TFS Financial (TFSL) Financials: History & Chart

TFS Financial Corporation(TFSL)

Banks - Regional · Cleveland, OH

$16.57-0.20 (-1.19%)

Delayed quote: Oct 6, 2026, 4:00 PM EDT

About TFS Financial Corporation

TFS Financial Corporation delivers a comprehensive array of retail banking solutions to individual consumers across the United States. The company's deposit offerings encompass savings, money market, and checking accounts, in addition to individual retirement accounts, various qualified retirement plans, and certificates of deposit. It also extends a range of lending products, such as residential real estate mortgages, construction financing, home equity loans and lines of credit, alongside options for home purchase mortgages and first mortgage refinancing. Furthermore, TFS Financial provides escrow and settlement services. Established in 1938, the corporation is headquartered in Cleveland, Ohio, where its main office is located. Its operations are further supported by 37 full-service branches and 7 loan production offices distributed throughout Ohio and Florida. TFS Financial Corporation functions as a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC.

Cleveland, OH

958 employees

www.thirdfederal.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Marc A. Stefanski

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Financials

SEC Filings

Quarterly Income Statement (USD)

Swipe horizontally to review earlier periods. The line-item column stays pinned.

Quarterly Report	TTM	Quarter ended Jun 2026	Quarter ended Mar 2026	Quarter ended Dec 2025	Quarter ended Sep 2025	Quarter ended Jun 2025	Quarter ended Mar 2025	Quarter ended Dec 2024	Quarter ended Sep 2024
Revenue	818.05M	202.11M	202.91M	205.82M	207.21M	198.46M	193.02M	193.27M	194.94M
Cost of Goods Sold	482.22M	120.73M	117.66M	121.09M	122.73M	117.91M	115.40M	116.94M	120.80M
Gross Profit	335.83M	81.38M	85.24M	84.73M	84.48M	80.54M	77.62M	76.33M	74.14M
Gross Profit Margin	41.1%	40.3%	42.0%	41.2%	40.8%	40.6%	40.2%	39.5%	38.0%
Total Operating Expenses	214.27M	50.60M	55.40M	56.23M	52.05M	53.19M	51.09M	47.94M	51.08M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	157.83M	58.16M	37.76M	38.24M	23.66M	36.98M	39.91M	37.10M	38.81M
Operating Income (EBIT)	121.56M	30.78M	29.84M	28.50M	32.44M	27.36M	26.53M	28.39M	23.05M
Operating Margin	14.9%	15.2%	14.7%	13.8%	15.7%	13.8%	13.7%	14.7%	11.8%
Income Before Tax (EBT)	129.46M	38.68M	29.84M	28.50M	32.44M	27.36M	26.53M	28.39M	23.05M
Interest Income	794.41M	202.11M	195.47M	197.77M	199.05M	191.41M	185.95M	186.77M	188.52M
Interest Expense	482.22M	120.73M	117.66M	122.09M	121.73M	116.41M	113.90M	118.44M	119.80M
Other Income/Expense	7.90M	7.90M	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	102.06M	30.54M	23.25M	22.27M	26.00M	21.51M	21.02M	22.43M	18.21M
Income Tax Expense	27.40M	8.14M	6.60M	6.22M	6.44M	5.84M	5.51M	5.96M	4.84M
Net Profit Margin	12.5%	15.1%	11.5%	10.8%	12.5%	10.8%	10.9%	11.6%	9.3%
EBITDA	142.66M	33.53M	35.69M	34.76M	38.68M	33.30M	32.08M	33.70M	28.01M
EBITDA Margin	17.4%	16.6%	17.6%	16.9%	18.7%	16.8%	16.6%	17.4%	14.4%
Depreciation & Amortization	21.09M	2.75M	5.85M	6.26M	6.24M	5.95M	5.55M	5.31M	4.96M
EPS Basic	0.37	0.11	0.08	0.08	0.09	0.08	0.07	0.08	0.06
EPS Diluted	0.36	0.11	0.08	0.08	0.09	0.08	0.07	0.08	0.06
Weighted Average Basic Shares	278.85M	278.85M	278.86M	278.75M	278.72M	278.70M	278.73M	278.54M	278.40M
Weighted Average Diluted Shares	280.18M	280.18M	279.93M	283.30M	279.76M	279.72M	279.72M	279.58M	279.40M

Annual Income Statement (USD)

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Annual Report	09/30/2025	09/30/2024	09/30/2023	09/30/2022	09/30/2021	09/30/2020	09/30/2019	09/30/2018
Revenue	791.96M	758.78M	633.35M	433.14M	444.65M	508.55M	502.55M	464.58M
Cost of Goods Sold	472.99M	454.12M	326.85M	142.94M	148.72M	216.03M	206.67M	151.10M
Gross Profit	318.97M	304.66M	306.50M	290.20M	295.93M	292.52M	295.88M	313.48M
Gross Profit Margin	40.3%	40.2%	48.4%	67.0%	66.6%	57.5%	58.9%	67.5%
Total Operating Expenses	204.26M	204.35M	213.13M	198.15M	195.84M	192.27M	193.67M	192.31M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	137.66M	142.08M	151.53M	139.96M	137.13M	131.15M	133.79M	131.76M
Operating Income (EBIT)	114.72M	100.31M	93.37M	92.05M	100.09M	100.25M	102.21M	121.16M
Operating Margin	14.5%	13.2%	14.7%	21.3%	22.5%	19.7%	20.3%	26.1%
Income Before Tax (EBT)	114.72M	100.31M	93.37M	92.05M	100.09M	100.25M	102.21M	121.16M
Interest Income	763.18M	734.07M	611.92M	409.33M	389.35M	455.30M	482.09M	443.05M
Interest Expense	470.49M	455.62M	328.35M	141.94M	157.72M	213.03M	216.67M	162.10M
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	90.96M	79.59M	75.25M	74.56M	81.01M	83.32M	80.24M	85.41M
Income Tax Expense	23.76M	20.73M	18.12M	17.49M	19.09M	16.93M	21.98M	35.76M
Net Profit Margin	11.5%	10.5%	11.9%	17.2%	18.2%	16.4%	16.0%	18.4%
EBITDA	137.76M	119.35M	111.48M	119.09M	132.66M	133.06M	125.16M	146.35M
EBITDA Margin	17.4%	15.7%	17.6%	27.5%	29.8%	26.2%	24.9%	31.5%
Depreciation & Amortization	23.05M	19.03M	18.11M	27.04M	32.57M	32.82M	22.95M	25.19M
EPS Basic	0.32	0.28	0.27	0.26	0.29	0.30	0.29	0.31
EPS Diluted	0.32	0.28	0.26	0.26	0.29	0.30	0.28	0.31
Weighted Average Basic Shares	278.72M	278.18M	277.44M	277.37M	276.69M	275.86M	275.40M	275.59M
Weighted Average Diluted Shares	279.76M	279.14M	278.58M	278.69M	278.58M	277.80M	277.37M	277.30M

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.