Which has the lower trailing P/E, MACI or PEBK?

PEBK has the lower trailing P/E: MACI trades at 55.43 and PEBK at 15.06. P/E is one valuation measure and does not by itself establish which business is cheaper.

Does MACI or PEBK pay a bigger dividend?

PEBK pays a dividend (2.25% yield), while MACI has no payments in the available dividend history.

Is MACI or PEBK more profitable?

PEBK runs the higher net margin — MACI at 0.00% versus PEBK at 18.12%.

Melar Acquisition Corp. I (MACI) vs Peoples Bancorp of North Carolina, Inc. (PEBK)

A side-by-side comparison of Melar Acquisition Corp. I and Peoples Bancorp of North Carolina, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

MACI

Melar Acquisition Corp. I

$240M

$11.09Financial ServicesDelayed quote: Oct 6, 2026, 10:26 AM EDT

PEBK

Peoples Bancorp of North Carolina, Inc.

$243M

$44.57Financial ServicesDelayed quote: Oct 6, 2026, 11:57 AM EDT

Total return — MACI vs PEBK

growth of $100 · dividends reinvested · last 2y

MACI +11.1% (+5.4%/yr)PEBK +65.2% (+28.5%/yr)PEBK compounded faster over this window

MACI PEBK

MACI vs PEBK: by the numbers

•PEBK is the larger company ($243M vs $240M market cap).
•PEBK trades at the lower trailing earnings multiple (15.06 vs 55.43 P/E), one valuation lens rather than an overall verdict.
•PEBK is profitable (18.12% net margin) while MACI runs a net loss (0.00%).
•PEBK pays a dividend (2.25% yield), while MACI has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	MACI	PEBK
P/E ratio	55.43	15.06
PEG ratio	N/A	1.76
P/S ratio	N/A	2.21
P/B ratio	6.08	1.51

Profitability

Metric	MACI	PEBK
Gross margin	0.00%	N/A
Operating margin	0.00%	23.55%
Net margin	0.00%	18.12%
ROE	9.90%	12.37%
ROIC	-5.40%	N/A

Peoples Bancorp of North Carolina, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	MACI	PEBK
Dividend yield	N/A	2.25%
Payout ratio	N/A	33.78%

Growth (annualized)

Metric	MACI	PEBK
Revenue CAGR (5Y)	N/A	10.62%
EPS CAGR (5Y)	N/A	8.56%
Total return CAGR (5Y)	N/A	12.60%

Frequently asked

Which has the lower trailing P/E, MACI or PEBK?: PEBK has the lower trailing P/E: MACI trades at 55.43 and PEBK at 15.06. P/E is one valuation measure and does not by itself establish which business is cheaper.
Does MACI or PEBK pay a bigger dividend?: PEBK pays a dividend (2.25% yield), while MACI has no payments in the available dividend history.
Is MACI or PEBK more profitable?: PEBK runs the higher net margin — MACI at 0.00% versus PEBK at 18.12%.

Go deeper

Full MACI analysis Full PEBK analysis Interactive comparison tool

Dig into the metrics

Melar Acquisition Corp. I P/E ratio Peoples Bancorp of North Carolina P/E ratio Peoples Bancorp of North Carolina dividend yield Melar Acquisition Corp. I ROE Peoples Bancorp of North Carolina ROE Melar Acquisition Corp. I operating margin Peoples Bancorp of North Carolina operating margin Melar Acquisition Corp. I revenue growth Peoples Bancorp of North Carolina revenue growth Melar Acquisition Corp. I free cash flow

Melar Acquisition Corp. I & Peoples Bancorp of North Carolina appear in these rankings

Highest Dividend Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.