Jack Henry & Associates, Inc. (JKHY) vs Paycom Software, Inc. (PAYC)
A side-by-side comparison of Jack Henry & Associates, Inc. and Paycom Software, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.
JKHY
Jack Henry & Associates, Inc.
$154.24TechnologyDelayed quote: Sep 21, 2026, 10:20 AM EDT
PAYC
Paycom Software, Inc.
$226.98TechnologyDelayed quote: Sep 21, 2026, 10:20 AM EDT
Total return — JKHY vs PAYC
growth of $100 · dividends reinvested · last 10yJKHY +105.2% (+7.5%/yr)PAYC +367.3% (+16.7%/yr)PAYC compounded faster over this window
JKHY PAYC
JKHY vs PAYC: by the numbers
- •JKHY is the larger company ($10.96B vs $10.23B market cap).
- •JKHY trades at the lower trailing earnings multiple (22.13 vs 24.12 P/E), one valuation lens rather than an overall verdict.
- •PAYC converts more revenue to profit (22.78% vs 19.85% net margin).
- •PAYC grew revenue faster over the past five years (18.10% vs 7.58% CAGR).
- •JKHY pays the higher dividend yield (1.50% vs 0.69%).
Metrics side by side
Valuation
| Metric | JKHY | PAYC |
|---|---|---|
| P/E ratio | 22.13 | 24.12 |
| Forward P/E | 21.00 | 18.77 |
| P/S ratio | 4.33 | 4.78 |
| P/B ratio | 5.34 | 17.90 |
| EV / EBITDA | 13.01 | 13.05 |
| FCF yield | 6.34% | 7.38% |
Profitability
| Metric | JKHY | PAYC |
|---|---|---|
| Gross margin | 43.60% | 80.11% |
| Operating margin | 24.91% | 30.30% |
| Net margin | 19.85% | 22.78% |
| ROE | 24.50% | 85.32% |
| ROIC | 18.77% | 23.60% |
Dividends
| Metric | JKHY | PAYC |
|---|---|---|
| Dividend yield | 1.50% | 0.69% |
| Payout ratio | 34.58% | 15.94% |
Growth (annualized)
| Metric | JKHY | PAYC |
|---|---|---|
| Revenue CAGR (5Y) | 7.58% | 18.10% |
| EPS CAGR (5Y) | 11.12% | 26.70% |
| FCF CAGR (5Y) | 17.96% | 36.07% |
| Total return CAGR (5Y) | 0.33% | -13.90% |
Frequently asked
- Which has the lower trailing P/E, JKHY or PAYC?
- JKHY has the lower trailing P/E: JKHY trades at 22.13 and PAYC at 24.12. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, JKHY or PAYC?
- Over the past five years, PAYC grew revenue faster — JKHY at a 7.58% CAGR versus PAYC at 18.10%.
- Does JKHY or PAYC pay a bigger dividend?
- JKHY yields 1.50% and PAYC yields 0.69% based on trailing dividends and the latest price.
- Is JKHY or PAYC more profitable?
- PAYC runs the higher net margin — JKHY at 19.85% versus PAYC at 22.78%.
- How have JKHY and PAYC total returns compared?
- Over the past 10 years, JKHY delivered 7.75% and PAYC delivered 16.34% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Jack Henry & Associates P/E ratioPaycom Software P/E ratioJack Henry & Associates dividend yieldPaycom Software dividend yieldJack Henry & Associates ROEPaycom Software ROEJack Henry & Associates operating marginPaycom Software operating marginJack Henry & Associates revenue growthPaycom Software revenue growthJack Henry & Associates free cash flowPaycom Software free cash flow
Jack Henry & Associates & Paycom Software appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.