Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 23.55% is in line with its 5-year average of 24.35%, near the low end of its 5-year range (18.56%–35.34%).
1.73% below its 12-month average of 23.96%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 25.15%.
OPERATING MARGIN
23.55%
OPERATING MARGIN AVG TTM
23.96%
OPERATING MARGIN AVG 3Y
23.09%
OPERATING MARGIN AVG 5Y
24.35%
OPERATING MARGIN AVG 10Y
25.54%
OPERATING MARGIN AVG 15Y
23.33%
OPERATING MARGIN AVG 20Y
20.89%
CURRENT VS TTM AVG
-1.73%
CURRENT VS 3Y AVG
+1.99%
CURRENT VS 5Y AVG
-3.28%
CURRENT VS 10Y AVG
-7.78%
CURRENT VS 15Y AVG
+0.94%
CURRENT VS 20Y AVG
+12.74%
SECTOR MEDIAN · FINANCIAL SERVICES
16.09%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
+46.36%
vs the sector median at left
Peoples Bancorp of North Carolina, Inc.
Market Cap
$240.47M
Operating Margin
23.55%
TTM Avg
23.96%
3Y Avg
23.09%
5Y Avg
24.35%
Market Cap
$241.10M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$239.35M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$238.97M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$238.91M
Operating Margin
32.64%
TTM Avg
27.59%
3Y Avg
31.39%
5Y Avg
33.18%
Market Cap
$242.82M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$238.07M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$237.42M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Peoples Bancorp of North Carolina, Inc. (PEBK) | $240.47M | 23.55% | 23.96% | 23.09% | 24.35% |
| Range Capital Acquisition Corp II Class A Ordinary Shares (RNGT)vs › | $241.10M | 0.00% | 0.00% | 0.00% | 0.00% |
| Melar Acquisition Corp. I (MACI)vs › | $239.35M | 0.00% | 0.00% | 0.00% | 0.00% |
| Dynamix Corporation (DYNC)vs › | $241.81M | N/A | N/A | N/A | N/A |
| General Purpose Acquisition Corp. (GPAC)vs › | $238.97M | 0.00% | 0.00% | 0.00% | 0.00% |
| Community Bancorp (CMTV)vs › | $238.91M | 32.64% | 27.59% | 31.39% | 33.18% |
| GSR IV Acquisition Corp. Class A ordinary share (GSRF)vs › | $242.82M | 0.00% | 0.00% | 0.00% | 0.00% |
| Inflection Point Acquisition Corp. VII (IPXG)vs › | $238.07M | N/A | N/A | N/A | N/A |
| Space Asset Acquisition Corp. Class A Ordinary Shares (SAAQ)vs › | $237.42M | 0.00% | 0.00% | 0.00% | 0.00% |
| Abony Acquisition Corp. I Class A Ordinary Share (AACO)vs › | $236.48M | 0.00% | 0.00% | 0.00% | 0.00% |
Operating Margin
23.6%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 25.15% |
| 2026-03-31 | 20.65% |
| 2025-12-31 | 28.13% |
| 2025-09-30 | 19.27% |
| 2025-06-30 | 26.62% |
| 2025-03-31 | 23.62% |
| 2024-12-31 | 18.56% |
| 2024-09-30 | 21.50% |
| 2024-06-30 | 25.46% |
| 2024-03-31 | 20.04% |
| 2023-12-31 | 19.14% |
| 2023-09-30 | 23.54% |
| 2023-06-30 | 28.52% |
| 2023-03-31 | 21.76% |
| 2022-12-31 | 26.08% |
| 2022-09-30 | 35.34% |
| 2022-06-30 | 24.77% |
| 2022-03-31 | 28.06% |
| 2021-12-31 | 24.36% |
| 2021-09-30 | 26.91% |
| 2021-06-30 | 34.87% |
| 2021-03-31 | 32.08% |
| 2020-12-31 | 13.92% |
| 2020-09-30 | 32.60% |
| 2020-06-30 | 20.25% |
| 2020-03-31 | 18.19% |
| 2019-12-31 | 22.36% |
| 2019-09-30 | 27.97% |
| 2019-06-30 | 29.75% |
| 2019-03-31 | 28.88% |
| 2018-12-31 | 27.38% |
| 2018-09-30 | 28.42% |
| 2018-06-30 | 26.67% |
| 2018-03-31 | 28.88% |
| 2017-12-31 | 24.19% |
| 2017-09-30 | 31.83% |
| 2017-06-30 | 27.73% |
| 2017-03-31 | 22.03% |
| 2016-12-31 | 9.38% |
| 2016-09-30 | 25.37% |
| 2016-06-30 | 30.61% |
| 2016-04-26 | 24.25% |
| 2015-12-31 | 21.20% |
| 2015-09-30 | 26.51% |
| 2015-06-30 | 28.51% |
| 2015-03-31 | 23.91% |
| 2014-12-31 | 11.32% |
| 2014-09-30 | 23.22% |
| 2014-06-30 | 27.82% |
| 2014-03-31 | 28.27% |
| 2013-12-31 | 11.48% |
| 2013-09-30 | 22.67% |
| 2013-06-30 | 17.14% |
| 2013-03-31 | 18.16% |
| 2012-12-31 | 11.60% |
| 2012-09-30 | 14.21% |
| 2012-06-30 | 14.86% |
| 2012-03-31 | 16.04% |
| 2011-12-31 | 15.91% |
| 2011-09-30 | 11.98% |
| 2011-06-30 | 4.05% |
| 2011-03-31 | 11.65% |
| 2010-12-31 | -5.49% |
| 2010-09-30 | 3.12% |
| 2010-06-30 | 7.22% |
| 2010-03-31 | 7.87% |
| 2009-12-31 | 4.96% |
| 2009-09-30 | 1.95% |
| 2009-06-30 | 13.37% |
| 2009-03-31 | 6.48% |
| 2008-12-31 | 2.34% |
| 2008-09-30 | 16.17% |
| 2008-06-30 | 20.03% |
| 2008-03-31 | 18.40% |
| 2007-12-31 | 13.55% |
| 2007-09-30 | 23.16% |
| 2007-06-30 | 22.95% |
| 2007-03-31 | 25.23% |
| 2006-12-31 | 19.26% |
| 2006-09-30 | 22.62% |
| 2006-06-30 | 26.88% |
| 2006-03-31 | 24.17% |
| 2005-12-31 | 18.18% |
| 2005-09-30 | 21.69% |
| 2005-06-30 | 20.35% |
| 2005-03-31 | 17.15% |
| 2004-12-31 | 14.61% |
| 2004-09-30 | 15.53% |
| 2004-06-30 | 15.75% |
| 2004-03-31 | 17.16% |
| 2003-12-31 | 1.90% |
| 2003-09-30 | 6.14% |
| 2003-06-30 | 0.40% |
| 2003-03-31 | 20.61% |
| 2002-12-31 | 8.48% |
| 2002-09-30 | 17.55% |
