Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 16.91x is 3469% above its 5-year average of 0.47x, near the high end of its 5-year range (-22.90x–17.12x).
As of the fiscal period ended Tuesday, June 30, 2026. 197.88% above its 12-month average of 5.68x.
Reported quarterly interest coverage; no daily interpolation.
INTEREST COVERAGE RATIO
16.91x
INTEREST COVERAGE RATIO AVG TTM
5.68x
INTEREST COVERAGE RATIO AVG 3Y
8.06x
INTEREST COVERAGE RATIO AVG 5Y
0.47x
INTEREST COVERAGE RATIO AVG 10Y
N/A
INTEREST COVERAGE RATIO AVG 15Y
N/A
INTEREST COVERAGE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
+197.88%
CURRENT VS 3Y AVG
+109.83%
CURRENT VS 5Y AVG
+3469.05%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
5.24x
median of 97 covered companies
CURRENT VS SECTOR MEDIAN
+222.73%
vs the sector median at left
Sezzle Inc.
Market Cap
$4.17B
Interest Coverage Ratio
16.91x
TTM Avg
5.68x
3Y Avg
8.06x
5Y Avg
0.47x
Market Cap
$3.26B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$5.44B
Interest Coverage Ratio
4.06x
TTM Avg
4.21x
3Y Avg
4.05x
5Y Avg
3.78x
Market Cap
$5.57B
Interest Coverage Ratio
0.91x
TTM Avg
0.90x
3Y Avg
0.97x
5Y Avg
2.37x
Market Cap
$2.73B
Interest Coverage Ratio
1.95x
TTM Avg
4.25x
3Y Avg
3.37x
5Y Avg
5.68x
Market Cap
$5.73B
Interest Coverage Ratio
235.35x
TTM Avg
223.50x
3Y Avg
268.65x
5Y Avg
300.55x
Market Cap
$5.90B
Interest Coverage Ratio
96.73x
TTM Avg
82.13x
3Y Avg
76.37x
5Y Avg
62.55x
Market Cap
$1.14B
Interest Coverage Ratio
-0.46x
TTM Avg
2.08x
3Y Avg
2.33x
5Y Avg
3.20x
Market Cap
$752.52M
Interest Coverage Ratio
0.41x
TTM Avg
0.41x
3Y Avg
1.04x
5Y Avg
2.23x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Sezzle Inc. (SEZL) | $4.17B | 16.91x | 5.68x | 8.06x | 0.47x |
| iShares Core 80/20 Aggressive Allocation ETF (AOA)vs › | $3.26B | N/A | N/A | N/A | N/A |
| Main Street Capital Corporation (MAIN)vs › | $5.44B | 4.06x | 4.21x | 4.05x | 3.78x |
| Axos Financial, Inc. (AX)vs › | $5.57B | 0.91x | 0.90x | 0.97x | 2.37x |
| Nuveen Quality Municipal Income Fund (NAD)vs › | $2.73B | 1.95x | 4.25x | 3.37x | 5.68x |
| MarketAxess Holdings Inc. (MKTX)vs › | $5.73B | 235.35x | 223.50x | 268.65x | 300.55x |
| RLI Corp. (RLI)vs › | $5.90B | 96.73x | 82.13x | 76.37x | 62.55x |
| Lufax Holding Ltd (LU)vs › | $1.14B | -0.46x | 2.08x | 2.33x | 3.20x |
| Washington Trust Bancorp, Inc. (WASH)vs › | $752.52M | 0.41x | 0.41x | 1.04x | 2.23x |
| TeraWulf Inc. (WULF)vs › | $7.61B | -2.12x | 2.49x | 2.49x | 2.49x |
Interest Coverage
16.9x
Debt/Equity
0.52
Current Ratio
4.02
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 16.91x |
| 2026-03-31 | -22.90x |
| 2025-12-31 | 15.00x |
| 2025-09-30 | 9.06x |
| 2025-06-30 | 10.31x |
| 2025-03-31 | 17.12x |
| 2024-12-31 | 8.97x |
| 2024-09-30 | 6.26x |
| 2024-06-30 | 5.74x |
| 2024-03-31 | 3.39x |
| 2023-12-31 | 1.70x |
| 2023-09-30 | 1.29x |
| 2023-06-30 | 0.96x |
| 2023-03-31 | 1.60x |
| 2022-12-31 | 1.52x |
| 2022-09-30 | 2.97x |
| 2022-06-30 | -8.12x |
| 2022-03-31 | -16.17x |
| 2021-12-31 | -16.05x |
| 2021-09-30 | -15.08x |
| 2021-06-30 | -14.53x |
| 2021-03-31 | -6.52x |
