Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 4.12x is 34% below its 5-year average of 6.22x, around the middle of its 5-year range (-7.23x–11.19x).
1.95% above its 12-month average of 4.04x.
Reported quarterly interest coverage; no daily interpolation. Q2 FY2026 (2026-06-30): 4.19x.
INTEREST COVERAGE RATIO
4.12x
INTEREST COVERAGE RATIO AVG TTM
4.04x
INTEREST COVERAGE RATIO AVG 3Y
4.67x
INTEREST COVERAGE RATIO AVG 5Y
6.22x
INTEREST COVERAGE RATIO AVG 10Y
4.68x
INTEREST COVERAGE RATIO AVG 15Y
3.27x
INTEREST COVERAGE RATIO AVG 20Y
2.39x
CURRENT VS TTM AVG
+1.95%
CURRENT VS 3Y AVG
-11.86%
CURRENT VS 5Y AVG
-33.81%
CURRENT VS 10Y AVG
-12.05%
CURRENT VS 15Y AVG
+26.07%
CURRENT VS 20Y AVG
+72.33%
SECTOR MEDIAN · FINANCIAL SERVICES
4.49x
median of 108 covered companies
CURRENT VS SECTOR MEDIAN
-8.34%
vs the sector median at left
Genworth Financial, Inc.
Market Cap
$3.66B
Interest Coverage Ratio
4.12x
TTM Avg
4.04x
3Y Avg
4.67x
5Y Avg
6.22x
Market Cap
$3.61B
Interest Coverage Ratio
12.61x
TTM Avg
9.29x
3Y Avg
6.66x
5Y Avg
6.66x
Market Cap
$3.21B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$4.11B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.42B
Interest Coverage Ratio
0.27x
TTM Avg
0.32x
3Y Avg
0.26x
5Y Avg
0.31x
Market Cap
$2.40B
Interest Coverage Ratio
1.95x
TTM Avg
4.25x
3Y Avg
3.37x
5Y Avg
5.68x
Market Cap
$5.06B
Interest Coverage Ratio
0.91x
TTM Avg
0.90x
3Y Avg
0.97x
5Y Avg
2.37x
Market Cap
$5.12B
Interest Coverage Ratio
4.06x
TTM Avg
4.21x
3Y Avg
4.05x
5Y Avg
3.78x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Genworth Financial, Inc. (GNW) | $3.66B | 4.12x | 4.04x | 4.67x | 6.22x |
| Sezzle Inc. (SEZL)vs › | $3.61B | 12.61x | 9.29x | 6.66x | 6.66x |
| iShares Core 80/20 Aggressive Allocation ETF (AOA)vs › | $3.21B | N/A | N/A | N/A | N/A |
| Defiance Quantum ETF (QTUM)vs › | $4.11B | N/A | N/A | N/A | N/A |
| Strive, Inc. (ASST)vs › | $3.00B | N/A | N/A | N/A | N/A |
| Inter & Co, Inc. (INTR)vs › | $2.42B | 0.27x | 0.32x | 0.26x | 0.31x |
| Nuveen Quality Municipal Income Fund (NAD)vs › | $2.40B | 1.95x | 4.25x | 3.37x | 5.68x |
| Axos Financial, Inc. (AX)vs › | $5.06B | 0.91x | 0.90x | 0.97x | 2.37x |
| Main Street Capital Corporation (MAIN)vs › | $5.12B | 4.06x | 4.21x | 4.05x | 3.78x |
| RLI Corp. (RLI)vs › | $5.13B | 96.73x | 82.13x | 76.37x | 62.55x |
Interest Coverage
4.1x
Debt/Equity
0.17
Current Ratio
3.38
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 4.19x |
| 2026-03-31 | 4.44x |
| 2025-12-31 | 0.69x |
| 2025-09-30 | 6.07x |
| 2025-06-30 | 4.81x |
| 2025-03-31 | 4.85x |
| 2024-12-31 | 2.04x |
| 2024-09-30 | 5.75x |
| 2024-06-30 | 4.77x |
| 2024-03-31 | 7.87x |
| 2023-12-31 | -7.23x |
| 2023-09-30 | 3.00x |
| 2023-06-30 | 7.62x |
| 2023-03-31 | 7.21x |
| 2022-12-31 | 9.29x |
| 2022-09-30 | 8.46x |
| 2022-06-30 | 10.00x |
| 2022-03-31 | 11.19x |
| 2021-12-31 | 8.23x |
| 2021-09-30 | 10.66x |
| 2021-06-30 | 3.37x |
| 2020-12-31 | 6.91x |
| 2020-09-30 | 11.32x |
| 2020-06-30 | 1.86x |
| 2020-03-31 | -1.27x |
| 2019-12-31 | 1.35x |
| 2019-09-30 | 2.92x |
| 2019-06-30 | 3.73x |
| 2019-03-31 | 3.95x |
| 2018-12-31 | -5.58x |
| 2018-09-30 | 2.25x |
| 2018-06-30 | 4.68x |
| 2018-03-31 | 3.00x |
| 2017-12-31 | -3.87x |
| 2017-09-30 | 3.92x |
| 2017-06-30 | 5.42x |
| 2017-03-31 | 5.35x |
| 2016-12-31 | -0.75x |
| 2016-09-30 | -1.62x |
| 2016-06-30 | 4.39x |
| 2016-03-31 | 1.43x |
| 2015-12-31 | -1.95x |
| 2015-09-30 | -3.34x |
| 2015-06-30 | 2.38x |
| 2015-03-31 | 2.75x |
| 2014-12-31 | -7.82x |
| 2014-09-30 | -9.42x |
| 2014-06-30 | 2.75x |
| 2014-03-31 | 2.41x |
| 2013-12-31 | 2.60x |
| 2013-09-30 | 2.02x |
| 2013-06-30 | 2.04x |
| 2013-03-31 | 1.88x |
| 2012-12-31 | 2.78x |
| 2012-09-30 | 0.65x |
| 2012-06-30 | 0.83x |
| 2012-03-31 | 0.86x |
| 2011-12-31 | 1.55x |
| 2011-09-30 | 0.10x |
| 2011-06-30 | -0.78x |
| 2011-03-31 | 0.89x |
| 2010-12-31 | -2.14x |
| 2010-09-30 | 1.23x |
| 2010-06-30 | 0.66x |
| 2010-03-31 | 1.03x |
| 2009-12-31 | 1.17x |
| 2009-09-30 | -0.07x |
| 2009-06-30 | -0.47x |
| 2009-03-31 | -8.68x |
| 2008-12-31 | -3.51x |
| 2008-09-30 | -3.97x |
| 2008-06-30 | -1.62x |
| 2008-03-31 | 1.46x |
| 2007-12-31 | 0.49x |
| 2007-09-30 | 3.63x |
| 2007-06-30 | 3.69x |
| 2007-03-31 | 0.91x |
| 2006-12-31 | 1.05x |
| 2006-09-30 | 0.92x |
| 2006-06-30 | 0.96x |
| 2006-03-31 | 1.04x |
| 2005-12-31 | 1.01x |
| 2005-09-30 | 1.02x |
| 2005-06-30 | 0.99x |
| 2005-03-31 | 1.17x |
| 2004-12-31 | 1.02x |
| 2004-09-30 | 1.05x |
| 2004-06-30 | 1.07x |
| 2004-03-31 | 0.85x |
| 2003-12-31 | 0.69x |
| 2003-09-30 | 0.72x |
| 2003-06-30 | 0.91x |
