Which has the lower trailing P/E, ATLO or FUNC?

FUNC has the lower trailing P/E: ATLO trades at 12.48 and FUNC at 11.29. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, ATLO or FUNC?

Over the past five years, FUNC grew revenue faster — ATLO at a 6.95% CAGR versus FUNC at 9.73%.

Does ATLO or FUNC pay a bigger dividend?

ATLO yields 2.88% and FUNC yields 2.40% based on trailing dividends and the latest price.

Is ATLO or FUNC more profitable?

ATLO runs the higher net margin — ATLO at 22.64% versus FUNC at 20.38%.

How have ATLO and FUNC total returns compared?

Over the past 10 years, ATLO delivered 5.91% and FUNC delivered 16.71% annualized total return. Past performance doesn't predict future results.

Ames National Corporation (ATLO) vs First United Corporation (FUNC)

A side-by-side comparison of Ames National Corporation and First United Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

ATLO

Ames National Corporation

$285M

$32.21Financial ServicesDelayed quote: Oct 6, 2026, 2:20 PM EDT

FUNC

First United Corporation

$281M

$43.57Financial ServicesDelayed quote: Oct 6, 2026, 2:18 PM EDT

Total return — ATLO vs FUNC

growth of $100 · dividends reinvested · last 10y

ATLO +79.2% (+6.0%/yr)FUNC +363.4% (+16.6%/yr)FUNC compounded faster over this window

ATLO FUNC

ATLO vs FUNC: by the numbers

•ATLO is the larger company ($285M vs $281M market cap).
•FUNC trades at the lower trailing earnings multiple (11.29 vs 12.48 P/E), one valuation lens rather than an overall verdict.
•ATLO converts more revenue to profit (22.64% vs 20.38% net margin).
•FUNC grew revenue faster over the past five years (9.73% vs 6.95% CAGR).
•ATLO pays the higher dividend yield (2.88% vs 2.40%).

Metrics side by side

Valuation

Metric	ATLO	FUNC
P/E ratio	12.48	11.29
Forward P/E	11.84	9.79
PEG ratio	16.21	0.86
P/S ratio	2.81	2.29
P/B ratio	1.34	1.32

Profitability

Metric	ATLO	FUNC
Operating margin	28.32%	26.93%
Net margin	22.64%	20.38%
ROE	10.78%	11.80%

Ames National Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

First United Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	ATLO	FUNC
Dividend yield	2.88%	2.40%
Payout ratio	35.66%	26.94%

Growth (annualized)

Metric	ATLO	FUNC
Revenue CAGR (5Y)	6.95%	9.73%
EPS CAGR (5Y)	0.77%	13.13%
Total return CAGR (5Y)	11.51%	22.43%

Frequently asked

Which has the lower trailing P/E, ATLO or FUNC?: FUNC has the lower trailing P/E: ATLO trades at 12.48 and FUNC at 11.29. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ATLO or FUNC?: Over the past five years, FUNC grew revenue faster — ATLO at a 6.95% CAGR versus FUNC at 9.73%.
Does ATLO or FUNC pay a bigger dividend?: ATLO yields 2.88% and FUNC yields 2.40% based on trailing dividends and the latest price.
Is ATLO or FUNC more profitable?: ATLO runs the higher net margin — ATLO at 22.64% versus FUNC at 20.38%.
How have ATLO and FUNC total returns compared?: Over the past 10 years, ATLO delivered 5.91% and FUNC delivered 16.71% annualized total return. Past performance doesn't predict future results.

Go deeper

Full ATLO analysis Full FUNC analysis Interactive comparison tool

Dig into the metrics

Ames National P/E ratio First United P/E ratio Ames National dividend yield First United dividend yield Ames National ROE First United ROE Ames National operating margin First United operating margin Ames National revenue growth First United revenue growth

Ames National & First United appear in these rankings

Highest Dividend Yield Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.