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JKHYJack Henry & Associates, Inc.

Debt to Equity Ratio: 0.04

Is the debt to equity ratio high or low?

The debt to equity ratio of 0.04 is 56% below its 5-year average of 0.10, near the low end of its 5-year range (0.00–0.24).

As of Thursday, June 25, 2026. 6.01% below its 12-month average of 0.04.

Debt to Equity

JKHY Debt to Equity Ratio

0.04

Reported quarterly debt to equity ratio; no daily interpolation.

-44.49% 5Y
JKHY Debt to Equity Ratio

JKHY Average Debt to Equity Ratio Chart

JKHY Debt to Equity Ratio

JKHY Current vs Average Debt to Equity Ratio Chart

JKHY Debt to Equity Ratio Metrics

DEBT TO EQUITY RATIO

0.04

DEBT TO EQUITY RATIO AVG TTM

0.04

DEBT TO EQUITY RATIO AVG 3Y

0.06

DEBT TO EQUITY RATIO AVG 5Y

0.10

DEBT TO EQUITY RATIO AVG 10Y

0.06

DEBT TO EQUITY RATIO AVG 15Y

0.07

DEBT TO EQUITY RATIO AVG 20Y

0.07

CURRENT VS TTM AVG

-6.01%

CURRENT VS 3Y AVG

-29.21%

CURRENT VS 5Y AVG

-56.27%

CURRENT VS 10Y AVG

-25.97%

CURRENT VS 15Y AVG

-41.73%

CURRENT VS 20Y AVG

-41.87%

JKHY Competitors' Debt to Equity Ratio

NAMEMARKET CAPDEBT TO EQUITY RATIOTTM3Y5Y
Jack Henry & Associates, Inc. (JKHY)$9.14B0.040.040.060.10
Tempus AI, Inc. (TEM)vs ›$9.06B2.705.515.515.51
HubSpot, Inc. (HUBS)vs ›$8.73B0.230.310.510.65
DocuSign, Inc. (DOCU)vs ›$8.11B0.100.080.431.29
Plexus Corp. (PLXS)vs ›$7.94B0.120.160.290.30
GoDaddy Inc. (GDDY)vs ›$10.51B17.9611.7928.9534.15
Skyworks Solutions, Inc. (SWKS)vs ›$10.52B0.210.210.220.31
Camtek Ltd. (CAMT)vs ›$7.74B0.840.610.540.47
Silicon Motion Technology Corporation (SIMO)vs ›$11.00B0.000.000.000.00
Applied Optoelectronics, Inc. (AAOI)vs ›$11.02B0.230.530.610.60

Financial Health

Debt/Equity

0.04

Current Ratio

1.27

Debt to Equity Ratio Formula & Definition

Debt to Equity measures financial leverage by comparing total debt to shareholders' equity.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

Debt to Equity Ratio FAQ

What is the debt to equity ratio for Jack Henry & Associates, Inc. (JKHY)?
The debt to equity ratio for JKHY stock is 0.04.
Is Jack Henry & Associates, Inc.'s debt to equity ratio high or low?
The debt to equity ratio of 0.04 is 56% below its 5-year average of 0.10, near the low end of its 5-year range (0.00–0.24).
What is the TTM average debt to equity ratio for Jack Henry & Associates, Inc. (JKHY)?
The TTM average debt to equity ratio for JKHY stock is 0.04.
What is the 3Y average debt to equity ratio for Jack Henry & Associates, Inc. (JKHY)?
The 3Y average debt to equity ratio for JKHY stock is 0.06.
What is the 5Y average debt to equity ratio for Jack Henry & Associates, Inc. (JKHY)?
The 5Y average debt to equity ratio for JKHY stock is 0.10.
What is the 10Y average debt to equity ratio for Jack Henry & Associates, Inc. (JKHY)?
The 10Y average debt to equity ratio for JKHY stock is 0.06.
What is the 15Y average debt to equity ratio for Jack Henry & Associates, Inc. (JKHY)?
The 15Y average debt to equity ratio for JKHY stock is 0.07.
What is the 20Y average debt to equity ratio for Jack Henry & Associates, Inc. (JKHY)?
The 20Y average debt to equity ratio for JKHY stock is 0.07.

JKHY Debt to Equity Ratio History

DATEDEBT TO EQUITY RATIO
2026-03-310.04
2025-12-310.05
2025-09-300.05
2025-06-300.00
2025-03-310.08
2024-12-310.10
2024-09-300.07
2024-06-300.00
2024-03-310.08
2023-12-310.08
2023-09-300.07
2023-06-300.08
2023-03-310.24
2022-12-310.18
2022-09-300.17
2022-06-300.08
2022-03-310.17
2021-12-310.19
2021-09-300.05
2021-06-300.08
2021-03-310.15
2020-12-310.00
2020-09-300.00
2020-06-300.00
2020-03-310.04
2019-12-310.00
2019-09-300.04
2019-06-300.00
2019-03-310.02
2018-12-310.00
2018-09-300.09
2018-06-300.09
2018-03-310.09
2017-12-310.09
2017-09-300.05
2017-06-300.05
2017-03-310.05
2016-12-310.05
2016-09-300.00
2016-06-300.00
2016-03-310.11
2015-12-310.11
2015-09-300.00
2015-06-300.05
2015-03-310.08
2014-12-310.09
2014-09-300.01
2014-06-300.01
2014-03-310.01
2013-12-310.01
2013-09-300.02
2013-06-300.01
2013-03-310.12
2012-12-310.12
2012-09-300.13
2012-06-300.13
2012-03-310.14
2011-12-310.16
2011-09-300.17
2011-06-300.18
2011-03-310.29
2010-12-310.30
2010-09-300.32
2010-06-300.50
2010-03-310.10
2009-12-310.09
2009-09-300.02
2009-06-300.10
2009-03-310.12
2008-12-310.11
2008-09-300.03
2008-06-300.12
2008-03-310.14
2007-12-310.04
2007-09-300.00
2007-06-300.12
2007-03-310.09
2006-12-310.04
2006-09-300.00
2006-06-300.09
2006-03-310.04
2005-12-310.05
2005-09-300.00
2005-06-300.09
2005-03-310.03
2004-12-310.02
2004-09-300.00
2004-06-300.00
2004-03-310.00
2003-12-310.00
2003-09-300.00
2003-06-300.00
2003-03-310.00
2002-12-310.00
2002-09-300.00
2002-06-300.00

About Jack Henry & Associates, Inc.

Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, automated clearing house origination and remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate and Other segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; Symitar, a system designed for credit unions; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and service solutions; data center solutions; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.

Monett, MO
7,198 employees
Technology / Software - Services
Sector
Technology
Industry
Software - Services
CEO
Gregory R. Adelson