Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 19.28% is in line with its 5-year average of 20.81%, near the low end of its 5-year range (14.15%–33.05%).
2.88% above its 12-month average of 18.74%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 21.17%.
NET PROFIT MARGIN
19.28%
NET PROFIT MARGIN AVG TTM
18.74%
NET PROFIT MARGIN AVG 3Y
17.33%
NET PROFIT MARGIN AVG 5Y
20.81%
NET PROFIT MARGIN AVG 10Y
17.90%
NET PROFIT MARGIN AVG 15Y
18.03%
NET PROFIT MARGIN AVG 20Y
15.26%
CURRENT VS TTM AVG
+2.88%
CURRENT VS 3Y AVG
+11.23%
CURRENT VS 5Y AVG
-7.34%
CURRENT VS 10Y AVG
+7.73%
CURRENT VS 15Y AVG
+6.92%
CURRENT VS 20Y AVG
+26.38%
SECTOR MEDIAN · FINANCIAL SERVICES
13.25%
median of 593 covered companies
CURRENT VS SECTOR MEDIAN
+45.51%
vs the sector median at left
First Business Financial Services, Inc.
Market Cap
$597.56M
Net Profit Margin
19.28%
TTM Avg
18.74%
3Y Avg
17.33%
5Y Avg
20.81%
Market Cap
$590.44M
Net Profit Margin
28.14%
TTM Avg
25.78%
3Y Avg
26.11%
5Y Avg
29.45%
Market Cap
$587.88M
Net Profit Margin
-264.05%
TTM Avg
-255.13%
3Y Avg
-278.66%
5Y Avg
-278.66%
Market Cap
$608.82M
Net Profit Margin
-2073.85%
TTM Avg
-462.27%
3Y Avg
-234.58%
5Y Avg
-157.02%
Market Cap
$583.70M
Net Profit Margin
10.45%
TTM Avg
9.02%
3Y Avg
1.32%
5Y Avg
9.69%
Market Cap
$614.99M
Net Profit Margin
27.02%
TTM Avg
18.00%
3Y Avg
20.39%
5Y Avg
30.04%
Market Cap
$618.52M
Net Profit Margin
24.21%
TTM Avg
15.72%
3Y Avg
19.38%
5Y Avg
23.25%
Market Cap
$620.43M
Net Profit Margin
155.95%
TTM Avg
165.56%
3Y Avg
121.76%
5Y Avg
109.68%
Market Cap
$621.32M
Net Profit Margin
-71.75%
TTM Avg
258.44%
3Y Avg
104.81%
5Y Avg
4.13%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Business Financial Services, Inc. (FBIZ) | $597.56M | 19.28% | 18.74% | 17.33% | 20.81% |
| Greene County Bancorp, Inc. (GCBC)vs › | $590.44M | 28.14% | 25.78% | 26.11% | 29.45% |
| Gemini Space Station, Inc. (GEMI)vs › | $587.88M | -264.05% | -255.13% | -278.66% | -278.66% |
| Forward Industries, Inc. (FWDI)vs › | $608.82M | -2073.85% | -462.27% | -234.58% | -157.02% |
| Kearny Financial Corp. (KRNY)vs › | $583.70M | 10.45% | 9.02% | 1.32% | 9.69% |
| Hingham Institution for Savings (HIFS)vs › | $614.99M | 27.02% | 18.00% | 20.39% | 30.04% |
| Arrow Financial Corporation (AROW)vs › | $618.52M | 24.21% | 15.72% | 19.38% | 23.25% |
| Gladstone Investment Corp. (GAIN)vs › | $620.43M | 155.95% | 165.56% | 121.76% | 109.68% |
| American Bitcoin Corp (ABTC)vs › | $621.32M | -71.75% | 258.44% | 104.81% | 4.13% |
| Bridgewater Bancshares, Inc. (BWB)vs › | $571.20M | 22.07% | 14.43% | 19.50% | 22.43% |
Operating Margin
22.5%
Net Profit Margin
19.3%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 21.17% |
| 2026-03-31 | 17.26% |
| 2025-12-31 | 18.99% |
| 2025-09-30 | 19.61% |
| 2025-06-30 | 16.67% |
| 2025-03-31 | 16.65% |
| 2024-12-31 | 21.16% |
| 2024-09-30 | 15.85% |
| 2024-06-30 | 16.00% |
| 2024-03-31 | 14.15% |
| 2023-12-31 | 15.80% |
| 2023-09-30 | 16.74% |
| 2023-06-30 | 15.29% |
| 2023-03-31 | 17.79% |
| 2022-12-31 | 22.42% |
| 2022-09-30 | 27.08% |
| 2022-06-30 | 33.05% |
| 2022-03-31 | 27.42% |
| 2021-12-31 | 27.58% |
| 2021-09-30 | 29.64% |
| 2021-06-30 | 26.63% |
| 2021-03-31 | 31.39% |
| 2020-12-31 | 18.87% |
| 2020-09-30 | 14.52% |
| 2020-06-30 | 12.20% |
| 2020-03-31 | 11.05% |
| 2019-12-31 | 17.64% |
| 2019-09-30 | 16.22% |
| 2019-06-30 | 22.64% |
| 2019-03-31 | 20.84% |
| 2018-12-31 | 14.70% |
| 2018-09-30 | 18.72% |
| 2018-06-30 | 12.59% |
| 2018-03-31 | 14.44% |
| 2017-12-31 | 19.62% |
| 2017-09-30 | 11.30% |
| 2017-06-30 | 7.91% |
| 2017-03-31 | 15.17% |
| 2016-12-31 | 17.05% |
| 2016-09-30 | 13.86% |
| 2016-06-30 | 14.72% |
| 2016-03-31 | 19.11% |
| 2015-12-31 | 17.35% |
| 2015-09-30 | 19.70% |
| 2015-06-30 | 17.82% |
| 2015-03-31 | 19.00% |
| 2014-12-31 | 18.88% |
| 2014-09-30 | 21.76% |
| 2014-06-30 | 22.01% |
| 2014-03-31 | 21.22% |
| 2013-12-31 | 23.57% |
| 2013-09-30 | 22.97% |
| 2013-06-30 | 20.46% |
| 2013-03-31 | 21.24% |
| 2012-12-31 | 15.95% |
| 2012-09-30 | 16.10% |
| 2012-06-30 | 9.88% |
| 2012-03-31 | 14.27% |
| 2011-12-31 | 15.13% |
| 2011-09-30 | 13.75% |
| 2011-06-30 | 15.79% |
| 2011-03-31 | 8.57% |
| 2010-12-31 | 3.76% |
| 2010-09-30 | 6.11% |
| 2010-06-30 | -9.76% |
| 2010-03-31 | 5.62% |
| 2009-12-31 | -2.39% |
| 2009-09-30 | 8.40% |
| 2009-06-30 | 1.68% |
| 2009-03-31 | -1.26% |
| 2008-12-31 | 0.69% |
| 2008-09-30 | 7.29% |
| 2008-06-30 | 6.68% |
| 2008-03-31 | 4.74% |
| 2007-12-31 | 5.36% |
| 2007-09-30 | 5.40% |
| 2007-06-30 | 5.49% |
| 2007-03-31 | 4.04% |
| 2006-12-31 | 6.68% |
| 2006-09-30 | 6.58% |
| 2006-06-30 | 8.65% |
| 2006-03-31 | 7.42% |
| 2005-12-31 | 9.77% |
| 2005-09-30 | 9.19% |
| 2005-06-30 | 12.25% |
| 2004-12-31 | 3.79% |
| 2004-09-30 | 17.04% |
| 2004-06-30 | 31.44% |
| 2004-03-31 | 22.50% |
