Inter & Co, Inc. (INTR) vs Lufax Holding Ltd (LU)

A side-by-side comparison of Inter & Co, Inc. and Lufax Holding Ltd across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 2, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — INTR vs LU

growth of $100 · dividends reinvested · last 4y
INTR +62.7% (+12.9%/yr)LU -90.2% (-44.0%/yr)INTR compounded faster over this window
Log scale — wide-divergence pair
1101001kStart $1002023202420252026$163$10
INTR LU

INTR vs LU: by the numbers

  • •INTR is the larger company ($2.42B vs $884M market cap).
  • •INTR is profitable (9.20% net margin) while LU runs a net loss (-7.83%).
  • •INTR grew revenue faster over the past five years (54.39% vs -13.35% CAGR).
  • •INTR pays a dividend (2.06% yield), while LU is a former payer with no current dividend run rate.

Metrics side by side

Valuation

MetricINTRLU
P/E ratio8.31N/A
PEG ratio0.05N/A
P/S ratio0.770.22
P/B ratio1.190.08

Profitability

MetricINTRLU
Operating margin11.27%1.13%
Net margin9.20%-7.83%
ROE14.32%-2.75%

Inter & Co, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Lufax Holding Ltd: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricINTRLU
Dividend yield2.06%N/A
Payout ratio17.16%N/A

Growth (annualized)

MetricINTRLU
Revenue CAGR (5Y)54.39%-13.35%
EPS CAGR (5Y)159.45%N/A
Total return CAGR (5Y)N/A-37.56%

Frequently asked

Which has grown faster, INTR or LU?
Over the past five years, INTR grew revenue faster — INTR at a 54.39% CAGR versus LU at -13.35%.
Does INTR or LU pay a bigger dividend?
INTR pays a dividend (2.06% yield), while LU is a former payer with no current dividend run rate.
Is INTR or LU more profitable?
INTR runs the higher net margin — INTR at 9.20% versus LU at -7.83%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 2, 2026.