PB Ratio: 0.35

Basis: FMP quote market capitalization / book value attributable to common shareholders (matching reported total stockholders equity minus preferred stock). Source: stored company filings and market data; unavailable inputs remain N/A.

Is the P/B ratio high or low?

The P/B ratio of 0.35 is 46% below its estimated 5-year average of 0.64, near the low end of its estimated 5-year range (0.28–1.37).

As of 2026-10-06T16:38:16.817Z. 10.51% below its estimated 12-month average of 0.39.

NAVI PB Ratio Metrics

P/B vs. estimated history

At 0.35, P/B is below its estimated 12-year median — higher than 4% of readings in its estimated 12-year history.

Historical values estimate market capitalization from statement-period weighted shares. Comparisons with the current quote-based value are approximate. Only filing versions delivered by FMP are available for the historical calculation.

Book Value Analysis

PB Ratio Formula & Definition

PB Ratio = Market Cap / (Total Shareholders' Equity − Preferred Stock)

The price-to-book ratio compares market capitalization to book value attributable to common shareholders (total equity minus preferred stock). Lower values can indicate a cheaper valuation relative to net assets.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

PB Ratio FAQ

What is the P/B ratio for Navient Corporation (NAVI)?

The P/B ratio for NAVI stock is 0.35.

Is Navient Corporation's P/B ratio high or low?

The P/B ratio of 0.35 is 46% below its estimated 5-year average of 0.64, near the low end of its estimated 5-year range (0.28–1.37).

What is the estimated TTM average P/B ratio for Navient Corporation (NAVI)?

The estimated TTM average P/B ratio for NAVI stock is 0.39.

What is the estimated 3Y average P/B ratio for Navient Corporation (NAVI)?

The estimated 3Y average P/B ratio for NAVI stock is 0.54.

What is the estimated 5Y average P/B ratio for Navient Corporation (NAVI)?

The estimated 5Y average P/B ratio for NAVI stock is 0.64.

What is the estimated 10Y average P/B ratio for Navient Corporation (NAVI)?

The estimated 10Y average P/B ratio for NAVI stock is 0.85.

Showing the most recent 260 of 3,135 data points. The chart above shows the full history.

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