95% |
| 2008-09-30 | 9.62% |
| 2008-06-30 | 4.77% |
| 2008-03-31 | 9.90% |
| 2007-12-31 | 11.86% |
| 2007-09-30 | 9.46% |
| 2007-06-30 | -11.18% |
| 2007-03-31 | 8.71% |
| 2006-12-31 | 11.46% |
| 2006-09-30 | 0.00% |
| 2006-06-30 | 0.00% |
| 2006-03-31 | 0.00% |
| 2005-12-31 | 0.00% |
| 2005-09-30 | 0.00% |
| 2005-06-30 | 0.00% |
| 2005-03-31 | 0.00% |
| 2004-12-31 | 0.00% |
