Presurance Holdings, Inc. (PRHI) vs Rand Capital Corp (RAND)

A side-by-side comparison of Presurance Holdings, Inc. and Rand Capital Corp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — PRHI vs RAND

growth of $100 · dividends reinvested · last 10y
PRHI -86.7% (-18.3%/yr)RAND -54.1% (-7.5%/yr)RAND compounded faster over this window
020406080100Start $10020182020202220242026$13$46
PRHI RAND

PRHI vs RAND: by the numbers

  • •RAND is the larger company ($29M vs $29M market cap).
  • •Both run net losses; RAND's is the smaller (-2.22% vs -51.33% net margin).
  • •RAND grew revenue faster over the past five years (5.29% vs -23.65% CAGR).
  • •RAND pays a dividend (17.33% yield), while PRHI has no payments in the available dividend history.

Metrics side by side

Valuation

MetricPRHIRAND
P/S ratio0.934.44
P/B ratio1.040.57

Profitability

MetricPRHIRAND
Gross marginN/A106.67%
Operating margin-51.00%-176.20%
Net margin-51.33%-2.22%
ROE-57.14%-0.28%

Presurance Holdings, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricPRHIRAND
Dividend yieldN/A17.33%

Growth (annualized)

MetricPRHIRAND
Revenue CAGR (5Y)-23.65%5.29%
Total return CAGR (5Y)-17.12%-1.33%

Frequently asked

Which has grown faster, PRHI or RAND?
Over the past five years, RAND grew revenue faster — PRHI at a -23.65% CAGR versus RAND at 5.29%.
Does PRHI or RAND pay a bigger dividend?
RAND pays a dividend (17.33% yield), while PRHI has no payments in the available dividend history.
How have PRHI and RAND total returns compared?
Over the past 10 years, PRHI delivered -18.63% and RAND delivered -7.49% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.