Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 112.54x is 29% above its 5-year average of 86.93x, near the low end of its 5-year range (22.90x–538.69x).
6.35% below its 12-month average of 120.17x.
Reported quarterly interest coverage; no daily interpolation. Q4 FY2026 (2026-06-30): 66.89x.
INTEREST COVERAGE RATIO
112.54x
INTEREST COVERAGE RATIO AVG TTM
120.17x
INTEREST COVERAGE RATIO AVG 3Y
49.56x
INTEREST COVERAGE RATIO AVG 5Y
86.93x
INTEREST COVERAGE RATIO AVG 10Y
283.04x
INTEREST COVERAGE RATIO AVG 15Y
213.15x
INTEREST COVERAGE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-6.35%
CURRENT VS 3Y AVG
+127.06%
CURRENT VS 5Y AVG
+29.46%
CURRENT VS 10Y AVG
-60.24%
CURRENT VS 15Y AVG
-47.20%
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · TECHNOLOGY
7.78x
median of 149 covered companies
CURRENT VS SECTOR MEDIAN
+1346.53%
vs the sector median at left
Jack Henry & Associates, Inc.
Market Cap
$10.51B
Interest Coverage Ratio
112.54x
TTM Avg
120.17x
3Y Avg
49.56x
5Y Avg
86.93x
Market Cap
$10.10B
Interest Coverage Ratio
123.26x
TTM Avg
139.12x
3Y Avg
142.41x
5Y Avg
138.25x
Market Cap
$10.94B
Interest Coverage Ratio
13.01x
TTM Avg
13.01x
3Y Avg
13.01x
5Y Avg
13.01x
Market Cap
$9.98B
Interest Coverage Ratio
2.22x
TTM Avg
2.29x
3Y Avg
2.41x
5Y Avg
4.47x
Market Cap
$9.91B
Interest Coverage Ratio
166.82x
TTM Avg
176.69x
3Y Avg
185.60x
5Y Avg
2107.67x
Market Cap
$11.25B
Interest Coverage Ratio
11.69x
TTM Avg
6.57x
3Y Avg
12.96x
5Y Avg
18.85x
Market Cap
$11.36B
Interest Coverage Ratio
189.53x
TTM Avg
157.99x
3Y Avg
105.03x
5Y Avg
84.58x
Market Cap
$9.38B
Interest Coverage Ratio
N/A
TTM Avg
3013.03x
3Y Avg
13396.51x
5Y Avg
6831.63x
Market Cap
$11.72B
Interest Coverage Ratio
109.44x
TTM Avg
112.82x
3Y Avg
103.82x
5Y Avg
83.15x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Jack Henry & Associates, Inc. (JKHY) | $10.51B | 112.54x | 120.17x | 49.56x | 86.93x |
| FormFactor, Inc. (FORM)vs › | $10.10B | 123.26x | 139.12x | 142.41x | 138.25x |
| HubSpot, Inc. (HUBS)vs › | $10.94B | 13.01x | 13.01x | 13.01x | 13.01x |
| Viavi Solutions Inc. (VIAV)vs › | $9.98B | 2.22x | 2.29x | 2.41x | 4.47x |
| Paycom Software, Inc. (PAYC)vs › | $9.91B | 166.82x | 176.69x | 185.60x | 2107.67x |
| Advanced Energy Industries, Inc. (AEIS)vs › | $11.25B | 11.69x | 6.57x | 12.96x | 18.85x |
| Rambus Inc. (RMBS)vs › | $11.36B | 189.53x | 157.99x | 105.03x | 84.58x |
| Silicon Motion Technology Corporation (SIMO)vs › | $9.38B | N/A | 3013.03x | 13396.51x | 6831.63x |
| Nova Ltd. (NVMI)vs › | $11.72B | 109.44x | 112.82x | 103.82x | 83.15x |
| Elastic N.V. (ESTC)vs › | $9.12B | -1.33x | N/A | N/A | N/A |
Interest Coverage
112.5x
Debt/Equity
0.02
Current Ratio
1.17
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 66.89x |
| 2026-03-31 | 112.76x |
| 2025-12-31 | 139.36x |
| 2025-09-30 | 207.75x |
| 2025-06-30 | 74.07x |
| 2025-03-31 | 50.80x |
| 2024-12-31 | 44.25x |
| 2024-09-30 | 53.55x |
| 2024-06-30 | 32.30x |
| 2024-03-31 | 25.29x |
| 2023-12-31 | 30.78x |
| 2023-09-30 | 31.62x |
| 2023-06-30 | 22.90x |
| 2023-03-31 | 23.23x |
| 2022-12-31 | 31.53x |
| 2022-09-30 | 89.29x |
| 2022-06-30 | 104.08x |
| 2022-03-31 | 161.49x |
| 2021-12-31 | 281.12x |
| 2021-09-30 | 538.69x |
| 2021-06-30 | 155.57x |
| 2021-03-31 | 314.49x |
| 2020-12-31 | 800.27x |
| 2020-09-30 | 1005.03x |
| 2020-06-30 | 363.97x |
| 2020-03-31 | 557.20x |
| 2019-12-31 | 600.67x |
| 2019-09-30 | 757.61x |
| 2019-06-30 | 195.13x |
| 2019-03-31 | 341.25x |
| 2018-12-31 | 595.97x |
| 2018-09-30 | 702.19x |
| 2018-06-30 | 145.28x |
| 2018-03-31 | 131.22x |
| 2017-12-31 | 381.06x |
| 2017-09-30 | 479.14x |
| 2017-06-30 | 252.42x |
| 2017-03-31 | 319.18x |
| 2016-12-31 | 481.55x |
| 2016-09-30 | 643.78x |
| 2016-06-30 | 260.06x |
| 2016-03-31 | 164.26x |
| 2015-12-31 | 307.20x |
| 2015-09-30 | 366.08x |
| 2015-06-30 | 277.55x |
| 2015-03-31 | 118.59x |
| 2014-12-31 | 261.26x |
| 2014-09-30 | 310.67x |
| 2014-06-30 | 269.59x |
| 2014-03-31 | 272.45x |
| 2013-12-31 | 312.63x |
| 2013-09-30 | 276.23x |
| 2013-06-30 | 26.99x |
| 2013-03-31 | 63.55x |
| 2012-12-31 | 47.13x |
| 2012-09-30 | 50.35x |
| 2012-06-30 | 44.47x |
| 2012-03-31 | 38.59x |
| 2011-12-31 | 41.98x |
| 2011-09-30 | 39.70x |
| 2011-06-30 | 31.53x |
| 2011-03-31 | 29.53x |
| 2010-12-31 | 22.11x |
| 2010-09-30 | 18.25x |
| 2010-06-30 | 41.11x |
| 2010-03-31 | 234.73x |
| 2009-12-31 | 331.21x |
| 2009-09-30 | 465.97x |
| 2009-06-30 | 264.28x |
| 2009-03-31 | 153.84x |
| 2008-12-31 | 79.41x |
