Which has the lower trailing P/E, CHCI or REFI?

REFI has the lower trailing P/E: CHCI trades at 8.14 and REFI at 7.22. P/E is one valuation measure and does not by itself establish which business is cheaper.

Does CHCI or REFI pay a bigger dividend?

REFI pays a dividend (18.97% yield), while CHCI has no payments in the available dividend history.

Is CHCI or REFI more profitable?

REFI runs the higher net margin — CHCI at 32.16% versus REFI at 48.89%.

Comstock Holding Companies, Inc. (CHCI) vs Chicago Atlantic Real Estate Finance, Inc. (REFI)

A side-by-side comparison of Comstock Holding Companies, Inc. and Chicago Atlantic Real Estate Finance, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

CHCI

Comstock Holding Companies, Inc.

$193M

$19.22Real EstateDelayed quote: Oct 6, 2026, 1:19 PM EDT

REFI

Chicago Atlantic Real Estate Finance, Inc.

$211M

$9.89Real EstateDelayed quote: Oct 6, 2026, 1:15 PM EDT

Total return — CHCI vs REFI

growth of $100 · dividends reinvested · last 5y

CHCI +301.0% (+32.0%/yr)REFI +18.7% (+3.5%/yr)CHCI compounded faster over this window

CHCI REFI

CHCI vs REFI: by the numbers

•REFI is the larger company ($211M vs $193M market cap).
•REFI trades at the lower trailing earnings multiple (7.22 vs 8.14 P/E), one valuation lens rather than an overall verdict.
•REFI converts more revenue to profit (48.89% vs 32.16% net margin).
•REFI pays a dividend (18.97% yield), while CHCI has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	CHCI	REFI
P/E ratio	8.14	7.22
Forward P/E	N/A	5.19
PEG ratio	0.17	N/A
P/S ratio	2.50	3.50
P/B ratio	2.38	0.70
EV / EBITDA	10.21	N/A
FCF yield	4.59%	N/A

Profitability

Metric	CHCI	REFI
Gross margin	26.81%	N/A
Operating margin	21.48%	57.07%
Net margin	32.16%	48.89%
ROE	30.60%	9.75%
ROIC	19.19%	N/A

Chicago Atlantic Real Estate Finance, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	CHCI	REFI
Dividend yield	N/A	18.97%
Payout ratio	N/A	137.23%

Growth (annualized)

Metric	CHCI	REFI
Revenue CAGR (5Y)	20.89%	N/A
EPS CAGR (5Y)	45.41%	N/A
FCF CAGR (5Y)	24.55%	N/A
Total return CAGR (5Y)	32.25%	N/A

Frequently asked

Which has the lower trailing P/E, CHCI or REFI?: REFI has the lower trailing P/E: CHCI trades at 8.14 and REFI at 7.22. P/E is one valuation measure and does not by itself establish which business is cheaper.
Does CHCI or REFI pay a bigger dividend?: REFI pays a dividend (18.97% yield), while CHCI has no payments in the available dividend history.
Is CHCI or REFI more profitable?: REFI runs the higher net margin — CHCI at 32.16% versus REFI at 48.89%.

Go deeper

Full CHCI analysis Full REFI analysis Interactive comparison tool

Dig into the metrics

Comstock Holding Companies P/E ratio Chicago Atlantic Real Estate Finance P/E ratio Chicago Atlantic Real Estate Finance dividend yield Comstock Holding Companies ROE Chicago Atlantic Real Estate Finance ROE Comstock Holding Companies operating margin Chicago Atlantic Real Estate Finance operating margin Comstock Holding Companies revenue growth Chicago Atlantic Real Estate Finance revenue growth Comstock Holding Companies free cash flow

Comstock Holding Companies & Chicago Atlantic Real Estate Finance appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest ROE Stocks Highest ROIC Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.