Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 8.84% is 21% above its 5-year average of 7.29%, around the middle of its 5-year range (0.00%–22.76%).
As of the fiscal period ended Tuesday, June 30, 2026. 351.41% above its 12-month average of 1.96%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 8.84%.
DEBT TO ASSETS RATIO
8.84%
DEBT TO ASSETS RATIO AVG TTM
1.96%
DEBT TO ASSETS RATIO AVG 3Y
8.36%
DEBT TO ASSETS RATIO AVG 5Y
7.29%
DEBT TO ASSETS RATIO AVG 10Y
13.36%
DEBT TO ASSETS RATIO AVG 15Y
14.14%
DEBT TO ASSETS RATIO AVG 20Y
17.07%
CURRENT VS TTM AVG
+351.41%
CURRENT VS 3Y AVG
+5.81%
CURRENT VS 5Y AVG
+21.39%
CURRENT VS 10Y AVG
-33.81%
CURRENT VS 15Y AVG
-37.43%
CURRENT VS 20Y AVG
-48.17%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 739 covered companies
CURRENT VS SECTOR MEDIAN
+17589.70%
vs the sector median at left
Rand Capital Corp
Market Cap
$29.16M
Debt to Assets Ratio
8.84%
TTM Avg
1.96%
3Y Avg
8.36%
5Y Avg
7.29%
Market Cap
$28.73M
Debt to Assets Ratio
0.13%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$29.82M
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$26.15M
Debt to Assets Ratio
0.03%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$32.39M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$25.90M
Debt to Assets Ratio
0.09%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$32.76M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$25.22M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Rand Capital Corp (RAND) | $29.16M | 8.84% | 1.96% | 8.36% | 7.29% |
| Fold Holdings, Inc. (FLD)vs › | $29.12M | 0.24% | N/A | N/A | N/A |
| Presurance Holdings, Inc. (PRHI)vs › | $28.73M | 0.13% | N/A | N/A | N/A |
| BayFirst Financial Corp. (BAFN)vs › | $29.82M | 0.02% | N/A | N/A | N/A |
| Grande Group Limited Class A Ordinary Shares (GRAN)vs › | $26.15M | 0.03% | N/A | N/A | N/A |
| Ribbon Acquisition Corp (RIBB)vs › | $32.39M | 0.00% | N/A | N/A | N/A |
| Atlantic American Corporation (AAME)vs › | $25.90M | 0.09% | N/A | N/A | N/A |
| FG Communities Holdings Inc. (FGC)vs › | $32.76M | N/A | N/A | N/A | N/A |
| A SPAC III Acquisition Corp. (ASPC)vs › | $25.22M | 0.00% | N/A | N/A | N/A |
| Rising Dragon Acquisition Corp. (RDAC)vs › | $33.15M | 0.04% | N/A | N/A | N/A |
Debt/Assets
8.8%
Debt/Equity
0.10
Current ratio and interest coverage is unavailable for Rand Capital Corp: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 8.84% |
| 2026-03-31 | 0.95% |
| 2025-12-31 | 0.00% |
| 2025-09-30 | 0.00% |
| 2025-06-30 | 0.00% |
| 2025-03-31 | 0.00% |
| 2024-12-31 | 0.83% |
| 2024-09-30 | 4.89% |
| 2024-06-30 | 18.95% |
| 2024-03-31 | 22.76% |
| 2023-12-31 | 20.06% |
| 2023-09-30 | 17.40% |
| 2023-06-30 | 14.00% |
| 2023-03-31 | 11.26% |
| 2022-12-31 | 4.02% |
| 2022-09-30 | 0.00% |
| 2022-06-30 | 0.00% |
| 2022-03-31 | 0.00% |
| 2021-12-31 | 0.00% |
| 2021-09-30 | 14.30% |
| 2021-06-30 | 14.77% |
| 2021-03-31 | 15.94% |
| 2020-12-31 | 17.75% |
| 2020-09-30 | 17.64% |
| 2020-06-30 | 17.68% |
| 2020-03-31 | 16.51% |
| 2019-12-31 | 16.65% |
| 2019-09-30 | 27.88% |
| 2019-06-30 | 25.82% |
| 2019-03-31 | 25.06% |
| 2018-12-31 | 21.11% |
| 2018-09-30 | 20.37% |
| 2018-06-30 | 20.24% |
| 2018-03-31 | 19.94% |
| 2017-12-31 | 19.57% |
| 2017-09-30 | 19.70% |
| 2017-06-30 | 19.69% |
| 2017-03-31 | 19.20% |
| 2016-12-31 | 18.45% |
| 2016-09-30 | 18.06% |
| 2016-06-30 | 17.53% |
| 2016-03-31 | 16.98% |
| 2015-12-31 | 17.95% |
| 2015-09-30 | 18.54% |
| 2015-06-30 | 18.63% |
| 2015-03-31 | 18.69% |
| 2014-12-31 | 17.57% |
| 2014-09-30 | 18.53% |
| 2014-06-30 | 18.54% |
| 2014-03-31 | 18.82% |
| 2013-12-31 | 17.61% |
| 2013-09-30 | 16.83% |
| 2013-06-30 | 12.56% |
| 2013-03-31 | 12.32% |
| 2012-12-31 | 14.31% |
| 2012-09-30 | 11.66% |
| 2012-06-30 | 6.97% |
| 2012-03-31 | 3.19% |
| 2011-12-31 | 12.77% |
| 2011-09-30 | 13.24% |
| 2011-06-30 | 28.79% |
| 2011-03-31 | 29.28% |
| 2010-12-31 | 28.50% |
| 2010-09-30 | 29.49% |
| 2010-06-30 | 29.23% |
| 2010-03-31 | 29.23% |
| 2009-12-31 | 25.54% |
| 2009-09-30 | 23.17% |
| 2009-06-30 | 26.22% |
| 2009-03-31 | 25.41% |
| 2008-12-31 | 25.13% |
| 2008-09-30 | 26.53% |
| 2008-06-30 | 25.70% |
| 2008-03-31 | 25.50% |
| 2007-12-31 | 24.76% |
| 2007-09-30 | 28.57% |
| 2007-06-30 | 28.07% |
| 2007-03-31 | 28.04% |
| 2006-12-31 | 27.49% |
| 2006-09-30 | 46.58% |
| 2006-06-30 | 44.89% |
| 2006-03-31 | 44.55% |
| 2005-12-31 | 44.80% |
| 2005-09-30 | 38.57% |
| 2005-06-30 | 35.26% |
| 2005-03-31 | 30.12% |
| 2004-12-31 | 27.45% |
| 2004-09-30 | 27.49% |
| 2004-06-30 | 20.59% |
| 2004-03-31 | 9.56% |
| 2003-12-31 | 0.00% |
| 2003-09-30 | 0.00% |
| 2003-06-30 | 0.00% |
| 2003-03-31 | 0.00% |
| 2002-12-31 | 0.00% |
| 2002-09-30 | 0.00% |
