Jack Henry & Associates, Inc. (JKHY) vs Paycom Software, Inc. (PAYC)
A side-by-side comparison of Jack Henry & Associates, Inc. and Paycom Software, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 6, 2026. Differences are shown without an overall score or investment verdict.
JKHY
Jack Henry & Associates, Inc.
$156.94TechnologyDelayed quote: Aug 6, 2026, 4:00 PM EDT
PAYC
Paycom Software, Inc.
$215.97TechnologyDelayed quote: Aug 6, 2026, 4:02 PM EDT
Total return — JKHY vs PAYC
growth of $100 · dividends reinvested · last 12yJKHY +227.9%PAYC +1068.2%PAYC compounded faster
JKHY PAYC
JKHY vs PAYC: by the numbers
- •PAYC is the larger company ($11.79B vs $11.15B market cap).
- •PAYC trades at the lower trailing earnings multiple (18.48 vs 21.95 P/E), one valuation lens rather than an overall verdict.
- •PAYC converts more revenue to profit (22.78% vs 20.64% net margin).
- •PAYC grew revenue faster over the past five years (18.10% vs 7.92% CAGR).
- •JKHY pays the higher dividend yield (1.52% vs 0.86%).
Metrics side by side
Valuation
| Metric | JKHY | PAYC |
|---|---|---|
| P/E ratio | 21.95 | 18.48 |
| Forward P/E | 22.99 | 16.05 |
| P/S ratio | 4.49 | 3.96 |
| P/B ratio | 5.29 | 14.83 |
| PEG ratio | 1.51 | 0.69 |
| EV / EBITDA | 13.15 | 10.35 |
| FCF yield | 6.44% | 8.90% |
Profitability
| Metric | JKHY | PAYC |
|---|---|---|
| Gross margin | 44.06% | 81.36% |
| Operating margin | 26.00% | 30.29% |
| Net margin | 20.64% | 22.78% |
| ROE | 24.32% | 85.32% |
| ROIC | 17.63% | 18.38% |
Dividends
| Metric | JKHY | PAYC |
|---|---|---|
| Dividend yield | 1.52% | 0.86% |
| Payout ratio | 38.14% | 18.45% |
Growth (annualized)
| Metric | JKHY | PAYC |
|---|---|---|
| Revenue CAGR (5Y) | 7.92% | 18.10% |
| EPS CAGR (5Y) | 10.08% | 26.70% |
| FCF CAGR (5Y) | 16.50% | 36.07% |
| Total return CAGR (5Y) | -0.79% | -17.08% |
Frequently asked
- Which has the lower trailing P/E, JKHY or PAYC?
- PAYC has the lower trailing P/E: JKHY trades at 21.95 and PAYC at 18.48. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, JKHY or PAYC?
- Over the past five years, PAYC grew revenue faster — JKHY at a 7.92% CAGR versus PAYC at 18.10%.
- Does JKHY or PAYC pay a bigger dividend?
- JKHY yields 1.52% and PAYC yields 0.86% based on trailing dividends and the latest price.
- Is JKHY or PAYC more profitable?
- PAYC runs the higher net margin — JKHY at 20.64% versus PAYC at 22.78%.
- How have JKHY and PAYC total returns compared?
- Over the past 10 years, JKHY delivered 7.13% and PAYC delivered 13.29% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Jack Henry & Associates P/E ratioPaycom Software P/E ratioJack Henry & Associates dividend yieldPaycom Software dividend yieldJack Henry & Associates ROEPaycom Software ROEJack Henry & Associates operating marginPaycom Software operating marginJack Henry & Associates revenue growthPaycom Software revenue growthJack Henry & Associates free cash flowPaycom Software free cash flow
Jack Henry & Associates & Paycom Software appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 6, 2026.