Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.13% is 16% above its 5-year average of 0.97%, near the high end of its 5-year range (0.80%–1.16%).
5.12% above its 12-month average of 1.07%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.30%.
RETURN ON ASSETS (ROA)
1.13%
RETURN ON ASSETS (ROA) AVG TTM
1.07%
RETURN ON ASSETS (ROA) AVG 3Y
1.02%
RETURN ON ASSETS (ROA) AVG 5Y
0.97%
RETURN ON ASSETS (ROA) AVG 10Y
1.00%
RETURN ON ASSETS (ROA) AVG 15Y
0.90%
RETURN ON ASSETS (ROA) AVG 20Y
0.84%
CURRENT VS TTM AVG
+5.12%
CURRENT VS 3Y AVG
+10.51%
CURRENT VS 5Y AVG
+16.49%
CURRENT VS 10Y AVG
+13.31%
CURRENT VS 15Y AVG
+24.91%
CURRENT VS 20Y AVG
+33.84%
SECTOR MEDIAN · FINANCIAL SERVICES
1.22%
median of 641 covered companies
CURRENT VS SECTOR MEDIAN
-7.38%
vs the sector median at left
Peoples Bancorp of North Carolina, Inc.
Market Cap
$239.92M
Return on Assets (ROA)
1.13%
TTM Avg
1.07%
3Y Avg
1.02%
5Y Avg
0.97%
Market Cap
$239.68M
Return on Assets (ROA)
8.30%
TTM Avg
2.85%
3Y Avg
2.85%
5Y Avg
2.85%
Market Cap
$238.96M
Return on Assets (ROA)
-3.12%
TTM Avg
-133.53%
3Y Avg
-133.53%
5Y Avg
-133.53%
Market Cap
$241.10M
Return on Assets (ROA)
2.37%
TTM Avg
0.79%
3Y Avg
0.79%
5Y Avg
0.79%
Market Cap
$238.07M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$241.81M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$237.40M
Return on Assets (ROA)
1.19%
TTM Avg
-0.05%
3Y Avg
-0.05%
5Y Avg
-0.05%
Market Cap
$237.19M
Return on Assets (ROA)
N/A
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$242.82M
Return on Assets (ROA)
2.03%
TTM Avg
0.28%
3Y Avg
0.28%
5Y Avg
0.28%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Peoples Bancorp of North Carolina, Inc. (PEBK) | $239.92M | 1.13% | 1.07% | 1.02% | 0.97% |
| Melar Acquisition Corp. I (MACI)vs › | $239.68M | 8.30% | 2.85% | 2.85% | 2.85% |
| General Purpose Acquisition Corp. (GPAC)vs › | $238.96M | -3.12% | -133.53% | -133.53% | -133.53% |
| Range Capital Acquisition Corp II Class A Ordinary Shares (RNGT)vs › | $241.10M | 2.37% | 0.79% | 0.79% | 0.79% |
| Inflection Point Acquisition Corp. VII (IPXG)vs › | $238.07M | N/A | N/A | N/A | N/A |
| Dynamix Corporation (DYNC)vs › | $241.81M | N/A | N/A | N/A | N/A |
| Space Asset Acquisition Corp. Class A Ordinary Shares (SAAQ)vs › | $237.40M | 1.19% | -0.05% | -0.05% | -0.05% |
| Abony Acquisition Corp. I Class A Ordinary Share (AACO)vs › | $237.19M | N/A | 0.00% | 0.00% | 0.00% |
| GSR IV Acquisition Corp. Class A ordinary share (GSRF)vs › | $242.82M | 2.03% | 0.28% | 0.28% | 0.28% |
| Iron Horse Acquisitions II Corp. Common Stock (IRHO)vs › | $235.80M | 1.09% | -56.05% | -56.05% | -56.05% |
ROA
1.1%
ROE
12.4%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.16% |
| 2024-12-31 | 0.99% |
| 2023-12-31 | 0.95% |
| 2022-12-31 | 0.99% |
| 2021-12-31 | 0.93% |
| 2020-12-31 | 0.80% |
| 2019-12-31 | 1.22% |
| 2018-12-31 | 1.22% |
| 2017-12-31 | 0.94% |
| 2016-12-31 | 0.84% |
| 2015-12-31 | 0.93% |
| 2014-12-31 | 0.90% |
| 2013-12-31 | 0.65% |
| 2012-12-31 | 0.57% |
| 2011-12-31 | 0.48% |
| 2010-12-31 | 0.17% |
| 2009-12-31 | 0.28% |
| 2008-12-31 | 0.66% |
| 2007-12-31 | 1.06% |
| 2006-12-31 | 1.12% |
| 2005-12-31 | 0.87% |
| 2004-12-31 | 0.65% |
| 2003-12-31 | 0.30% |
| 2002-12-31 | 0.53% |
| 2001-12-31 | 0.74% |
| 2000-12-31 | 1.04% |
| 1999-12-31 | 1.05% |
| 1998-12-31 | 0.99% |
| 1997-12-31 | 0.73% |
| 1996-12-31 | 0.78% |
