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JKHYJack Henry & Associates, Inc.

Debt to Assets Ratio: 2.95%

popular:market cap|pe ratio|revenue|price history|total return

Is the debt to assets ratio high or low?

The debt to assets ratio of 2.95% is 50% below its 5-year average of 5.92%, near the low end of its 5-year range (0.00%–14.38%).

As of Thursday, June 25, 2026. 6.73% below its 12-month average of 3.16%.

Debt/Equity|Total Debt|Total Assets|Interest Coverage|All Metrics
Debt to Assets

JKHY Debt to Assets Ratio

2.95%

Reported quarterly debt to assets ratio; no daily interpolation.

-31.21% 5Y
JKHY Debt to Assets Ratio

JKHY Average Debt to Assets Ratio Chart

JKHY Debt to Assets Ratio

JKHY Current vs Average Debt to Assets Ratio Chart

JKHY Debt to Assets Ratio Metrics

DEBT TO ASSETS RATIO

2.95%

DEBT TO ASSETS RATIO AVG TTM

3.16%

DEBT TO ASSETS RATIO AVG 3Y

4.85%

DEBT TO ASSETS RATIO AVG 5Y

5.92%

DEBT TO ASSETS RATIO AVG 10Y

3.90%

DEBT TO ASSETS RATIO AVG 15Y

4.46%

DEBT TO ASSETS RATIO AVG 20Y

4.53%

CURRENT VS TTM AVG

-6.73%

CURRENT VS 3Y AVG

-39.19%

CURRENT VS 5Y AVG

-50.19%

CURRENT VS 10Y AVG

-24.31%

CURRENT VS 15Y AVG

-33.87%

CURRENT VS 20Y AVG

-34.92%

JKHY Competitors' Debt to Assets Ratio

NAMEMARKET CAPDEBT TO ASSETS RATIOTTM3Y5Y
Jack Henry & Associates, Inc. (JKHY)$9.14B2.95%3.16%4.85%5.92%
Tempus AI, Inc. (TEM)vs ›$9.06B0.58%N/AN/AN/A
HubSpot, Inc. (HUBS)vs ›$8.73B0.13%N/AN/AN/A
DocuSign, Inc. (DOCU)vs ›$8.11B0.04%N/AN/AN/A
Plexus Corp. (PLXS)vs ›$7.94B0.06%N/AN/AN/A
GoDaddy Inc. (GDDY)vs ›$10.51B0.48%N/AN/AN/A
Skyworks Solutions, Inc. (SWKS)vs ›$10.52B0.15%N/AN/AN/A
Camtek Ltd. (CAMT)vs ›$7.74B0.41%N/AN/AN/A
Silicon Motion Technology Corporation (SIMO)vs ›$11.00B0.00%N/AN/AN/A
Applied Optoelectronics, Inc. (AAOI)vs ›$11.02B0.14%N/AN/AN/A

Leverage Ratios Comparison

Debt/Assets

3.0%

Debt/Equity

0.00

Current Ratio

1.27

Interest Coverage

54.5x

Formula: Debt/Assets = Total Debt / Total Assets × 100

Debt/Assets vs Debt/Equity:

  • Debt/Assets: Shows % of assets funded by creditors (bounded 0-100%)
  • Debt/Equity: Shows debt relative to shareholder investment (can exceed 100%)
  • Both measure leverage but from different perspectives

Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.

Debt to Assets Ratio Formula & Definition

Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

Debt to Assets Ratio FAQ

What is the debt to assets ratio for Jack Henry & Associates, Inc. (JKHY)?
The debt to assets ratio for JKHY stock is 2.95%.
Is Jack Henry & Associates, Inc.'s debt to assets ratio high or low?
The debt to assets ratio of 2.95% is 50% below its 5-year average of 5.92%, near the low end of its 5-year range (0.00%–14.38%).
What is the TTM average debt to assets ratio for Jack Henry & Associates, Inc. (JKHY)?
The TTM average debt to assets ratio for JKHY stock is 3.16%.
What is the 3Y average debt to assets ratio for Jack Henry & Associates, Inc. (JKHY)?
The 3Y average debt to assets ratio for JKHY stock is 4.85%.
What is the 5Y average debt to assets ratio for Jack Henry & Associates, Inc. (JKHY)?
The 5Y average debt to assets ratio for JKHY stock is 5.92%.
What is the 10Y average debt to assets ratio for Jack Henry & Associates, Inc. (JKHY)?
The 10Y average debt to assets ratio for JKHY stock is 3.90%.
What is the 15Y average debt to assets ratio for Jack Henry & Associates, Inc. (JKHY)?
The 15Y average debt to assets ratio for JKHY stock is 4.46%.
What is the 20Y average debt to assets ratio for Jack Henry & Associates, Inc. (JKHY)?
The 20Y average debt to assets ratio for JKHY stock is 4.53%.

JKHY Debt to Assets Ratio History

DATEDEBT TO ASSETS RATIO
2026-03-312.95%
2025-12-313.51%
2025-09-303.56%
2025-06-300.00%
2025-03-315.80%
2024-12-317.06%
2024-09-304.78%
2024-06-300.00%
2024-03-315.80%
2023-12-315.15%
2023-09-304.78%
2023-06-305.13%
2023-03-3114.38%
2022-12-3110.67%
2022-09-309.50%
2022-06-304.69%
2022-03-319.91%
2021-12-3110.53%
2021-09-302.86%
2021-06-304.29%
2021-03-319.05%
2020-12-310.02%
2020-09-300.01%
2020-06-300.03%
2020-03-312.48%
2019-12-310.00%
2019-09-302.79%
2019-06-300.00%
2019-03-311.75%
2018-12-310.00%
2018-09-305.51%
2018-06-305.22%
2018-03-315.51%
2017-12-315.22%
2017-09-302.91%
2017-06-302.62%
2017-03-312.96%
2016-12-312.91%
2016-09-300.06%
2016-06-300.01%
2016-03-315.89%
2015-12-315.87%
2015-09-300.06%
2015-06-302.87%
2015-03-314.79%
2014-12-315.04%
2014-09-300.71%
2014-06-300.56%
2014-03-311.02%
2013-12-310.61%
2013-09-301.11%
2013-06-300.94%
2013-03-318.48%
2012-12-318.24%
2012-09-308.28%
2012-06-308.13%
2012-03-319.77%
2011-12-3110.05%
2011-09-3010.62%
2011-06-3010.23%
2011-03-3117.67%
2010-12-3117.52%
2010-09-3017.41%
2010-06-3024.21%
2010-03-317.04%
2009-12-315.95%
2009-09-301.11%
2009-06-306.04%
2009-03-318.09%
2008-12-316.95%
2008-09-302.24%
2008-06-306.87%
2008-03-319.30%
2007-12-312.78%
2007-09-300.03%
2007-06-307.05%
2007-03-316.05%
2006-12-313.04%
2006-09-300.03%
2006-06-305.54%
2006-03-313.25%
2005-12-313.26%
2005-09-300.00%
2005-06-305.53%
2005-03-312.12%
2004-12-311.51%
2004-09-300.00%
2004-06-300.00%
2004-03-310.00%
2003-12-310.00%
2003-09-300.00%
2003-06-300.00%
2003-03-310.00%
2002-12-310.00%
2002-09-300.00%
2002-06-300.00%

Related Metrics

Debt/EquityTotal DebtTotal AssetsInterest CoverageAll Metrics

About Jack Henry & Associates, Inc.

Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, automated clearing house origination and remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate and Other segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; Symitar, a system designed for credit unions; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and service solutions; data center solutions; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.

Monett, MO
7,198 employees
www.jackhenry.com
Technology / Software - Services
Sector
Technology
Industry
Software - Services
CEO
Gregory R. Adelson
View full financials