Eastern Bankshares, Inc. (EBC) vs TFS Financial Corporation (TFSL)
A side-by-side comparison of Eastern Bankshares, Inc. and TFS Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — EBC vs TFSL
growth of $100 · dividends reinvested · last 6yEBC vs TFSL: by the numbers
- •EBC is the larger company ($4.90B vs $4.65B market cap).
- •EBC trades at the lower trailing earnings multiple (12.05 vs 45.63 P/E), one valuation lens rather than an overall verdict.
- •EBC converts more revenue to profit (26.28% vs 12.48% net margin).
- •EBC grew revenue faster over the past five years (18.87% vs 11.98% CAGR).
- •TFSL pays the higher dividend yield (7.04% vs 2.64%).
Metrics side by side
Valuation
| Metric | EBC | TFSL |
|---|---|---|
| P/E ratio | 12.05 | 45.63 |
| Forward P/E | 11.29 | 42.49 |
| PEG ratio | 0.48 | 35.10 |
| P/S ratio | 3.42 | 5.68 |
| P/B ratio | 1.14 | 2.37 |
Profitability
| Metric | EBC | TFSL |
|---|---|---|
| Operating margin | 9.41% | 14.86% |
| Net margin | 26.28% | 12.48% |
| ROE | 8.78% | 5.21% |
Eastern Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
TFS Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | EBC | TFSL |
|---|---|---|
| Dividend yield | 2.64% | 7.04% |
| Payout ratio | 31.82% | 320.85% |
Growth (annualized)
| Metric | EBC | TFSL |
|---|---|---|
| Revenue CAGR (5Y) | 18.87% | 11.98% |
| EPS CAGR (5Y) | 25.21% | 1.30% |
| Total return CAGR (5Y) | 2.86% | 5.24% |
Frequently asked
- Which has the lower trailing P/E, EBC or TFSL?
- EBC has the lower trailing P/E: EBC trades at 12.05 and TFSL at 45.63. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, EBC or TFSL?
- Over the past five years, EBC grew revenue faster — EBC at a 18.87% CAGR versus TFSL at 11.98%.
- Does EBC or TFSL pay a bigger dividend?
- EBC yields 2.64% and TFSL yields 7.04% based on trailing dividends and the latest price.
- Is EBC or TFSL more profitable?
- EBC runs the higher net margin — EBC at 26.28% versus TFSL at 12.48%.
- How have EBC and TFSL total returns compared?
- Over the past 5 years, EBC delivered 2.86% and TFSL delivered 5.24% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Eastern Bankshares & TFS Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.