Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 3.13x is in line with its 5-year average of 3.07x, around the middle of its 5-year range (-7.91x–13.64x).
40.48% above its 12-month average of 2.23x.
Reported quarterly interest coverage; no daily interpolation. Q2 FY2026 (2026-06-30): -2.20x.
INTEREST COVERAGE RATIO
3.13x
INTEREST COVERAGE RATIO AVG TTM
2.23x
INTEREST COVERAGE RATIO AVG 3Y
4.00x
INTEREST COVERAGE RATIO AVG 5Y
3.07x
INTEREST COVERAGE RATIO AVG 10Y
3.95x
INTEREST COVERAGE RATIO AVG 15Y
N/A
INTEREST COVERAGE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
+40.48%
CURRENT VS 3Y AVG
-21.74%
CURRENT VS 5Y AVG
+1.86%
CURRENT VS 10Y AVG
-20.76%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
2.70x
median of 42 covered companies
CURRENT VS SECTOR MEDIAN
+15.93%
vs the sector median at left
Goosehead Insurance, Inc
Market Cap
$1.62B
Interest Coverage Ratio
3.13x
TTM Avg
2.23x
3Y Avg
4.00x
5Y Avg
3.07x
Market Cap
$1.63B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.62B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.66B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.66B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.67B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.57B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Goosehead Insurance, Inc (GSHD) | $1.62B | 3.13x | 2.23x | 4.00x | 3.07x |
| Republic Bancorp, Inc. (RBCAA)vs › | $1.63B | N/A | N/A | N/A | N/A |
| Atlanticus Holdings Corporation (ATLCP)vs › | $1.62B | N/A | N/A | N/A | N/A |
| QCR Holdings, Inc. (QCRH)vs › | $1.64B | N/A | N/A | N/A | N/A |
| ConnectOne Bancorp, Inc. (CNOBP)vs › | $1.66B | N/A | N/A | N/A | N/A |
| Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 (ATLCZ)vs › | $1.66B | N/A | N/A | N/A | N/A |
| Hyperliquid Strategies Inc Common Stock (PURR)vs › | $1.67B | N/A | N/A | N/A | N/A |
| TriCo Bancshares (TCBK)vs › | $1.68B | N/A | N/A | N/A | N/A |
| Nuveen California Quality Municipal Income Fund (NAC)vs › | $1.57B | N/A | N/A | N/A | N/A |
| Bank First Corporation (BFC)vs › | $1.69B | N/A | N/A | N/A | N/A |
Interest Coverage
3.1x
Debt/Equity
N/A
Current Ratio
1.54
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | -2.20x |
| 2026-03-31 | 2.74x |
| 2025-12-31 | 5.43x |
| 2025-09-30 | 3.56x |
| 2025-06-30 | 1.61x |
| 2025-03-31 | 1.14x |
| 2024-12-31 | 13.64x |
| 2024-09-30 | 7.24x |
| 2024-06-30 | 6.99x |
| 2024-03-31 | -4.55x |
| 2023-12-31 | 3.42x |
| 2023-09-30 | 7.42x |
| 2023-06-30 | 5.55x |
| 2023-03-31 | -0.15x |
| 2022-12-31 | 3.27x |
| 2022-09-30 | 1.68x |
| 2022-06-30 | 4.09x |
| 2022-03-31 | -7.91x |
| 2021-12-31 | 1.30x |
| 2021-09-30 | 3.69x |
| 2021-06-30 | 6.15x |
| 2021-03-31 | -2.30x |
| 2020-12-31 | 7.00x |
| 2020-09-30 | 10.99x |
| 2020-06-30 | 14.92x |
| 2020-03-31 | -0.56x |
| 2019-12-31 | -5.11x |
| 2019-09-30 | 5.03x |
| 2019-06-30 | 5.19x |
| 2019-03-31 | 12.88x |
| 2018-12-31 | 1.10x |
| 2018-09-30 | 0.61x |
| 2018-06-30 | -24.40x |
| 2018-03-31 | 4785.21x |
| 2017-12-31 | 12.72x |
| 2017-09-30 | 0.31x |
| 2017-06-30 | 11.05x |
| 2017-03-31 | 4.26x |
