What is the EBITDA margin for National Bankshares, Inc. (NKSH)?

The EBITDA margin for NKSH stock is 24.19%.

What is the TTM average EBITDA margin for National Bankshares, Inc. (NKSH)?

The TTM average EBITDA margin for NKSH stock is 25.18%.

What is the 3Y average EBITDA margin for National Bankshares, Inc. (NKSH)?

The 3Y average EBITDA margin for NKSH stock is 22.42%.

What is the 5Y average EBITDA margin for National Bankshares, Inc. (NKSH)?

The 5Y average EBITDA margin for NKSH stock is 32.59%.

What is the 10Y average EBITDA margin for National Bankshares, Inc. (NKSH)?

The 10Y average EBITDA margin for NKSH stock is 37.24%.

What is the 15Y average EBITDA margin for National Bankshares, Inc. (NKSH)?

The 15Y average EBITDA margin for NKSH stock is 42.45%.

What is the 20Y average EBITDA margin for National Bankshares, Inc. (NKSH)?

The 20Y average EBITDA margin for NKSH stock is 38.73%.

National Bankshares (NKSH) EBITDA Margin: History & Chart

Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.

Is the EBITDA margin high or low?

The EBITDA margin of 24.19% is 26% below its 5-year average of 32.59%, around the middle of its 5-year range (-1.39%–58.79%).

3.95% below its 12-month average of 25.18%.

EBITDA|Gross Margin|Operating Margin|Profit Margin|All Metrics

NKSH EBITDA Margin Metrics

EBITDA MARGIN

24.19%

EBITDA MARGIN AVG TTM

25.18%

EBITDA MARGIN AVG 3Y

22.42%

EBITDA MARGIN AVG 5Y

32.59%

EBITDA MARGIN AVG 10Y

37.24%

EBITDA MARGIN AVG 15Y

42.45%

EBITDA MARGIN AVG 20Y

38.73%

CURRENT VS TTM AVG

-3.95%

CURRENT VS 3Y AVG

+7.91%

CURRENT VS 5Y AVG

-25.78%

CURRENT VS 10Y AVG

-35.04%

CURRENT VS 15Y AVG

-43.02%

CURRENT VS 20Y AVG

-37.55%

NKSH Competitors' EBITDA Margin

NKSH

National Bankshares, Inc.

Current

Market Cap

$275.69M

EBITDA Margin

24.19%

TTM Avg

25.18%

3Y Avg

22.42%

5Y Avg

32.59%

MFIN

Medallion Financial Corp.

vs NKSH

Market Cap

$274.00M

EBITDA Margin

52.82%

TTM Avg

38.26%

3Y Avg

37.30%

5Y Avg

29.86%

XSLL

Xsolla SPAC 1 Class A Ordinary Shares

vs NKSH

Market Cap

$277.01M

EBITDA Margin

N/A

TTM Avg

N/A

3Y Avg

N/A

5Y Avg

N/A

NHIV

NewHold Investment Corp IV Class A Ordinary Shares

vs NKSH

Market Cap

$277.49M

EBITDA Margin

N/A

TTM Avg

N/A

3Y Avg

N/A

5Y Avg

N/A

WNEB

Western New England Bancorp, Inc.

vs NKSH

Market Cap

$278.04M

EBITDA Margin

16.32%

TTM Avg

15.32%

3Y Avg

22.01%

5Y Avg

23.89%

FBLA

FB Bancorp, Inc. Common Stock

vs NKSH

Market Cap

$278.14M

EBITDA Margin

10.82%

TTM Avg

3.48%

3Y Avg

6.10%

5Y Avg

6.10%

FXNC

First National Corporation

vs NKSH

Market Cap

$272.81M

EBITDA Margin

23.59%

TTM Avg

17.71%

3Y Avg

22.98%

5Y Avg

25.64%

ISBA

Isabella Bank Corporation

vs NKSH

Market Cap

$278.07M

EBITDA Margin

19.89%

TTM Avg

19.03%

3Y Avg

25.52%

5Y Avg

26.47%

LCNB

LCNB Corp.

vs NKSH

Market Cap

$268.54M

EBITDA Margin

23.20%

TTM Avg

18.20%

3Y Avg

23.18%

5Y Avg

27.24%

FUNC

First United Corporation

vs NKSH

Market Cap

$279.77M

EBITDA Margin

29.87%

TTM Avg

28.81%

3Y Avg

32.23%

5Y Avg

32.41%

NAME	MARKET CAP	EBITDA MARGIN	TTM	3Y	5Y
National Bankshares, Inc. (NKSH)	$275.69M	24.19%	25.18%	22.42%	32.59%
Medallion Financial Corp. (MFIN)vs ›	$274.00M	52.82%	38.26%	37.30%	29.86%
Xsolla SPAC 1 Class A Ordinary Shares (XSLL)vs ›	$277.01M	N/A	N/A	N/A	N/A
NewHold Investment Corp IV Class A Ordinary Shares (NHIV)vs ›	$277.49M	N/A	N/A	N/A	N/A
Western New England Bancorp, Inc. (WNEB)vs ›	$278.04M	16.32%	15.32%	22.01%	23.89%
FB Bancorp, Inc. Common Stock (FBLA)vs ›	$278.14M	10.82%	3.48%	6.10%	6.10%
First National Corporation (FXNC)vs ›	$272.81M	23.59%	17.71%	22.98%	25.64%
Isabella Bank Corporation (ISBA)vs ›	$278.07M	19.89%	19.03%	25.52%	26.47%
LCNB Corp. (LCNB)vs ›	$268.54M	23.20%	18.20%	23.18%	27.24%
First United Corporation (FUNC)vs ›	$279.77M	29.87%	28.81%	32.23%	32.41%

Margin Comparison

EBITDA Margin

24.2%

Operating Margin

17.5%

Net Margin

28.1%

Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Formula: EBITDA Margin = (EBITDA / Revenue) × 100

Why EBITDA Margin matters:

Removes effects of depreciation policies (D&A)
Capital structure neutral (ignores interest)
Tax neutral (ignores tax differences)
Good proxy for operating cash generation

EBITDA Margin Formula & Definition

EBITDA Margin = EBITDA / Revenue

EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

EBITDA Margin FAQ

What is the EBITDA margin for National Bankshares, Inc. (NKSH)?: The EBITDA margin for NKSH stock is 24.19%.
Is National Bankshares, Inc.'s EBITDA margin high or low?: The EBITDA margin of 24.19% is 26% below its 5-year average of 32.59%, around the middle of its 5-year range (-1.39%–58.79%).
What is the TTM average EBITDA margin for National Bankshares, Inc. (NKSH)?: The TTM average EBITDA margin for NKSH stock is 25.18%.
What is the 3Y average EBITDA margin for National Bankshares, Inc. (NKSH)?: The 3Y average EBITDA margin for NKSH stock is 22.42%.
What is the 5Y average EBITDA margin for National Bankshares, Inc. (NKSH)?: The 5Y average EBITDA margin for NKSH stock is 32.59%.
What is the 10Y average EBITDA margin for National Bankshares, Inc. (NKSH)?: The 10Y average EBITDA margin for NKSH stock is 37.24%.
What is the 15Y average EBITDA margin for National Bankshares, Inc. (NKSH)?: The 15Y average EBITDA margin for NKSH stock is 42.45%.
What is the 20Y average EBITDA margin for National Bankshares, Inc. (NKSH)?: The 20Y average EBITDA margin for NKSH stock is 38.73%.

NKSH EBITDA Margin History

DATE	EBITDA MARGIN
2026-03-31	29.82%
2025-12-31	34.37%
2025-09-30	26.82%
2025-06-30	14.45%
2025-03-31	20.46%
2024-12-31	19.59%
2024-09-30	17.19%
2024-06-30	-1.39%
2024-03-31	15.93%
2023-12-31	29.69%
2023-09-30	23.20%
2023-06-30	26.55%
2023-03-31	34.73%
2022-12-31	58.79%
2022-09-30	50.38%
2022-06-30	49.24%
2022-03-31	45.67%
2021-12-31	47.43%
2021-09-30	52.12%
2021-06-30	44.51%
2021-03-31	44.94%
2020-12-31	46.20%
2020-09-30	40.51%
2020-06-30	29.16%
2020-03-31	36.66%
2019-12-31	43.03%
2019-09-30	39.10%
2019-06-30	37.36%
2019-03-31	39.20%
2018-12-31	42.72%
2018-09-30	39.85%
2018-06-30	38.94%
2018-03-31	31.57%
2017-12-31	50.90%
2017-09-30	42.23%
2017-06-30	39.48%
2017-03-31	40.97%
2016-12-31	39.17%
2016-09-30	41.52%
2016-06-30	42.82%
2016-03-31	42.39%
2015-12-31	39.65%
2015-09-30	48.55%
2015-06-30	46.93%
2015-03-31	44.53%
2014-12-31	47.08%
2014-09-30	48.21%
2014-06-30	45.46%
2014-03-31	48.41%
2013-12-31	49.89%
2013-09-30	48.40%
2013-06-30	47.18%
2013-03-31	44.42%
2012-12-31	54.95%
2012-09-30	43.67%
2012-06-30	43.94%
2012-03-31	45.49%
2011-12-31	46.86%
2011-09-30	43.19%
2011-06-30	56.98%
2011-03-31	39.00%
2010-12-31	36.62%
2010-09-30	39.07%
2010-06-30	38.46%
2010-03-31	37.26%
2009-12-31	35.51%
2009-09-30	35.42%
2009-06-30	31.25%
2009-03-31	32.59%
2008-12-31	32.97%
2008-09-30	35.06%
2008-06-30	33.36%
2008-03-31	30.91%
2007-12-31	31.49%
2007-09-30	30.92%
2007-06-30	31.23%
2007-03-31	31.44%
2006-12-31	31.61%
2006-09-30	33.51%
2006-06-30	34.76%
2006-03-31	32.83%
2005-12-31	35.98%
2005-09-30	34.58%
2005-06-30	36.62%
2005-03-31	35.30%
2004-12-31	37.26%
2004-09-30	38.27%
2004-06-30	37.18%
2004-03-31	37.26%
2003-12-31	36.57%
2003-09-30	36.44%
2003-06-30	36.82%
2003-03-31	33.33%
2002-12-31	33.42%
2002-09-30	33.79%

EBITDA Margin: 24.19%

NKSH EBITDA Margin

NKSH Average EBITDA Margin Chart

NKSH Current vs Average EBITDA Margin Chart

NKSH EBITDA Margin Metrics

NKSH Competitors' EBITDA Margin

Margin Comparison

EBITDA Margin Formula & Definition

EBITDA Margin FAQ

NKSH EBITDA Margin History

Related Metrics