Truist Financial Corporation (TFC) EBITDA Margin: 23.17%
Is Truist Financial Corporation’s EBITDA margin high or low?
Truist Financial Corporation's EBITDA margin of 23.17% is in line with its 5-year average of 22.26%, around the middle of its 5-year range (1.50%–40.66%).
As of Monday, June 15, 2026. 87.38% above its 12-month average of 12.37%.
TFC EBITDA Margin Chart
TFC Average EBITDA Margin Chart
TFC Current vs Average EBITDA Margin Chart
TFC EBITDA Margin Metrics
EBITDA MARGIN
23.17%
EBITDA MARGIN AVG TTM
12.37%
EBITDA MARGIN AVG 3Y
15.97%
EBITDA MARGIN AVG 5Y
22.26%
EBITDA MARGIN AVG 10Y
27.23%
EBITDA MARGIN AVG 15Y
30.38%
EBITDA MARGIN AVG 20Y
29.10%
CURRENT VS TTM AVG
+87.38%
CURRENT VS 3Y AVG
+45.06%
CURRENT VS 5Y AVG
+4.10%
CURRENT VS 10Y AVG
-14.92%
CURRENT VS 15Y AVG
-23.74%
CURRENT VS 20Y AVG
-20.38%
TFC Competitors' EBITDA Margin
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Truist Financial Corporation (TFC) | $63.42B | 23.17% | 12.37% | 15.97% | 22.26% |
| The Travelers Companies, Inc. (TRV)vs › | $65.17B | 18.23% | 16.96% | 14.25% | 14.49% |
| Aflac Incorporated (AFL)vs › | $59.74B | 31.68% | 32.61% | 29.65% | 26.91% |
| The Allstate Corporation (ALL)vs › | $57.01B | 21.12% | 15.85% | 7.93% | 11.10% |
| MetLife, Inc. (MET)vs › | $56.94B | 7.42% | 8.98% | 8.87% | 10.66% |
| Aon plc (AON)vs › | $70.54B | 31.13% | 31.29% | 30.61% | 28.77% |
| Arthur J. Gallagher & Co. (AJG)vs › | $55.32B | 26.26% | 26.54% | 25.06% | 24.17% |
| Discover Financial Services (DFS)vs › | $50.34B | 31.84% | 32.16% | 43.56% | 35.25% |
| Intercontinental Exchange, Inc. (ICE)vs › | $79.23B | 52.56% | 52.11% | 47.43% | 52.41% |
| Moody's Corporation (MCO)vs › | $79.32B | 50.98% | 49.01% | 45.68% | 47.50% |
Margin Comparison
Gross Margin
62.9%
EBITDA Margin
23.2%
Operating Margin
21.4%
Net Margin
18.1%
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
- Removes effects of depreciation policies (D&A)
- Capital structure neutral (ignores interest)
- Tax neutral (ignores tax differences)
- Good proxy for operating cash generation
Truist Financial Corporation EBITDA Margin Formula & Definition
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Truist Financial Corporation EBITDA Margin FAQ
- What is the EBITDA margin for Truist Financial Corporation (TFC)?
- The EBITDA margin for TFC stock is 23.17%.
- Is Truist Financial Corporation's EBITDA margin high or low?
- Truist Financial Corporation's EBITDA margin of 23.17% is in line with its 5-year average of 22.26%, around the middle of its 5-year range (1.50%–40.66%).
- What is the TTM average EBITDA margin for Truist Financial Corporation (TFC)?
- The TTM average EBITDA margin for TFC stock is 12.37%.
- What is the 3Y average EBITDA margin for Truist Financial Corporation (TFC)?
- The 3Y average EBITDA margin for TFC stock is 15.97%.
- What is the 5Y average EBITDA margin for Truist Financial Corporation (TFC)?
- The 5Y average EBITDA margin for TFC stock is 22.26%.
- What is the 10Y average EBITDA margin for Truist Financial Corporation (TFC)?
- The 10Y average EBITDA margin for TFC stock is 27.23%.
- What is the 15Y average EBITDA margin for Truist Financial Corporation (TFC)?
- The 15Y average EBITDA margin for TFC stock is 30.38%.
- What is the 20Y average EBITDA margin for Truist Financial Corporation (TFC)?
- The 20Y average EBITDA margin for TFC stock is 29.10%.
Truist Financial Corporation EBITDA Margin History
| DATE | EBITDA MARGIN |
|---|---|
| 2025-12-31 | 23.17% |
| 2024-12-31 | 1.56% |
| 2023-12-31 | 1.50% |
| 2022-12-31 | 37.66% |
| 2021-12-31 | 40.66% |
| 2020-12-31 | 28.99% |
| 2019-12-31 | 31.70% |
| 2018-12-31 | 35.51% |
| 2017-12-31 | 31.89% |
| 2016-12-31 | 35.14% |
| 2015-12-31 | 31.79% |
| 2014-12-31 | 34.34% |
| 2013-12-31 | 34.28% |
| 2012-12-31 | 28.79% |
| 2011-12-31 | 19.35% |
| 2010-12-31 | 12.08% |
| 2009-12-31 | 12.76% |
| 2008-12-31 | 23.02% |
| 2007-12-31 | 26.90% |
| 2006-12-31 | 29.47% |
| 2005-12-31 | 35.39% |
| 2004-12-31 | 38.88% |
| 2003-12-31 | 29.23% |
| 2002-12-31 | 31.82% |
| 2001-12-31 | 25.64% |
| 2000-12-31 | 21.06% |
| 1999-12-31 | 26.12% |
| 1998-12-31 | 26.54% |
| 1997-12-31 | 23.15% |
| 1996-12-31 | 24.01% |
Related Metrics
About Truist Financial Corporation
Truist Financial Corporation operates as a diversified financial holding company, providing an extensive array of banking and trust services throughout the Southeastern and Mid-Atlantic regions of the United States. Its business activities are structured across three main segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings. The corporation offers a broad spectrum of deposit products, including both interest-bearing and noninterest-bearing checking accounts, savings accounts, money market deposit accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs). Beyond deposit services, Truist delivers a comprehensive suite of financial solutions. These include various lending options such as automobile, bankcard, consumer, home equity, mortgage, small business, and student loans, alongside specialized commercial financing for areas like floor plan, real estate, and mortgage warehousing, as well as lease and supply chain financing. The company also provides extensive wealth management and investment services, encompassing asset management, investment brokerage, private banking, capital markets, institutional trust, and private equity investment solutions. Further offerings include corporate and investment banking, securities underwriting, and advisory services. Additionally, Truist offers a wide range of insurance products, covering property and casualty, life, health, employee benefits, workers' compensation, professional liability, surety, and title insurance. Digital banking platforms (mobile and online), payment processing, international banking, merchant services, and treasury management are also integral parts of its service portfolio. Headquartered in Charlotte, North Carolina, Truist Financial Corporation was founded in 1872. As of December 31, 2021, the company maintained a substantial presence with 2,517 banking offices. The organization officially adopted its current name, Truist Financial Corporation, in December 2019, having previously operated as BB&T Corporation.
- Sector
- Financial Services
- Industry
- Banks - Regional
- CEO
- William Henry Rogers Jr.