Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to equity ratio high or low?
The debt to equity ratio of 0.47 is 98% above its 5-year average of 0.24, near the high end of its 5-year range (0.00–0.47).
As of the fiscal period ended Tuesday, June 30, 2026. 23.50% above its 12-month average of 0.38.
Reported quarterly debt to equity ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 0.47.
DEBT TO EQUITY RATIO
0.47
DEBT TO EQUITY RATIO AVG TTM
0.38
DEBT TO EQUITY RATIO AVG 3Y
0.30
DEBT TO EQUITY RATIO AVG 5Y
0.24
DEBT TO EQUITY RATIO AVG 10Y
N/A
DEBT TO EQUITY RATIO AVG 15Y
N/A
DEBT TO EQUITY RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
+23.50%
CURRENT VS 3Y AVG
+56.85%
CURRENT VS 5Y AVG
+98.04%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · REAL ESTATE
1.12
median of 112 covered companies
CURRENT VS SECTOR MEDIAN
-58.23%
vs the sector median at left
Chicago Atlantic Real Estate Finance, Inc.
Market Cap
$208.88M
Debt to Equity Ratio
0.47
TTM Avg
0.38
3Y Avg
0.30
5Y Avg
0.24
Market Cap
$188.23M
Debt to Equity Ratio
0.06
TTM Avg
0.10
3Y Avg
0.17
5Y Avg
0.40
Market Cap
$264.19M
Debt to Equity Ratio
0.82
TTM Avg
1.71
3Y Avg
1.58
5Y Avg
1.58
Market Cap
$283.49M
Debt to Equity Ratio
0.82
TTM Avg
0.69
3Y Avg
0.42
5Y Avg
0.33
Market Cap
$131.55M
Debt to Equity Ratio
1.47
TTM Avg
1.52
3Y Avg
1.61
5Y Avg
1.55
Market Cap
$80.30M
Debt to Equity Ratio
0.78
TTM Avg
1.21
3Y Avg
0.80
5Y Avg
0.80
Market Cap
$348.40M
Debt to Equity Ratio
3.36
TTM Avg
2.74
3Y Avg
2.74
5Y Avg
2.74
| NAME | MARKET CAP | DEBT TO EQUITY RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Chicago Atlantic Real Estate Finance, Inc. (REFI) | $208.88M | 0.47 | 0.38 | 0.30 | 0.24 |
| Comstock Holding Companies, Inc. (CHCI)vs › | $188.23M | 0.06 | 0.10 | 0.17 | 0.40 |
| National Healthcare Properties, Inc. (NHP) (NHP)vs › | $264.19M | 0.82 | 1.71 | 1.58 | 1.58 |
| The RMR Group Inc. (RMR)vs › | $283.49M | 0.82 | 0.69 | 0.42 | 0.33 |
| Seven Hills Realty Trust (SEVN)vs › | $131.55M | 1.47 | 1.52 | 1.61 | 1.55 |
| Star Holdings (STHO)vs › | $106.38M | 0.74 | 0.87 | 0.55 | 0.55 |
| Sunrise Realty Trust, Inc. (SUNS)vs › | $80.30M | 0.78 | 1.21 | 0.80 | 0.80 |
| J.W. Mays, Inc. (MAYS)vs › | $80.07M | 0.60 | 0.54 | 0.57 | 0.61 |
| Office Properties Income Trust (OPI)vs › | $348.40M | 3.36 | 2.74 | 2.74 | 2.74 |
| Altisource Portfolio Solutions S.A. (ASPS)vs › | $68.98M | N/A | 1.17 | 5.15 | 6.31 |
Debt/Equity
0.47
Current ratio is unavailable for Chicago Atlantic Real Estate Finance, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Debt to Equity measures financial leverage by comparing total debt to shareholders' equity.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO EQUITY RATIO |
|---|---|
| 2026-06-30 | 0.47 |
| 2026-03-31 | 0.38 |
| 2025-12-31 | 0.32 |
| 2025-09-30 | 0.33 |
| 2025-06-30 | 0.39 |
| 2025-03-31 | 0.28 |
| 2024-12-31 | 0.34 |
| 2024-09-30 | 0.18 |
| 2024-06-30 | 0.26 |
| 2024-03-31 | 0.28 |
| 2023-12-31 | 0.24 |
| 2023-09-30 | 0.23 |
| 2023-06-30 | 0.16 |
| 2023-03-31 | 0.28 |
| 2022-12-31 | 0.44 |
| 2022-09-30 | 0.20 |
| 2022-06-30 | 0.17 |
| 2022-03-31 | 0.00 |
| 2021-12-31 | 0.00 |
| 2021-09-30 | 0.00 |
| 2021-06-30 | 0.00 |
