PB Ratio: 1.30

Basis: FMP quote market capitalization / book value attributable to common shareholders (matching reported total stockholders equity minus preferred stock). Source: stored company filings and market data; unavailable inputs remain N/A.

Is the P/B ratio high or low?

The P/B ratio of 1.30 is in line with its estimated 5-year average of 1.31, around the middle of its estimated 5-year range (0.95–1.65).

As of 2026-10-06T17:28:25.592Z. 8.46% below its estimated 12-month average of 1.42.

SPFI PB Ratio Metrics

P/B vs. estimated history

At 1.30, P/B is near its estimated 7-year median — higher than 58% of readings in its estimated 7-year history.

Historical values estimate market capitalization from statement-period weighted shares. Comparisons with the current quote-based value are approximate. Only filing versions delivered by FMP are available for the historical calculation.

Book Value Analysis

PB Ratio Formula & Definition

PB Ratio = Market Cap / (Total Shareholders' Equity − Preferred Stock)

The price-to-book ratio compares market capitalization to book value attributable to common shareholders (total equity minus preferred stock). Lower values can indicate a cheaper valuation relative to net assets.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

PB Ratio FAQ

What is the P/B ratio for South Plains Financial, Inc. (SPFI)?

The P/B ratio for SPFI stock is 1.30.

Is South Plains Financial, Inc.'s P/B ratio high or low?

The P/B ratio of 1.30 is in line with its estimated 5-year average of 1.31, around the middle of its estimated 5-year range (0.95–1.65).

What is the estimated TTM average P/B ratio for South Plains Financial, Inc. (SPFI)?

The estimated TTM average P/B ratio for SPFI stock is 1.42.

What is the estimated 3Y average P/B ratio for South Plains Financial, Inc. (SPFI)?

The estimated 3Y average P/B ratio for SPFI stock is 1.35.

What is the estimated 5Y average P/B ratio for South Plains Financial, Inc. (SPFI)?

The estimated 5Y average P/B ratio for SPFI stock is 1.31.

Showing the most recent 260 of 1,730 data points. The chart above shows the full history.

Related Metrics