Which has the lower trailing P/E, GSRF or PEBK?

PEBK has the lower trailing P/E: GSRF trades at 35.40 and PEBK at 14.88. P/E is one valuation measure and does not by itself establish which business is cheaper.

Does GSRF or PEBK pay a bigger dividend?

PEBK pays a dividend (2.25% yield), while GSRF has no payments in the available dividend history.

Is GSRF or PEBK more profitable?

PEBK runs the higher net margin — GSRF at 0.00% versus PEBK at 18.12%.

GSR IV Acquisition Corp. Class A ordinary share (GSRF) vs Peoples Bancorp of North Carolina, Inc. (PEBK)

A side-by-side comparison of GSR IV Acquisition Corp. Class A ordinary share and Peoples Bancorp of North Carolina, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

GSRF

GSR IV Acquisition Corp. Class A ordinary share

$243M

$10.27Financial ServicesDelayed quote: Oct 6, 2026, 11:23 AM EDT

PEBK

Peoples Bancorp of North Carolina, Inc.

$240M

$44.03Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — GSRF vs PEBK

growth of $100 · dividends reinvested · last 1y

GSRF +1.8% (+1.8%/yr)PEBK +57.4% (+57.4%/yr)PEBK compounded faster over this window

GSRF PEBK

GSRF vs PEBK: by the numbers

•GSRF is the larger company ($243M vs $240M market cap).
•PEBK trades at the lower trailing earnings multiple (14.88 vs 35.40 P/E), one valuation lens rather than an overall verdict.
•PEBK is profitable (18.12% net margin) while GSRF runs a net loss (0.00%).
•PEBK pays a dividend (2.25% yield), while GSRF has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	GSRF	PEBK
P/E ratio	35.40	14.88
PEG ratio	N/A	1.74
P/S ratio	N/A	2.18
P/B ratio	1.06	1.49

Profitability

Metric	GSRF	PEBK
Gross margin	0.00%	N/A
Operating margin	0.00%	23.55%
Net margin	0.00%	18.12%
ROE	2.11%	12.37%
ROIC	-0.29%	N/A

Peoples Bancorp of North Carolina, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	GSRF	PEBK
Dividend yield	N/A	2.25%
Payout ratio	N/A	33.78%

Growth (annualized)

Metric	GSRF	PEBK
Revenue CAGR (5Y)	N/A	10.62%
EPS CAGR (5Y)	N/A	8.56%
Total return CAGR (5Y)	N/A	12.60%

Frequently asked

Which has the lower trailing P/E, GSRF or PEBK?: PEBK has the lower trailing P/E: GSRF trades at 35.40 and PEBK at 14.88. P/E is one valuation measure and does not by itself establish which business is cheaper.
Does GSRF or PEBK pay a bigger dividend?: PEBK pays a dividend (2.25% yield), while GSRF has no payments in the available dividend history.
Is GSRF or PEBK more profitable?: PEBK runs the higher net margin — GSRF at 0.00% versus PEBK at 18.12%.

Go deeper

Full GSRF analysis Full PEBK analysis Interactive comparison tool

Dig into the metrics

GSR IV Acquisition Corp. Class A ordinary share P/E ratio Peoples Bancorp of North Carolina P/E ratio Peoples Bancorp of North Carolina dividend yield GSR IV Acquisition Corp. Class A ordinary share ROE Peoples Bancorp of North Carolina ROE GSR IV Acquisition Corp. Class A ordinary share operating margin Peoples Bancorp of North Carolina operating margin GSR IV Acquisition Corp. Class A ordinary share revenue growth Peoples Bancorp of North Carolina revenue growth GSR IV Acquisition Corp. Class A ordinary share free cash flow

GSR IV Acquisition Corp. Class A ordinary share & Peoples Bancorp of North Carolina appear in these rankings

Highest Dividend Yield Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.