Chicago Atlantic Real Estate Finance, Inc. (REFI) vs Sunrise Realty Trust, Inc. (SUNS)
A side-by-side comparison of Chicago Atlantic Real Estate Finance, Inc. and Sunrise Realty Trust, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — REFI vs SUNS
growth of $100 · dividends reinvested · last 2yREFI vs SUNS: by the numbers
- •REFI is the larger company ($209M vs $80M market cap).
- •SUNS trades at the lower trailing earnings multiple (6.12 vs 7.15 P/E), one valuation lens rather than an overall verdict.
- •REFI converts more revenue to profit (48.89% vs 38.85% net margin).
- •SUNS pays the higher dividend yield (19.75% vs 18.97%).
Metrics side by side
Valuation
| Metric | REFI | SUNS |
|---|---|---|
| P/E ratio | 7.15 | 6.12 |
| Forward P/E | 5.14 | 4.82 |
| P/S ratio | 3.47 | 2.40 |
| P/B ratio | 0.69 | 0.44 |
Profitability
| Metric | REFI | SUNS |
|---|---|---|
| Operating margin | 57.07% | 61.61% |
| Net margin | 48.89% | 38.85% |
| ROE | 9.75% | 7.16% |
Chicago Atlantic Real Estate Finance, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Sunrise Realty Trust, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | REFI | SUNS |
|---|---|---|
| Dividend yield | 18.97% | 19.75% |
| Payout ratio | 137.23% | 123.71% |
Frequently asked
- Which has the lower trailing P/E, REFI or SUNS?
- SUNS has the lower trailing P/E: REFI trades at 7.15 and SUNS at 6.12. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Does REFI or SUNS pay a bigger dividend?
- REFI yields 18.97% and SUNS yields 19.75% based on trailing dividends and the latest price.
- Is REFI or SUNS more profitable?
- REFI runs the higher net margin — REFI at 48.89% versus SUNS at 38.85%.
Go deeper
Dig into the metrics
Chicago Atlantic Real Estate Finance & Sunrise Realty Trust appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.