Chicago Atlantic Real Estate Finance, Inc. (REFI) vs Star Holdings (STHO)
A side-by-side comparison of Chicago Atlantic Real Estate Finance, Inc. and Star Holdings across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — REFI vs STHO
growth of $100 · dividends reinvested · last 4yREFI vs STHO: by the numbers
- •REFI is the larger company ($209M vs $106M market cap).
- •REFI is profitable (48.89% net margin) while STHO runs a net loss (-58.33%).
- •REFI pays a dividend (18.97% yield), while STHO has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | REFI | STHO |
|---|---|---|
| P/E ratio | 7.15 | N/A |
| Forward P/E | 5.14 | N/A |
| P/S ratio | 3.47 | N/A |
| P/B ratio | 0.69 | 0.38 |
Profitability
| Metric | REFI | STHO |
|---|---|---|
| Gross margin | N/A | 19.32% |
| Operating margin | 57.07% | 11.32% |
| Net margin | 48.89% | -58.33% |
| ROE | 9.75% | -25.52% |
| ROIC | N/A | 2.24% |
Chicago Atlantic Real Estate Finance, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | REFI | STHO |
|---|---|---|
| Dividend yield | 18.97% | N/A |
| Payout ratio | 137.23% | N/A |
Frequently asked
- Does REFI or STHO pay a bigger dividend?
- REFI pays a dividend (18.97% yield), while STHO has no payments in the available dividend history.
- Is REFI or STHO more profitable?
- REFI runs the higher net margin — REFI at 48.89% versus STHO at -58.33%.
Go deeper
Dig into the metrics
Chicago Atlantic Real Estate Finance & Star appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.