Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 29.87% is in line with its 5-year average of 31.12%, around the middle of its 5-year range (17.37%–53.83%).
1.84% above its 12-month average of 29.33%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 25.97%.
EBITDA MARGIN
29.87%
EBITDA MARGIN AVG TTM
29.33%
EBITDA MARGIN AVG 3Y
28.41%
EBITDA MARGIN AVG 5Y
31.12%
EBITDA MARGIN AVG 10Y
27.16%
EBITDA MARGIN AVG 15Y
23.74%
EBITDA MARGIN AVG 20Y
22.10%
CURRENT VS TTM AVG
+1.84%
CURRENT VS 3Y AVG
+5.15%
CURRENT VS 5Y AVG
-4.01%
CURRENT VS 10Y AVG
+9.96%
CURRENT VS 15Y AVG
+25.80%
CURRENT VS 20Y AVG
+35.18%
First United Corporation
Market Cap
$279.39M
EBITDA Margin
29.87%
TTM Avg
29.33%
3Y Avg
28.41%
5Y Avg
31.12%
Market Cap
$279.11M
EBITDA Margin
10.82%
TTM Avg
3.48%
3Y Avg
6.10%
5Y Avg
6.10%
Market Cap
$283.40M
EBITDA Margin
21.28%
TTM Avg
17.41%
3Y Avg
20.35%
5Y Avg
23.88%
Market Cap
$284.14M
EBITDA Margin
14.22%
TTM Avg
15.35%
3Y Avg
16.98%
5Y Avg
17.58%
Market Cap
$284.34M
EBITDA Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$277.49M
EBITDA Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$274.97M
EBITDA Margin
19.89%
TTM Avg
19.03%
3Y Avg
25.52%
5Y Avg
26.47%
Market Cap
$285.65M
EBITDA Margin
25.10%
TTM Avg
20.09%
3Y Avg
23.95%
5Y Avg
29.42%
Market Cap
$275.97M
EBITDA Margin
52.82%
TTM Avg
38.26%
3Y Avg
37.30%
5Y Avg
29.86%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First United Corporation (FUNC) | $279.39M | 29.87% | 29.33% | 28.41% | 31.12% |
| FB Bancorp, Inc. Common Stock (FBLA)vs › | $279.11M | 10.82% | 3.48% | 6.10% | 6.10% |
| Franklin Financial Services Corporation (FRAF)vs › | $283.40M | 21.28% | 17.41% | 20.35% | 23.88% |
| CPI Card Group Inc. (PMTS)vs › | $284.14M | 14.22% | 15.35% | 16.98% | 17.58% |
| Inflection Point Acquisition Corp. VIII (IPHX)vs › | $284.34M | N/A | N/A | N/A | N/A |
| NewHold Investment Corp IV Class A Ordinary Shares (NHIV)vs › | $277.49M | N/A | N/A | N/A | N/A |
| Isabella Bank Corporation (ISBA)vs › | $274.97M | 19.89% | 19.03% | 25.52% | 26.47% |
| Ames National Corporation (ATLO)vs › | $285.65M | 25.10% | 20.09% | 23.95% | 29.42% |
| Medallion Financial Corp. (MFIN)vs › | $275.97M | 52.82% | 38.26% | 37.30% | 29.86% |
| Great Elm Capital Corp. 7.75% Notes Due 2030 (GECCG)vs › | $288.05M | -28.79% | -6.80% | -4.25% | -32.87% |
EBITDA Margin
29.9%
Operating Margin
26.9%
Net Margin
20.4%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 25.97% |
| 2026-03-31 | 31.04% |
| 2025-12-31 | 28.09% |
| 2025-09-30 | 32.28% |
| 2025-06-30 | 29.27% |
| 2025-03-31 | 29.37% |
| 2024-12-31 | 30.77% |
| 2024-09-30 | 30.16% |
| 2024-06-30 | 26.37% |
| 2024-03-31 | 23.40% |
| 2023-12-31 | 17.37% |
| 2023-09-30 | 26.25% |
| 2023-06-30 | 27.90% |
| 2023-03-31 | 30.37% |
| 2022-12-31 | 44.23% |
| 2022-09-30 | 50.67% |
| 2022-06-30 | 42.30% |
| 2022-03-31 | 46.21% |
| 2021-12-31 | 53.83% |
| 2021-09-30 | 34.62% |
| 2021-06-30 | 35.26% |
| 2021-03-31 | 27.71% |
| 2020-12-31 | 34.82% |
| 2020-09-30 | 36.82% |
| 2020-06-30 | 20.81% |
| 2020-03-31 | 16.94% |
| 2019-12-31 | 23.73% |
| 2019-09-30 | 31.98% |
| 2019-06-30 | 23.08% |
| 2019-03-31 | 27.25% |
| 2018-12-31 | 20.27% |
| 2018-09-30 | 24.21% |
| 2018-06-30 | 26.65% |
| 2018-03-31 | 23.03% |
| 2017-12-31 | 24.55% |
| 2017-09-30 | 21.19% |
| 2017-06-30 | 24.53% |
| 2017-03-31 | 21.84% |
| 2016-12-31 | 16.26% |
| 2016-09-30 | 23.66% |
| 2016-06-30 | 17.90% |
| 2016-03-31 | 19.77% |
| 2015-12-31 | 89.17% |
| 2015-09-30 | 19.91% |
| 2015-06-30 | 13.13% |
| 2015-03-31 | 15.64% |
| 2014-12-31 | 16.06% |
| 2014-09-30 | 13.75% |
| 2014-06-30 | 13.06% |
| 2014-03-31 | 15.45% |
| 2013-12-31 | 11.98% |
| 2013-09-30 | 17.46% |
| 2013-06-30 | 19.48% |
| 2013-03-31 | 18.93% |
| 2012-12-31 | 25.56% |
| 2012-09-30 | 20.24% |
| 2012-06-30 | 13.66% |
| 2012-03-31 | -11.39% |
| 2011-12-31 | 6.35% |
| 2011-09-30 | 8.07% |
| 2011-06-30 | 6.38% |
| 2011-03-31 | 9.05% |
| 2010-12-31 | -33.26% |
| 2010-09-30 | -5.00% |
| 2010-06-30 | -2.52% |
| 2010-03-31 | -37.44% |
| 2009-12-31 | -39.55% |
| 2009-09-30 | -34.20% |
| 2009-06-30 | 9.45% |
| 2009-03-31 | 16.59% |
| 2008-12-31 | 0.97% |
| 2008-09-30 | 12.38% |
| 2008-06-30 | 23.99% |
| 2008-03-31 | 19.48% |
| 2007-12-31 | 22.76% |
| 2007-09-30 | 20.33% |
| 2007-06-30 | 20.44% |
| 2007-03-31 | 15.85% |
| 2006-12-31 | 22.33% |
| 2006-09-30 | 22.21% |
| 2006-06-30 | 23.84% |
| 2006-03-31 | 22.05% |
| 2005-12-31 | 33.29% |
| 2005-09-30 | 23.22% |
| 2005-06-30 | 22.50% |
| 2005-03-31 | 26.24% |
| 2004-12-31 | 13.51% |
| 2004-09-30 | 17.85% |
| 2004-06-30 | 23.08% |
| 2004-03-31 | 28.59% |
| 2003-12-31 | 46.86% |
| 2003-09-30 | 17.97% |
| 2003-06-30 | 27.67% |
| 2002-12-31 | 24.80% |
| 2002-09-30 | 22.28% |