Which has grown faster, BAFN or RAND?

Over the past five years, RAND grew revenue faster — BAFN at a -17.63% CAGR versus RAND at 5.29%.

Does BAFN or RAND pay a bigger dividend?

RAND pays a dividend (17.33% yield), while BAFN is a former payer with no current dividend run rate.

How have BAFN and RAND total returns compared?

Over the past 5 years, BAFN delivered -22.05% and RAND delivered -1.33% annualized total return. Past performance doesn't predict future results.

BayFirst Financial Corp. (BAFN) vs Rand Capital Corp (RAND)

A side-by-side comparison of BayFirst Financial Corp. and Rand Capital Corp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

BAFN

BayFirst Financial Corp.

$30M

$7.21Financial ServicesDelayed quote: Oct 6, 2026, 1:48 PM EDT

RAND

Rand Capital Corp

$29M

$9.88Financial ServicesDelayed quote: Oct 6, 2026, 1:44 PM EDT

Total return — BAFN vs RAND

growth of $100 · dividends reinvested · last 7y

BAFN -49.3% (-9.3%/yr)RAND -39.3% (-6.9%/yr)RAND compounded faster over this window

BAFN RAND

BAFN vs RAND: by the numbers

•BAFN is the larger company ($30M vs $29M market cap).
•Both run net losses; RAND's is the smaller (-2.22% vs -91.62% net margin).
•RAND grew revenue faster over the past five years (5.29% vs -17.63% CAGR).
•RAND pays a dividend (17.33% yield), while BAFN is a former payer with no current dividend run rate.

Metrics side by side

Valuation

Metric	BAFN	RAND
P/S ratio	0.45	4.46
P/B ratio	1.15	0.57

Profitability

Metric	BAFN	RAND
Gross margin	N/A	106.67%
Operating margin	-29.59%	-176.20%
Net margin	-91.62%	-2.22%
ROE	-51.50%	-0.28%

BayFirst Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	BAFN	RAND
Dividend yield	N/A	17.33%

Growth (annualized)

Metric	BAFN	RAND
Revenue CAGR (5Y)	-17.63%	5.29%
Total return CAGR (5Y)	-22.05%	-1.33%

Frequently asked

Which has grown faster, BAFN or RAND?: Over the past five years, RAND grew revenue faster — BAFN at a -17.63% CAGR versus RAND at 5.29%.
Does BAFN or RAND pay a bigger dividend?: RAND pays a dividend (17.33% yield), while BAFN is a former payer with no current dividend run rate.
How have BAFN and RAND total returns compared?: Over the past 5 years, BAFN delivered -22.05% and RAND delivered -1.33% annualized total return. Past performance doesn't predict future results.

Go deeper

Full BAFN analysis Full RAND analysis Interactive comparison tool

Dig into the metrics

Rand Capital dividend yield BayFirst Financial ROE Rand Capital ROE BayFirst Financial operating margin Rand Capital operating margin BayFirst Financial revenue growth Rand Capital revenue growth

BayFirst Financial & Rand Capital appear in these rankings

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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.