Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 23.71% is 43% above its 4-year average of 16.61%, around the middle of its 4-year range (0.00%–51.27%).
As of the fiscal period ended Tuesday, June 30, 2026. 41.62% below its 12-month average of 40.61%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 23.71%.
DEBT TO ASSETS RATIO
23.71%
DEBT TO ASSETS RATIO AVG TTM
40.61%
DEBT TO ASSETS RATIO AVG 3Y
20.42%
DEBT TO ASSETS RATIO AVG 5Y
N/A
DEBT TO ASSETS RATIO AVG 10Y
N/A
DEBT TO ASSETS RATIO AVG 15Y
N/A
DEBT TO ASSETS RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-41.62%
CURRENT VS 3Y AVG
+16.10%
CURRENT VS 5Y AVG
N/A
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 739 covered companies
CURRENT VS SECTOR MEDIAN
+47318.19%
vs the sector median at left
Fold Holdings, Inc.
Market Cap
$29.12M
Debt to Assets Ratio
23.71%
TTM Avg
40.61%
3Y Avg
20.42%
5Y Avg
N/A
Market Cap
$29.07M
Debt to Assets Ratio
0.13%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$29.82M
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$26.15M
Debt to Assets Ratio
0.03%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$25.90M
Debt to Assets Ratio
0.09%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$32.39M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$32.76M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$25.22M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Fold Holdings, Inc. (FLD) | $29.12M | 23.71% | 40.61% | 20.42% | N/A |
| Rand Capital Corp (RAND)vs › | $29.16M | 0.09% | N/A | N/A | N/A |
| Presurance Holdings, Inc. (PRHI)vs › | $29.07M | 0.13% | N/A | N/A | N/A |
| BayFirst Financial Corp. (BAFN)vs › | $29.82M | 0.02% | N/A | N/A | N/A |
| Grande Group Limited Class A Ordinary Shares (GRAN)vs › | $26.15M | 0.03% | N/A | N/A | N/A |
| Atlantic American Corporation (AAME)vs › | $25.90M | 0.09% | N/A | N/A | N/A |
| Ribbon Acquisition Corp (RIBB)vs › | $32.39M | 0.00% | N/A | N/A | N/A |
| FG Communities Holdings Inc. (FGC)vs › | $32.76M | N/A | N/A | N/A | N/A |
| A SPAC III Acquisition Corp. (ASPC)vs › | $25.22M | 0.00% | N/A | N/A | N/A |
| Rising Dragon Acquisition Corp. (RDAC)vs › | $33.15M | 0.04% | N/A | N/A | N/A |
Debt/Assets
23.7%
Debt/Equity
0.40
Current ratio and interest coverage is unavailable for Fold Holdings, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 23.71% |
| 2026-03-31 | 41.05% |
| 2025-12-31 | 51.27% |
| 2025-09-30 | 43.15% |
| 2025-06-30 | 43.90% |
| 2025-03-31 | 43.82% |
| 2024-12-31 | 11.00% |
| 2024-09-30 | 0.00% |
| 2024-06-30 | 0.00% |
| 2024-03-31 | 4.98% |
| 2023-12-31 | 1.22% |
| 2023-09-30 | 0.91% |
| 2023-06-30 | 0.49% |
| 2023-03-31 | 0.29% |
| 2022-12-31 | 0.00% |
| 2022-09-30 | 0.00% |
