Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 22.61% is in line with its 4-year average of 23.50%, near the high end of its 4-year range (-28.97%–32.05%).
3.31% below its 12-month average of 23.38%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 23.43%.
EBITDA MARGIN
22.61%
EBITDA MARGIN AVG TTM
23.38%
EBITDA MARGIN AVG 3Y
21.35%
EBITDA MARGIN AVG 5Y
N/A
EBITDA MARGIN AVG 10Y
N/A
EBITDA MARGIN AVG 15Y
N/A
EBITDA MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
-3.31%
CURRENT VS 3Y AVG
+5.91%
CURRENT VS 5Y AVG
N/A
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
NB Bancorp, Inc. Common Stock
Market Cap
$930.05M
EBITDA Margin
22.61%
TTM Avg
23.38%
3Y Avg
21.35%
5Y Avg
N/A
Market Cap
$937.66M
EBITDA Margin
32.25%
TTM Avg
30.46%
3Y Avg
37.63%
5Y Avg
40.18%
Market Cap
$920.53M
EBITDA Margin
23.68%
TTM Avg
22.74%
3Y Avg
26.29%
5Y Avg
27.38%
Market Cap
$941.12M
EBITDA Margin
25.54%
TTM Avg
23.84%
3Y Avg
31.98%
5Y Avg
35.58%
Market Cap
$912.45M
EBITDA Margin
18.67%
TTM Avg
18.67%
3Y Avg
18.67%
5Y Avg
18.67%
Market Cap
$903.11M
EBITDA Margin
37.09%
TTM Avg
39.06%
3Y Avg
41.30%
5Y Avg
42.86%
Market Cap
$957.37M
EBITDA Margin
24.92%
TTM Avg
24.43%
3Y Avg
27.70%
5Y Avg
32.74%
Market Cap
$906.82M
EBITDA Margin
51.04%
TTM Avg
51.04%
3Y Avg
-3.05%
5Y Avg
30.72%
Market Cap
$884.16M
EBITDA Margin
33.22%
TTM Avg
27.52%
3Y Avg
31.25%
5Y Avg
32.87%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| NB Bancorp, Inc. Common Stock (NBBK) | $930.05M | 22.61% | 23.38% | 21.35% | N/A |
| TrustCo Bank Corp NY (TRST)vs › | $937.66M | 32.25% | 30.46% | 37.63% | 40.18% |
| Mid Penn Bancorp, Inc. (MPB)vs › | $920.53M | 23.68% | 22.74% | 26.29% | 27.38% |
| Hanmi Financial Corporation (HAFC)vs › | $941.12M | 25.54% | 23.84% | 31.98% | 35.58% |
| Forbright, Inc. Class A Common Stock (FRBT)vs › | $912.45M | 18.67% | 18.67% | 18.67% | 18.67% |
| First Community Bankshares, Inc. (FCBC)vs › | $903.11M | 37.09% | 39.06% | 41.30% | 42.86% |
| Camden National Corp. (CAC)vs › | $957.37M | 24.92% | 24.43% | 27.70% | 32.74% |
| Prospect Capital Corporation (PSEC)vs › | $906.82M | 51.04% | 51.04% | -3.05% | 30.72% |
| First Financial Corporation (THFF)vs › | $884.16M | 33.22% | 27.52% | 31.25% | 32.87% |
| Lufax Holding Ltd (LU)vs › | $879.69M | -0.61% | -0.61% | 28.82% | 32.11% |
EBITDA Margin
22.6%
Operating Margin
21.8%
Net Margin
15.6%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 23.43% |
| 2026-03-31 | 20.29% |
| 2025-12-31 | 24.79% |
| 2025-09-30 | 24.93% |
| 2025-06-30 | 23.49% |
| 2025-03-31 | 22.67% |
| 2024-12-31 | 24.72% |
| 2024-09-30 | 20.87% |
| 2024-06-30 | 16.96% |
| 2024-03-31 | 17.95% |
| 2023-12-31 | -28.97% |
| 2023-09-30 | 19.58% |
| 2023-06-30 | 16.50% |
| 2023-03-31 | 24.50% |
| 2022-12-31 | 30.17% |
| 2022-09-30 | 30.86% |
| 2022-06-30 | 32.05% |
| 2022-03-31 | 25.80% |
