Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 1.27% is 75% below its 5-year average of 5.11%, near the low end of its 5-year range (0.00%–14.38%).
As of the fiscal period ended Tuesday, June 30, 2026. 43.68% below its 12-month average of 2.26%.
Reported quarterly debt to assets ratio; no daily interpolation. Q4 FY2026 (2026-06-30): 1.27%.
DEBT TO ASSETS RATIO
1.27%
DEBT TO ASSETS RATIO AVG TTM
2.26%
DEBT TO ASSETS RATIO AVG 3Y
3.83%
DEBT TO ASSETS RATIO AVG 5Y
5.11%
DEBT TO ASSETS RATIO AVG 10Y
3.78%
DEBT TO ASSETS RATIO AVG 15Y
4.24%
DEBT TO ASSETS RATIO AVG 20Y
4.51%
CURRENT VS TTM AVG
-43.68%
CURRENT VS 3Y AVG
-66.80%
CURRENT VS 5Y AVG
-75.12%
CURRENT VS 10Y AVG
-66.38%
CURRENT VS 15Y AVG
-70.03%
CURRENT VS 20Y AVG
-71.79%
SECTOR MEDIAN · TECHNOLOGY
0.18%
median of 194 covered companies
CURRENT VS SECTOR MEDIAN
+606.43%
vs the sector median at left
Jack Henry & Associates, Inc.
Market Cap
$10.54B
Debt to Assets Ratio
1.27%
TTM Avg
2.26%
3Y Avg
3.83%
5Y Avg
5.11%
Market Cap
$9.99B
Debt to Assets Ratio
0.19%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$11.19B
Debt to Assets Ratio
0.40%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$9.28B
Debt to Assets Ratio
0.04%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Jack Henry & Associates, Inc. (JKHY) | $10.54B | 1.27% | 2.26% | 3.83% | 5.11% |
| FormFactor, Inc. (FORM)vs › | $10.23B | 0.02% | N/A | N/A | N/A |
| Paycom Software, Inc. (PAYC)vs › | $9.99B | 0.19% | N/A | N/A | N/A |
| Advanced Energy Industries, Inc. (AEIS)vs › | $11.19B | 0.40% | N/A | N/A | N/A |
| Rambus Inc. (RMBS)vs › | $11.22B | 0.01% | N/A | N/A | N/A |
| HubSpot, Inc. (HUBS)vs › | $11.58B | 0.07% | N/A | N/A | N/A |
| Elastic N.V. (ESTC)vs › | $9.49B | 0.20% | N/A | N/A | N/A |
| Nova Ltd. (NVMI)vs › | $11.62B | 0.32% | N/A | N/A | N/A |
| Silicon Motion Technology Corporation (SIMO)vs › | $9.28B | 0.04% | N/A | N/A | N/A |
| Gartner, Inc. (IT)vs › | $11.95B | 0.41% | N/A | N/A | N/A |
Debt/Assets
1.3%
Debt/Equity
0.02
Current Ratio
1.17
Interest Coverage
112.5x
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 1.27% |
| 2026-03-31 | 2.95% |
| 2025-12-31 | 3.51% |
| 2025-09-30 | 3.56% |
| 2025-06-30 | 0.00% |
| 2025-03-31 | 5.80% |
| 2024-12-31 | 7.06% |
| 2024-09-30 | 4.78% |
| 2024-06-30 | 0.00% |
| 2024-03-31 | 5.80% |
| 2023-12-31 | 5.15% |
| 2023-09-30 | 4.78% |
| 2023-06-30 | 5.13% |
| 2023-03-31 | 14.38% |
| 2022-12-31 | 10.67% |
| 2022-09-30 | 9.50% |
| 2022-06-30 | 4.69% |
| 2022-03-31 | 9.91% |
| 2021-12-31 | 10.53% |
| 2021-09-30 | 2.86% |
| 2021-06-30 | 4.29% |
| 2021-03-31 | 9.05% |
| 2020-12-31 | 0.02% |
| 2020-09-30 | 0.01% |
| 2020-06-30 | 0.03% |
| 2020-03-31 | 2.48% |
| 2019-12-31 | 0.00% |
| 2019-09-30 | 2.79% |
| 2019-06-30 | 0.00% |
| 2019-03-31 | 1.75% |
| 2018-12-31 | 0.00% |
| 2018-09-30 | 5.51% |
| 2018-06-30 | 5.22% |
| 2018-03-31 | 5.51% |
| 2017-12-31 | 5.22% |
| 2017-09-30 | 2.91% |
| 2017-06-30 | 2.62% |
| 2017-03-31 | 2.96% |
| 2016-12-31 | 2.91% |
| 2016-09-30 | 0.06% |
| 2016-06-30 | 0.01% |
| 2016-03-31 | 5.89% |
| 2015-12-31 | 5.87% |
| 2015-09-30 | 0.06% |
| 2015-06-30 | 2.87% |
| 2015-03-31 | 4.79% |
| 2014-12-31 | 5.04% |
| 2014-09-30 | 0.71% |
| 2014-06-30 | 0.56% |
| 2014-03-31 | 1.02% |
| 2013-12-31 | 0.61% |
| 2013-09-30 | 1.11% |
| 2013-06-30 | 0.94% |
| 2013-03-31 | 8.48% |
| 2012-12-31 | 8.24% |
| 2012-09-30 | 8.28% |
| 2012-06-30 | 8.13% |
| 2012-03-31 | 9.77% |
| 2011-12-31 | 10.05% |
| 2011-09-30 | 10.62% |
| 2011-06-30 | 10.23% |
| 2011-03-31 | 17.67% |
| 2010-12-31 | 17.52% |
| 2010-09-30 | 17.41% |
| 2010-06-30 | 24.21% |
| 2010-03-31 | 7.04% |
| 2009-12-31 | 5.95% |
| 2009-09-30 | 1.11% |
| 2009-06-30 | 6.04% |
| 2009-03-31 | 8.09% |
| 2008-12-31 | 6.95% |
| 2008-09-30 | 2.24% |
| 2008-06-30 | 6.87% |
| 2008-03-31 | 9.30% |
| 2007-12-31 | 2.78% |
| 2007-09-30 | 0.03% |
| 2007-06-30 | 7.05% |
| 2007-03-31 | 6.05% |
| 2006-12-31 | 3.04% |
| 2006-09-30 | 0.03% |
| 2006-06-30 | 5.54% |
| 2006-03-31 | 3.25% |
| 2005-12-31 | 3.26% |
| 2005-09-30 | 0.00% |
| 2005-06-30 | 5.53% |
| 2005-03-31 | 2.12% |
| 2004-12-31 | 1.51% |
| 2004-09-30 | 0.00% |
| 2004-06-30 | 0.00% |
| 2004-03-31 | 0.00% |
| 2003-12-31 | 0.00% |
| 2003-09-30 | 0.00% |
| 2003-06-30 | 0.00% |
| 2003-03-31 | 0.00% |
| 2002-12-31 | 0.00% |
| 2002-09-30 | 0.00% |