Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 8.76% is in line with its 5-year average of 9.30%, near the low end of its 5-year range (8.33%–10.39%).
As of the fiscal period ended Tuesday, September 30, 2025. 6.04% below its 12-month average of 9.33%.
Reported quarterly debt to assets ratio; no daily interpolation. Q3 FY2025 (2025-09-30): 8.76%.
DEBT TO ASSETS RATIO
8.76%
DEBT TO ASSETS RATIO AVG TTM
9.33%
DEBT TO ASSETS RATIO AVG 3Y
9.77%
DEBT TO ASSETS RATIO AVG 5Y
9.30%
DEBT TO ASSETS RATIO AVG 10Y
9.64%
DEBT TO ASSETS RATIO AVG 15Y
10.75%
DEBT TO ASSETS RATIO AVG 20Y
11.47%
CURRENT VS TTM AVG
-6.04%
CURRENT VS 3Y AVG
-10.26%
CURRENT VS 5Y AVG
-5.76%
CURRENT VS 10Y AVG
-9.06%
CURRENT VS 15Y AVG
-18.46%
CURRENT VS 20Y AVG
-23.58%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 429 covered companies
CURRENT VS SECTOR MEDIAN
+17427.47%
vs the sector median at left
Atlantic American Corporation
Market Cap
$25.70M
Debt to Assets Ratio
8.76%
TTM Avg
9.33%
3Y Avg
9.77%
5Y Avg
9.30%
Market Cap
$25.27M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$26.40M
Debt to Assets Ratio
0.03%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$24.03M
Debt to Assets Ratio
0.17%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$31.83M
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$32.36M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$17.65M
Debt to Assets Ratio
0.36%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Atlantic American Corporation (AAME) | $25.70M | 8.76% | 9.33% | 9.77% | 9.30% |
| A SPAC III Acquisition Corp. (ASPC)vs › | $25.27M | 0.00% | N/A | N/A | N/A |
| Grande Group Limited Class A Ordinary Shares (GRAN)vs › | $26.40M | 0.03% | N/A | N/A | N/A |
| Beeline Holdings Inc. (BLNE)vs › | $24.03M | 0.17% | N/A | N/A | N/A |
| Fold Holdings, Inc. (FLD)vs › | $28.54M | 0.24% | N/A | N/A | N/A |
| eHealth, Inc. (EHTH)vs › | $21.63M | 0.11% | N/A | N/A | N/A |
| BayFirst Financial Corp. (BAFN)vs › | $31.83M | 0.02% | N/A | N/A | N/A |
| FG Communities Holdings Inc. (FGC)vs › | $32.36M | N/A | N/A | N/A | N/A |
| Binah Capital Group, Inc. (BCG)vs › | $17.65M | 0.36% | N/A | N/A | N/A |
| U.S. Global Investors, Inc. (GROW)vs › | $36.77M | 0.00% | N/A | N/A | N/A |
Debt/Assets
8.8%
Debt/Equity
0.34
Current ratio and interest coverage is unavailable for Atlantic American Corporation: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2025-09-30 | 8.76% |
| 2025-06-30 | 8.79% |
| 2025-03-31 | 9.72% |
| 2024-12-31 | 9.60% |
| 2024-09-30 | 9.76% |
| 2024-06-30 | 9.78% |
| 2024-03-31 | 10.32% |
| 2023-12-31 | 9.64% |
| 2023-09-30 | 10.16% |
| 2023-06-30 | 9.85% |
| 2023-03-31 | 10.39% |
| 2022-12-31 | 9.74% |
| 2022-09-30 | 9.64% |
| 2022-06-30 | 9.16% |
| 2022-03-31 | 9.00% |
| 2021-12-31 | 8.39% |
| 2021-09-30 | 8.35% |
| 2021-06-30 | 8.34% |
| 2021-03-31 | 8.81% |
| 2020-12-31 | 8.33% |
| 2020-09-30 | 8.76% |
| 2020-06-30 | 8.75% |
| 2020-03-31 | 9.70% |
| 2019-12-31 | 8.93% |
| 2019-09-30 | 8.80% |
| 2019-06-30 | 9.08% |
| 2019-03-31 | 9.52% |
| 2018-12-31 | 9.80% |
| 2018-09-30 | 9.94% |
| 2018-06-30 | 9.87% |
| 2018-03-31 | 10.36% |
| 2017-12-31 | 9.83% |
| 2017-09-30 | 10.09% |
| 2017-06-30 | 10.14% |
| 2017-03-31 | 10.78% |
| 2016-12-31 | 10.59% |
| 2016-09-30 | 10.49% |
| 2016-06-30 | 10.53% |
| 2016-03-31 | 11.24% |
| 2015-12-31 | 10.72% |
| 2015-09-30 | 10.64% |
| 2015-06-30 | 10.31% |
| 2015-03-31 | 10.77% |
| 2014-12-31 | 10.64% |
| 2014-09-30 | 10.65% |
| 2014-06-30 | 12.24% |
| 2014-03-31 | 13.22% |
| 2013-12-31 | 12.91% |
| 2013-09-30 | 12.98% |
| 2013-06-30 | 12.85% |
| 2013-03-31 | 13.15% |
| 2012-12-31 | 12.88% |
| 2012-09-30 | 12.91% |
| 2012-06-30 | 13.36% |
| 2012-03-31 | 13.72% |
| 2011-12-31 | 13.65% |
| 2011-09-30 | 14.08% |
| 2011-06-30 | 15.00% |
| 2011-03-31 | 15.28% |
| 2010-12-31 | 14.86% |
| 2010-09-30 | 15.07% |
| 2010-06-30 | 15.36% |
| 2010-03-31 | 15.78% |
| 2009-12-31 | 15.73% |
| 2009-09-30 | 15.67% |
| 2009-06-30 | 15.93% |
| 2009-03-31 | 16.41% |
| 2008-12-31 | 15.47% |
| 2008-09-30 | 14.90% |
| 2008-06-30 | 14.67% |
| 2008-03-31 | 14.12% |
| 2007-12-31 | 11.78% |
| 2007-09-30 | 12.00% |
| 2007-06-30 | 12.05% |
| 2007-03-31 | 12.02% |
| 2006-12-31 | 11.77% |
| 2006-09-30 | 12.28% |
| 2006-06-30 | 12.52% |
| 2006-03-31 | 12.37% |
| 2005-12-31 | 11.18% |
| 2005-09-30 | 11.29% |
| 2005-06-30 | 11.50% |
| 2005-03-31 | 11.54% |
| 2004-12-31 | 11.31% |
| 2004-09-30 | 11.62% |
| 2004-06-30 | 12.85% |
| 2004-03-31 | 12.76% |
| 2003-12-31 | 12.68% |
| 2003-09-30 | 3.43% |
| 2003-06-30 | 11.95% |
| 2003-03-31 | 11.61% |
| 2002-12-31 | 11.69% |
| 2002-09-30 | 10.38% |
| 2002-06-30 | 10.37% |
| 2002-03-31 | 11.09% |
| 2001-12-31 | 10.68% |
