Peoples Bancorp of North Carolina (PEBK) ROE: History & Chart

Peoples Bancorp of North Carolina, Inc.(PEBK)

Banks - Regional · Newton, NC

$44.27+0.69 (+1.58%)

Delayed quote: Oct 6, 2026, 2:43 PM EDT

About Peoples Bancorp of North Carolina, Inc.

Peoples Bancorp of North Carolina, Inc. functions as the holding company for Peoples Bank, delivering a broad spectrum of financial products and services to individuals and small to medium-sized enterprises. Its deposit offerings encompass checking, savings, money market, and demand accounts, along with certificates of deposit (CDs) and time deposits. The bank also handles borrowed funds. For lending, Peoples Bank provides various credit options, including commercial real estate and general commercial loans, construction and land development financing, and agricultural loans. For personal needs, it extends single-family residential, standard residential mortgage, and Individual Taxpayer Identification Number (ITIN) mortgage loans. Beyond traditional banking, the company furnishes investment advisory services and a range of non-deposit investment instruments, such as stocks, bonds, mutual funds, and tax-deferred annuities, supported by brokerage services. It also handles real estate appraisal and brokerage. Furthermore, Peoples Bancorp operates an appraisal clearing-house for other community banks and manages, acquires, and sells real property and other assets obtained through debt collection. An insurance agency is also part of its service portfolio. As of year-end 2021, the company maintained a substantial presence across North Carolina, with 17 full-service banking branches in cities including Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Mooresville, Raleigh, and Cary. Additionally, it operates loan production offices in Charlotte, Denver, Salisbury, and Winston-Salem, North Carolina. Established in 1912, Peoples Bancorp of North Carolina, Inc. maintains its headquarters in Newton, North Carolina.

Newton, NC

268 employees

www.peoplesbanknc.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: William D. Cable

View full financials

PEBK Return on Equity (ROE) Metrics

RETURN ON EQUITY (ROE)

12.37%

RETURN ON EQUITY (ROE) AVG TTM

12.12%

RETURN ON EQUITY (ROE) AVG 3Y

12.42%

RETURN ON EQUITY (ROE) AVG 5Y

12.61%

RETURN ON EQUITY (ROE) AVG 10Y

11.21%

RETURN ON EQUITY (ROE) AVG 15Y

9.97%

RETURN ON EQUITY (ROE) AVG 20Y

9.48%

CURRENT VS TTM AVG

+2.07%

CURRENT VS 3Y AVG

-0.43%

CURRENT VS 5Y AVG

-1.92%

CURRENT VS 10Y AVG

+10.36%

CURRENT VS 15Y AVG

+24.13%

CURRENT VS 20Y AVG

+30.47%

SECTOR MEDIAN · FINANCIAL SERVICES

8.76%

median of 677 covered companies

CURRENT VS SECTOR MEDIAN

+41.21%

vs the sector median at left

NAME	MARKET CAP	RETURN ON EQUITY (ROE)	TTM	3Y	5Y
Peoples Bancorp of North Carolina, Inc. (PEBK)	$241.78M	12.37%	12.12%	12.42%	12.61%
Range Capital Acquisition Corp II Class A Ordinary Shares (RNGT)vs ›	$241.10M	2.46%	0.82%	0.82%	0.82%
BitFuFu Inc. (FUFU)vs ›	$240.24M	-123.96%	5.76%	26.95%	234.95%
Dynamix Corporation (DYNC)vs ›	$241.81M	N/A	N/A	N/A	N/A
Melar Acquisition Corp. I (MACI)vs ›	$239.35M	9.90%	3.01%	3.01%	3.01%
GSR IV Acquisition Corp. Class A ordinary share (GSRF)vs ›	$242.82M	2.11%	-8.56%	-8.56%	-8.56%
General Purpose Acquisition Corp. (GPAC)vs ›	$238.97M	-3.25%	270.46%	270.46%	270.46%
Inflection Point Acquisition Corp. VII (IPXG)vs ›	$238.07M	N/A	N/A	N/A	N/A
Space Asset Acquisition Corp. Class A Ordinary Shares (SAAQ)vs ›	$237.42M	N/A	0.49%	0.49%	0.49%
Community Bancorp (CMTV)vs ›	$238.58M	0.02%	13.97%	15.33%	15.12%

NAME

MARKET CAP

RETURN ON EQUITY (ROE)

TTM

Peoples Bancorp of North Carolina, Inc. (PEBK)

$241.78M

12.37%

12.12%

12.42%

12.61%

Range Capital Acquisition Corp II Class A Ordinary Shares (RNGT)vs ›

$241.10M

2.46%

0.82%

BitFuFu Inc. (FUFU)vs ›

$240.24M

-123.96%

5.76%

26.95%

234.95%

Dynamix Corporation (DYNC)vs ›

$241.81M

N/A

Melar Acquisition Corp. I (MACI)vs ›

$239.35M

9.90%

3.01%

GSR IV Acquisition Corp. Class A ordinary share (GSRF)vs ›

$242.82M

2.11%

-8.56%

General Purpose Acquisition Corp. (GPAC)vs ›

$238.97M

-3.25%

270.46%

Inflection Point Acquisition Corp. VII (IPXG)vs ›

$238.07M

N/A

Space Asset Acquisition Corp. Class A Ordinary Shares (SAAQ)vs ›

$237.42M

N/A

0.49%

Community Bancorp (CMTV)vs ›

$238.58M

0.02%

13.97%

15.33%

15.12%

Return on Equity (ROE) FAQ

What is the return on equity (ROE) for Peoples Bancorp of North Carolina, Inc. (PEBK)?

The return on equity (ROE) for PEBK stock is 12.37%.

Is Peoples Bancorp of North Carolina, Inc.'s return on equity (ROE) high or low?

The return on equity (ROE) of 12.37% is in line with its 5-year average of 12.61%, around the middle of its 5-year range (9.79%–15.51%).

What is the TTM average return on equity (ROE) for Peoples Bancorp of North Carolina, Inc. (PEBK)?

The TTM average return on equity (ROE) for PEBK stock is 12.12%.

What is the 3Y average return on equity (ROE) for Peoples Bancorp of North Carolina, Inc. (PEBK)?

The 3Y average return on equity (ROE) for PEBK stock is 12.42%.

What is the 5Y average return on equity (ROE) for Peoples Bancorp of North Carolina, Inc. (PEBK)?

The 5Y average return on equity (ROE) for PEBK stock is 12.61%.

What is the 10Y average return on equity (ROE) for Peoples Bancorp of North Carolina, Inc. (PEBK)?

The 10Y average return on equity (ROE) for PEBK stock is 11.21%.

What is the 15Y average return on equity (ROE) for Peoples Bancorp of North Carolina, Inc. (PEBK)?

The 15Y average return on equity (ROE) for PEBK stock is 9.97%.

What is the 20Y average return on equity (ROE) for Peoples Bancorp of North Carolina, Inc. (PEBK)?

The 20Y average return on equity (ROE) for PEBK stock is 9.48%.

DATE	RETURN ON EQUITY (ROE)
2026-06-30	12.37%
2026-03-31	12.57%
2025-12-31	12.62%
2025-09-30	11.21%
2025-06-30	11.82%
2025-03-31	12.09%
2024-12-31	12.52%
2024-09-30	11.91%
2024-06-30	13.20%
2024-03-31	13.48%
2023-12-31	12.85%
2023-09-30	15.14%
2023-06-30	15.51%
2023-03-31	13.80%
2022-12-31	15.33%
2022-09-30	14.42%
2022-06-30	11.62%
2022-03-31	11.53%
2021-12-31	10.63%
2021-09-30	9.79%
2021-06-30	10.43%
2021-03-31	9.36%
2020-12-31	8.12%
2020-09-30	8.89%
2020-06-30	8.40%
2020-03-31	9.54%
2019-12-31	10.49%
2019-09-30	10.96%
2019-06-30	11.07%
2019-03-31	10.86%
2018-12-31	10.83%
2018-09-30	9.99%
2018-06-30	9.93%
2018-03-31	9.76%
2017-12-31	8.85%
2017-09-30	8.23%
2017-06-30	7.70%
2017-03-31	8.11%
2015-12-31	9.19%
2015-09-30	9.00%
2015-06-30	9.17%
2015-03-31	9.00%
2014-12-31	9.51%
2014-09-30	9.30%
2014-06-30	9.06%
2014-03-31	8.49%
2013-12-31	7.99%
2013-09-30	6.82%
2013-06-30	6.31%
2013-03-31	6.00%
2012-12-31	5.93%
2012-09-30	6.57%
2012-06-30	6.68%
2012-03-31	5.23%
2011-12-31	5.01%
2011-09-30	2.86%
2011-06-30	2.08%
2011-03-31	2.39%
2010-12-31	1.90%
2010-09-30	2.84%
2010-06-30	2.63%
2010-03-31	3.16%
2009-12-31	2.94%
2009-09-30	2.70%
2009-06-30	4.19%
2009-03-31	4.95%
2008-12-31	6.32%
2008-09-30	10.37%
2008-06-30	11.72%
2008-03-31	12.09%
2007-12-31	13.68%
2007-09-30	14.48%
2007-06-30	14.76%
2007-03-31	14.89%
2006-12-31	14.59%
2006-09-30	14.58%
2006-06-30	14.69%
2006-03-31	13.14%
2005-12-31	11.65%
2005-09-30	10.69%
2005-06-30	9.59%
2005-03-31	8.93%
2004-12-31	8.70%
2004-09-30	7.00%
2004-06-30	5.73%
2004-03-31	3.50%
2003-12-31	4.13%
2003-09-30	5.00%
2003-06-30	6.74%

DATE

RETURN ON EQUITY (ROE)

2026-06-30

12.37%

2026-03-31

12.57%

2025-12-31

12.62%

2025-09-30

11.21%

2025-06-30

11.82%

2025-03-31

12.09%

2024-12-31

12.52%

2024-09-30

11.91%

2024-06-30

13.20%

2024-03-31

13.48%

2023-12-31

12.85%

2023-09-30

15.14%

2023-06-30

15.51%

2023-03-31

13.80%

2022-12-31

15.33%

2022-09-30

14.42%

2022-06-30

11.62%

2022-03-31

11.53%

2021-12-31

10.63%

2021-09-30

9.79%

2021-06-30

10.43%

2021-03-31

9.36%

2020-12-31

8.12%

2020-09-30

8.89%

2020-06-30

8.40%

2020-03-31

9.54%

2019-12-31

10.49%

2019-09-30

10.96%

2019-06-30

11.07%

2019-03-31

10.86%

2018-12-31

10.83%

2018-09-30

9.99%

2018-06-30

9.93%

2018-03-31

9.76%

2017-12-31

8.85%

2017-09-30

8.23%

2017-06-30

7.70%

2017-03-31

8.11%

2015-12-31

9.19%

2015-09-30

9.00%

2015-06-30

9.17%

2015-03-31

9.00%

2014-12-31

9.51%

2014-09-30

9.30%

2014-06-30

9.06%

2014-03-31

8.49%

2013-12-31

7.99%

2013-09-30

6.82%

2013-06-30

6.31%

2013-03-31

6.00%

2012-12-31

5.93%

2012-09-30

6.57%

2012-06-30

6.68%

2012-03-31

5.23%

2011-12-31

5.01%

2011-09-30

2.86%

2011-06-30

2.08%

2011-03-31

2.39%

2010-12-31

1.90%

2010-09-30

2.84%

2010-06-30

2.63%

2010-03-31

3.16%

2009-12-31

2.94%

2009-09-30

2.70%

2009-06-30

4.19%

2009-03-31

4.95%

2008-12-31

6.32%

2008-09-30

10.37%

2008-06-30

11.72%

2008-03-31

12.09%

2007-12-31

13.68%

2007-09-30

14.48%

2007-06-30

14.76%

2007-03-31

14.89%

2006-12-31

14.59%

2006-09-30

14.58%

2006-06-30

14.69%

2006-03-31

13.14%

2005-12-31

11.65%

2005-09-30

10.69%

2005-06-30

9.59%

2005-03-31

8.93%

2004-12-31

8.70%

2004-09-30

7.00%

2004-06-30

5.73%

2004-03-31

3.50%

2003-12-31

4.13%

2003-09-30

5.00%

2003-06-30

6.74%

Return on Equity (ROE): 12.37%

PEBK Return on Equity (ROE)

PEBK Average Return on Equity (ROE) Chart

PEBK Current vs Average Return on Equity (ROE) Chart

PEBK Return on Equity (ROE) Metrics

PEBK Competitors' Return on Equity (ROE)

Return Analysis

Return on Equity (ROE) Formula & Definition

Return on Equity (ROE) FAQ

PEBK Return on Equity (ROE) History

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