Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 112.76x is 14% above its 5-year average of 99.31x, near the low end of its 5-year range (22.90x–538.69x).
As of the fiscal period ended Tuesday, March 31, 2026. 3.58% below its 12-month average of 116.95x.
Reported quarterly interest coverage; no daily interpolation.
INTEREST COVERAGE RATIO
112.76x
INTEREST COVERAGE RATIO AVG TTM
116.95x
INTEREST COVERAGE RATIO AVG 3Y
45.60x
INTEREST COVERAGE RATIO AVG 5Y
99.31x
INTEREST COVERAGE RATIO AVG 10Y
285.42x
INTEREST COVERAGE RATIO AVG 15Y
212.51x
INTEREST COVERAGE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-3.58%
CURRENT VS 3Y AVG
+147.31%
CURRENT VS 5Y AVG
+13.54%
CURRENT VS 10Y AVG
-60.49%
CURRENT VS 15Y AVG
-46.94%
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · TECHNOLOGY
7.54x
median of 133 covered companies
CURRENT VS SECTOR MEDIAN
+1395.51%
vs the sector median at left
Jack Henry & Associates, Inc.
Market Cap
$11.02B
Interest Coverage Ratio
112.76x
TTM Avg
116.95x
3Y Avg
45.60x
5Y Avg
99.31x
Market Cap
$11.06B
Interest Coverage Ratio
13.01x
TTM Avg
13.01x
3Y Avg
13.01x
5Y Avg
13.01x
Market Cap
$10.66B
Interest Coverage Ratio
-15.61x
TTM Avg
57.38x
3Y Avg
35.93x
5Y Avg
28.77x
Market Cap
$11.39B
Interest Coverage Ratio
117.27x
TTM Avg
123.13x
3Y Avg
83.63x
5Y Avg
83.63x
Market Cap
$10.40B
Interest Coverage Ratio
189.53x
TTM Avg
157.99x
3Y Avg
105.03x
5Y Avg
84.58x
Market Cap
$11.65B
Interest Coverage Ratio
166.82x
TTM Avg
176.69x
3Y Avg
185.60x
5Y Avg
2107.67x
Market Cap
$10.35B
Interest Coverage Ratio
18.45x
TTM Avg
18.45x
3Y Avg
18.89x
5Y Avg
41.78x
Market Cap
$12.11B
Interest Coverage Ratio
7.54x
TTM Avg
6.59x
3Y Avg
4.91x
5Y Avg
4.28x
Market Cap
$12.23B
Interest Coverage Ratio
109.44x
TTM Avg
112.82x
3Y Avg
103.82x
5Y Avg
83.15x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Jack Henry & Associates, Inc. (JKHY) | $11.02B | 112.76x | 116.95x | 45.60x | 99.31x |
| HubSpot, Inc. (HUBS)vs › | $11.06B | 13.01x | 13.01x | 13.01x | 13.01x |
| Applied Optoelectronics, Inc. (AAOI)vs › | $10.66B | -15.61x | 57.38x | 35.93x | 28.77x |
| DocuSign, Inc. (DOCU)vs › | $11.39B | 117.27x | 123.13x | 83.63x | 83.63x |
| Rambus Inc. (RMBS)vs › | $10.40B | 189.53x | 157.99x | 105.03x | 84.58x |
| Paycom Software, Inc. (PAYC)vs › | $11.65B | 166.82x | 176.69x | 185.60x | 2107.67x |
| Skyworks Solutions, Inc. (SWKS)vs › | $10.35B | 18.45x | 18.45x | 18.89x | 41.78x |
| GoDaddy Inc. (GDDY)vs › | $12.11B | 7.54x | 6.59x | 4.91x | 4.28x |
| Nova Ltd. (NVMI)vs › | $12.23B | 109.44x | 112.82x | 103.82x | 83.15x |
| Advanced Energy Industries, Inc. (AEIS)vs › | $12.60B | 11.69x | 6.57x | 12.96x | 18.85x |
Interest Coverage
112.8x
Debt/Equity
0.04
Current Ratio
1.74
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-03-31 | 112.76x |
| 2025-12-31 | 139.36x |
| 2025-09-30 | 207.75x |
| 2025-06-30 | 74.07x |
| 2025-03-31 | 50.80x |
| 2024-12-31 | 44.25x |
| 2024-09-30 | 53.55x |
| 2024-06-30 | 32.30x |
| 2024-03-31 | 25.29x |
| 2023-12-31 | 30.78x |
| 2023-09-30 | 31.62x |
| 2023-06-30 | 22.90x |
| 2023-03-31 | 23.23x |
| 2022-12-31 | 31.53x |
| 2022-09-30 | 89.29x |
| 2022-06-30 | 104.08x |
| 2022-03-31 | 161.49x |
| 2021-12-31 | 281.12x |
| 2021-09-30 | 538.69x |
| 2021-06-30 | 155.57x |
| 2021-03-31 | 314.49x |
| 2020-12-31 | 800.27x |
| 2020-09-30 | 1005.03x |
| 2020-06-30 | 363.97x |
| 2020-03-31 | 557.20x |
| 2019-12-31 | 600.67x |
| 2019-09-30 | 757.61x |
| 2019-06-30 | 195.13x |
| 2019-03-31 | 341.25x |
| 2018-12-31 | 595.97x |
| 2018-09-30 | 702.19x |
| 2018-06-30 | 145.28x |
| 2018-03-31 | 131.22x |
| 2017-12-31 | 381.06x |
| 2017-09-30 | 479.14x |
| 2017-06-30 | 252.42x |
| 2017-03-31 | 319.18x |
| 2016-12-31 | 481.55x |
| 2016-09-30 | 643.78x |
| 2016-06-30 | 260.06x |
| 2016-03-31 | 164.26x |
| 2015-12-31 | 307.20x |
| 2015-09-30 | 366.08x |
| 2015-06-30 | 277.55x |
| 2015-03-31 | 118.59x |
| 2014-12-31 | 261.26x |
| 2014-09-30 | 310.67x |
| 2014-06-30 | 269.59x |
| 2014-03-31 | 272.45x |
| 2013-12-31 | 312.63x |
| 2013-09-30 | 276.23x |
| 2013-06-30 | 26.99x |
| 2013-03-31 | 63.55x |
| 2012-12-31 | 47.13x |
| 2012-09-30 | 50.35x |
| 2012-06-30 | 44.47x |
| 2012-03-31 | 38.59x |
| 2011-12-31 | 41.98x |
| 2011-09-30 | 39.70x |
| 2011-06-30 | 31.53x |
| 2011-03-31 | 29.53x |
| 2010-12-31 | 22.11x |
| 2010-09-30 | 18.25x |
| 2010-06-30 | 41.11x |
| 2010-03-31 | 234.73x |
| 2009-12-31 | 331.21x |
| 2009-09-30 | 465.97x |
| 2009-06-30 | 264.28x |
| 2009-03-31 | 153.84x |
| 2008-12-31 | 79.41x |
