Chicago Atlantic Real Estate Finance, Inc. (REFI) vs Seven Hills Realty Trust (SEVN)
A side-by-side comparison of Chicago Atlantic Real Estate Finance, Inc. and Seven Hills Realty Trust across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — REFI vs SEVN
growth of $100 · dividends reinvested · last 5yREFI vs SEVN: by the numbers
- •REFI is the larger company ($209M vs $132M market cap).
- •REFI trades at the lower trailing earnings multiple (7.15 vs 10.30 P/E), one valuation lens rather than an overall verdict.
- •REFI converts more revenue to profit (48.89% vs 19.66% net margin).
- •REFI pays the higher dividend yield (18.97% vs 16.11%).
Metrics side by side
Valuation
| Metric | REFI | SEVN |
|---|---|---|
| P/E ratio | 7.15 | 10.30 |
| Forward P/E | 5.14 | 7.15 |
| P/S ratio | 3.47 | 2.20 |
| P/B ratio | 0.69 | 0.41 |
Profitability
| Metric | REFI | SEVN |
|---|---|---|
| Operating margin | 57.07% | 76.33% |
| Net margin | 48.89% | 19.66% |
| ROE | 9.75% | 3.66% |
Chicago Atlantic Real Estate Finance, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Seven Hills Realty Trust: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | REFI | SEVN |
|---|---|---|
| Dividend yield | 18.97% | 16.11% |
| Payout ratio | 137.23% | 166.61% |
Growth (annualized)
| Metric | REFI | SEVN |
|---|---|---|
| Revenue CAGR (5Y) | N/A | 22.98% |
| Total return CAGR (5Y) | N/A | 2.55% |
Frequently asked
- Which has the lower trailing P/E, REFI or SEVN?
- REFI has the lower trailing P/E: REFI trades at 7.15 and SEVN at 10.30. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Does REFI or SEVN pay a bigger dividend?
- REFI yields 18.97% and SEVN yields 16.11% based on trailing dividends and the latest price.
- Is REFI or SEVN more profitable?
- REFI runs the higher net margin — REFI at 48.89% versus SEVN at 19.66%.
Go deeper
Dig into the metrics
Chicago Atlantic Real Estate Finance & Seven Hills Realty appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.