Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 0.27x is 62% above its 5-year average of 0.17x, near the high end of its 5-year range (-1.36x–0.39x).
0.23% above its 12-month average of 0.27x.
Reported quarterly interest coverage; no daily interpolation. Q2 FY2026 (2026-06-30): 0.28x.
INTEREST COVERAGE RATIO
0.27x
INTEREST COVERAGE RATIO AVG TTM
0.27x
INTEREST COVERAGE RATIO AVG 3Y
0.30x
INTEREST COVERAGE RATIO AVG 5Y
0.17x
INTEREST COVERAGE RATIO AVG 10Y
0.17x
INTEREST COVERAGE RATIO AVG 15Y
N/A
INTEREST COVERAGE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
+0.23%
CURRENT VS 3Y AVG
-9.33%
CURRENT VS 5Y AVG
+62.39%
CURRENT VS 10Y AVG
+58.43%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
4.49x
median of 108 covered companies
CURRENT VS SECTOR MEDIAN
-93.99%
vs the sector median at left
Inter & Co, Inc.
Market Cap
$2.42B
Interest Coverage Ratio
0.27x
TTM Avg
0.27x
3Y Avg
0.30x
5Y Avg
0.17x
Market Cap
$2.40B
Interest Coverage Ratio
1.95x
TTM Avg
4.25x
3Y Avg
3.37x
5Y Avg
5.68x
Market Cap
$3.21B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.60B
Interest Coverage Ratio
-1.46x
TTM Avg
2.38x
3Y Avg
2.38x
5Y Avg
6.61x
Market Cap
$3.61B
Interest Coverage Ratio
12.61x
TTM Avg
9.29x
3Y Avg
6.66x
5Y Avg
6.66x
Market Cap
$3.66B
Interest Coverage Ratio
4.12x
TTM Avg
4.64x
3Y Avg
6.19x
5Y Avg
6.08x
Market Cap
$884.02M
Interest Coverage Ratio
-0.46x
TTM Avg
2.08x
3Y Avg
2.33x
5Y Avg
3.20x
Market Cap
$733.26M
Interest Coverage Ratio
0.41x
TTM Avg
0.41x
3Y Avg
1.04x
5Y Avg
2.23x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Inter & Co, Inc. (INTR) | $2.42B | 0.27x | 0.27x | 0.30x | 0.17x |
| Nuveen Quality Municipal Income Fund (NAD)vs › | $2.40B | 1.95x | 4.25x | 3.37x | 5.68x |
| Strive, Inc. (ASST)vs › | $3.00B | N/A | N/A | N/A | N/A |
| iShares Core 80/20 Aggressive Allocation ETF (AOA)vs › | $3.21B | N/A | N/A | N/A | N/A |
| Nuveen California Quality Municipal Income Fund (NAC)vs › | $1.60B | -1.46x | 2.38x | 2.38x | 6.61x |
| Sezzle Inc. (SEZL)vs › | $3.61B | 12.61x | 9.29x | 6.66x | 6.66x |
| Genworth Financial, Inc. (GNW)vs › | $3.66B | 4.12x | 4.64x | 6.19x | 6.08x |
| Lufax Holding Ltd (LU)vs › | $884.02M | -0.46x | 2.08x | 2.33x | 3.20x |
| Washington Trust Bancorp, Inc. (WASH)vs › | $733.26M | 0.41x | 0.41x | 1.04x | 2.23x |
| Defiance Quantum ETF (QTUM)vs › | $4.11B | N/A | N/A | N/A | N/A |
Interest Coverage
0.3x
Debt/Equity
3.10
Current Ratio
0.33
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 0.28x |
| 2026-03-31 | 0.27x |
| 2025-12-31 | 0.27x |
| 2025-09-30 | 0.25x |
| 2025-06-30 | 0.27x |
| 2025-03-31 | 0.30x |
| 2024-12-31 | 0.36x |
| 2024-09-30 | 0.35x |
| 2024-06-30 | 0.39x |
| 2024-03-31 | 0.36x |
| 2023-12-31 | 0.28x |
| 2023-09-30 | 0.19x |
| 2023-06-30 | 0.12x |
| 2023-03-31 | 0.01x |
| 2022-12-31 | -0.18x |
| 2022-09-30 | -0.12x |
| 2022-06-30 | 0.03x |
| 2022-03-31 | -0.30x |
| 2021-12-31 | -0.05x |
| 2021-09-30 | 0.25x |
| 2021-06-30 | -1.36x |
| 2021-03-31 | 0.09x |
| 2020-12-31 | 0.07x |
| 2020-09-30 | -0.33x |
| 2020-06-30 | -0.25x |
| 2020-03-31 | -0.41x |
| 2019-12-31 | 0.34x |
| 2019-09-30 | 0.15x |
| 2019-06-30 | 0.68x |
| 2019-03-31 | 0.08x |
| 2018-12-31 | 0.49x |
| 2018-09-30 | 0.44x |
| 2018-06-30 | 0.45x |
| 2018-03-31 | 0.34x |
| 2017-12-31 | 0.35x |
| 2017-09-30 | 0.21x |
| 2017-06-30 | 0.22x |
| 2017-03-31 | 0.05x |
