Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 30.84% is in line with its 5-year average of 32.35%, near the high end of its 5-year range (9.60%–37.75%).
As of the fiscal period ended Tuesday, June 30, 2026. 5.08% below its 12-month average of 32.49%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 30.84%.
DEBT TO ASSETS RATIO
30.84%
DEBT TO ASSETS RATIO AVG TTM
32.49%
DEBT TO ASSETS RATIO AVG 3Y
34.09%
DEBT TO ASSETS RATIO AVG 5Y
32.35%
DEBT TO ASSETS RATIO AVG 10Y
25.60%
DEBT TO ASSETS RATIO AVG 15Y
24.77%
DEBT TO ASSETS RATIO AVG 20Y
24.76%
CURRENT VS TTM AVG
-5.08%
CURRENT VS 3Y AVG
-9.52%
CURRENT VS 5Y AVG
-4.67%
CURRENT VS 10Y AVG
+20.47%
CURRENT VS 15Y AVG
+24.54%
CURRENT VS 20Y AVG
+24.58%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 498 covered companies
CURRENT VS SECTOR MEDIAN
+61584.93%
vs the sector median at left
Hingham Institution for Savings
Market Cap
$621.22M
Debt to Assets Ratio
30.84%
TTM Avg
32.49%
3Y Avg
34.09%
5Y Avg
32.35%
Market Cap
$623.71M
Debt to Assets Ratio
0.07%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$616.64M
Debt to Assets Ratio
0.44%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$631.09M
Debt to Assets Ratio
0.06%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$635.30M
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$635.68M
Debt to Assets Ratio
0.36%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$603.67M
Debt to Assets Ratio
0.20%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$596.39M
Debt to Assets Ratio
0.13%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Hingham Institution for Savings (HIFS) | $621.22M | 30.84% | 32.49% | 34.09% | 32.35% |
| Arrow Financial Corporation (AROW)vs › | $623.71M | 0.07% | N/A | N/A | N/A |
| Gladstone Investment Corp. (GAIN)vs › | $616.64M | 0.44% | N/A | N/A | N/A |
| Hypoport SE (HYPOF)vs › | $630.67M | 0.24% | N/A | N/A | N/A |
| American Bitcoin Corp (ABTC)vs › | $631.09M | 0.06% | N/A | N/A | N/A |
| Coastal Financial Corporation (CCB)vs › | $635.30M | 0.01% | N/A | N/A | N/A |
| BlackRock Multi-Sector Income Trust (BIT)vs › | $635.68M | 0.36% | N/A | N/A | N/A |
| Forward Industries, Inc. (FWDI)vs › | $603.67M | 0.20% | N/A | N/A | N/A |
| First Business Financial Services, Inc. (FBIZ)vs › | $596.39M | 0.13% | N/A | N/A | N/A |
| CoinShares PLC Ordinary Shares (CSHR)vs › | $645.38M | 0.00% | N/A | N/A | N/A |
Debt/Assets
30.8%
Debt/Equity
2.77
Current ratio and interest coverage is unavailable for Hingham Institution for Savings: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 30.84% |
| 2026-03-31 | 31.08% |
| 2025-12-31 | 32.22% |
| 2025-09-30 | 33.68% |
| 2025-06-30 | 34.63% |
| 2025-03-31 | 32.52% |
| 2024-12-31 | 33.58% |
| 2024-09-30 | 34.40% |
| 2024-06-30 | 36.48% |
| 2024-03-31 | 37.20% |
| 2023-12-31 | 37.75% |
| 2023-09-30 | 34.65% |
| 2023-06-30 | 34.10% |
| 2023-03-31 | 30.08% |
| 2022-12-31 | 30.43% |
| 2022-09-30 | 26.46% |
| 2022-06-30 | 28.53% |
| 2022-03-31 | 23.72% |
| 2021-12-31 | 19.38% |
| 2021-09-30 | 12.32% |
| 2021-06-30 | 9.60% |
| 2021-03-31 | 8.66% |
| 2020-12-31 | 14.28% |
| 2020-09-30 | 14.67% |
| 2020-06-30 | 14.15% |
| 2020-03-31 | 25.47% |
| 2019-12-31 | 19.53% |
| 2019-09-30 | 20.99% |
| 2019-06-30 | 27.20% |
| 2019-03-31 | 28.14% |
| 2018-12-31 | 25.22% |
| 2018-09-30 | 18.23% |
| 2018-06-30 | 19.37% |
| 2018-03-31 | 22.32% |
| 2017-12-31 | 25.39% |
| 2017-09-30 | 25.97% |
| 2017-06-30 | 23.88% |
| 2017-03-31 | 22.37% |
| 2016-12-31 | 23.64% |
| 2016-09-30 | 23.53% |
| 2016-06-30 | 23.00% |
| 2016-03-31 | 23.05% |
| 2015-12-31 | 22.81% |
| 2015-09-30 | 21.79% |
| 2015-06-30 | 22.49% |
| 2015-03-31 | 19.16% |
| 2014-12-31 | 21.30% |
| 2014-09-30 | 21.36% |
| 2014-06-30 | 22.46% |
| 2014-03-31 | 21.17% |
| 2013-12-31 | 22.39% |
| 2013-09-30 | 22.15% |
| 2013-06-30 | 20.61% |
| 2013-03-31 | 20.01% |
| 2012-12-31 | 19.52% |
| 2012-09-30 | 22.41% |
| 2012-06-30 | 20.49% |
| 2012-03-31 | 21.42% |
| 2011-12-31 | 22.05% |
| 2011-09-30 | 21.88% |
| 2011-06-30 | 21.28% |
| 2011-03-31 | 20.48% |
| 2010-12-31 | 20.39% |
| 2010-09-30 | 20.99% |
| 2010-06-30 | 22.04% |
| 2010-03-31 | 22.39% |
| 2009-12-31 | 24.05% |
| 2009-09-30 | 23.51% |
| 2009-06-30 | 24.03% |
| 2009-03-31 | 24.97% |
| 2008-12-31 | 26.67% |
| 2008-03-31 | 0.16% |
| 2007-12-31 | 65.47% |
| 2007-09-30 | 33.10% |
| 2007-06-30 | 31.52% |
| 2007-03-31 | 32.12% |
| 2006-12-31 | 32.90% |
| 2006-09-30 | 34.81% |
| 2006-06-30 | 32.83% |
| 2006-03-31 | 32.22% |
| 2005-12-31 | 33.72% |
| 2005-09-30 | 30.76% |
| 2005-06-30 | 30.72% |
| 2005-03-31 | 28.47% |
| 2004-12-31 | 30.10% |
| 2004-09-30 | 29.23% |
| 2004-06-30 | 28.52% |
| 2004-03-31 | 29.60% |
| 2003-12-31 | 30.73% |
| 2003-09-30 | 28.40% |
| 2003-06-30 | 31.55% |
| 2003-03-31 | 25.01% |
| 2002-12-31 | 25.04% |
| 2002-09-30 | 25.16% |
| 2002-06-30 | 26.41% |
| 2002-03-31 | 25.16% |
