Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 4.30x is 23% below its 3-year average of 5.56x, around the middle of its 3-year range (-0.24x–13.95x).
8.42% below its 12-month average of 4.70x.
Reported quarterly interest coverage; no daily interpolation. Q2 FY2026 (2026-06-30): 4.43x.
INTEREST COVERAGE RATIO
4.30x
INTEREST COVERAGE RATIO AVG TTM
4.70x
INTEREST COVERAGE RATIO AVG 3Y
5.56x
INTEREST COVERAGE RATIO AVG 5Y
5.56x
INTEREST COVERAGE RATIO AVG 10Y
N/A
INTEREST COVERAGE RATIO AVG 15Y
N/A
INTEREST COVERAGE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-8.42%
CURRENT VS 3Y AVG
-22.65%
CURRENT VS 5Y AVG
-22.65%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
4.49x
median of 108 covered companies
CURRENT VS SECTOR MEDIAN
-4.34%
vs the sector median at left
PIMCO California Municipal Income Fund
Market Cap
$434.47M
Interest Coverage Ratio
4.30x
TTM Avg
4.70x
3Y Avg
5.56x
5Y Avg
5.56x
Market Cap
$432.09M
Interest Coverage Ratio
2.06x
TTM Avg
1.67x
3Y Avg
2.20x
5Y Avg
4.03x
Market Cap
$311.82M
Interest Coverage Ratio
5.24x
TTM Avg
5.03x
3Y Avg
5.72x
5Y Avg
6.69x
Market Cap
$561.19M
Interest Coverage Ratio
-1.33x
TTM Avg
3.75x
3Y Avg
3.75x
5Y Avg
1.88x
Market Cap
$277.61M
Interest Coverage Ratio
0.66x
TTM Avg
0.57x
3Y Avg
1.80x
5Y Avg
1.87x
Market Cap
$266.59M
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$630.67M
Interest Coverage Ratio
6.31x
TTM Avg
4.81x
3Y Avg
5.14x
5Y Avg
7.63x
Market Cap
$645.66M
Interest Coverage Ratio
5.20x
TTM Avg
4.53x
3Y Avg
3.88x
5Y Avg
12.12x
Market Cap
$203.22M
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| PIMCO California Municipal Income Fund (PCQ) | $434.47M | 4.30x | 4.70x | 5.56x | 5.56x |
| Invesco California Value Municipal Income Trust (VCV)vs › | $432.09M | 2.06x | 1.67x | 2.20x | 4.03x |
| BlackRock Floating Rate Income Trust (BGT)vs › | $311.82M | 5.24x | 5.03x | 5.72x | 6.69x |
| Nuveen California AMT-Free Quality Municipal Income Fund (NKX)vs › | $561.19M | -1.33x | 3.75x | 3.75x | 1.88x |
| Isabella Bank Corporation (ISBA)vs › | $277.61M | 0.66x | 0.57x | 1.80x | 1.87x |
| Thunder Bridge Capital Partners V L (TBCVU)vs › | $266.59M | N/A | N/A | N/A | N/A |
| Hypoport SE (HYPOF)vs › | $630.67M | 6.31x | 4.81x | 5.14x | 7.63x |
| BlackRock Multi-Sector Income Trust (BIT)vs › | $645.66M | 5.20x | 4.53x | 3.88x | 12.12x |
| Astoria US Equal Weight Quality Kings ETF (ROE)vs › | $203.22M | N/A | N/A | N/A | N/A |
| DeFi Technologies Inc. (DEFT)vs › | $203.22M | 6.06x | 6.06x | 6.06x | 6.06x |
Interest Coverage
4.3x
Debt/Equity
0.57
Current Ratio
0.15
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 4.43x |
| 2025-12-31 | 7.44x |
| 2025-06-30 | 2.22x |
| 2023-12-31 | 13.95x |
| 2023-06-30 | -0.24x |
| 2019-12-31 | 7.85x |
| 2019-06-30 | 6.85x |
