Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on invested capital (ROIC) high or low?
The return on invested capital (ROIC) of 8.49% is 55% above its 5-year average of 5.50%, near the high end of its 5-year range (-0.32%–8.49%).
As of the fiscal period ended Tuesday, June 30, 2026. 19.22% above its 12-month average of 7.12%.
Trailing-twelve-month return on invested capital at each fiscal quarter end; no daily interpolation. Q3 FY2026 (2026-06-30): 8.49%.
RETURN ON INVESTED CAPITAL (ROIC)
8.49%
RETURN ON INVESTED CAPITAL (ROIC) AVG TTM
7.12%
RETURN ON INVESTED CAPITAL (ROIC) AVG 3Y
5.95%
RETURN ON INVESTED CAPITAL (ROIC) AVG 5Y
5.50%
RETURN ON INVESTED CAPITAL (ROIC) AVG 10Y
3.92%
RETURN ON INVESTED CAPITAL (ROIC) AVG 15Y
4.31%
RETURN ON INVESTED CAPITAL (ROIC) AVG 20Y
7.35%
CURRENT VS TTM AVG
+19.22%
CURRENT VS 3Y AVG
+42.85%
CURRENT VS 5Y AVG
+54.52%
CURRENT VS 10Y AVG
+116.74%
CURRENT VS 15Y AVG
+97.09%
CURRENT VS 20Y AVG
+15.49%
SECTOR MEDIAN · FINANCIAL SERVICES
-0.48%
median of 124 covered companies
CURRENT VS SECTOR MEDIAN
+1851.01%
vs the sector median at left
EZCORP, Inc.
Market Cap
$1.79B
Return on Invested Capital (ROIC)
8.49%
TTM Avg
7.12%
3Y Avg
5.95%
5Y Avg
5.50%
Market Cap
$1.80B
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.84B
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.73B
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.85B
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.69B
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.89B
Return on Invested Capital (ROIC)
9.54%
TTM Avg
3.99%
3Y Avg
3.99%
5Y Avg
2.13%
Market Cap
$1.67B
Return on Invested Capital (ROIC)
24.29%
TTM Avg
15.70%
3Y Avg
9.74%
5Y Avg
8.45%
Market Cap
$1.66B
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | RETURN ON INVESTED CAPITAL (ROIC) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| EZCORP, Inc. (EZPW) | $1.79B | 8.49% | 7.12% | 5.95% | 5.50% |
| Happen, Inc. Common Stock (HAPN)vs › | $1.80B | N/A | N/A | N/A | N/A |
| FirstSun Capital Bancorp (FSUN)vs › | $1.84B | N/A | N/A | N/A | N/A |
| Hope Bancorp, Inc. (HOPE)vs › | $1.73B | N/A | N/A | N/A | N/A |
| German American Bancorp, Inc. (GABC)vs › | $1.85B | N/A | N/A | N/A | N/A |
| Bank First Corporation (BFC)vs › | $1.69B | N/A | N/A | N/A | N/A |
| Apex Treasury Corporation Class A (APXT)vs › | $1.89B | 9.54% | 3.99% | 3.99% | 2.13% |
| Goosehead Insurance, Inc (GSHD)vs › | $1.67B | 24.29% | 15.70% | 9.74% | 8.45% |
| Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 (ATLCZ)vs › | $1.66B | N/A | N/A | N/A | N/A |
| ConnectOne Bancorp, Inc. (CNOBP)vs › | $1.65B | N/A | N/A | N/A | N/A |
ROIC
8.5%
ROE
13.6%
ROIC = NOPAT / Invested Capital, where NOPAT = Operating Income × (1 − effective tax rate) and Invested Capital = Total Assets − (Current Liabilities − Short-Term Debt)
Return on invested capital measures the after-tax operating return a company earns on the capital invested in the business. TGMCharts computes it from reported statements: trailing-twelve-month operating income after tax, over invested capital at the latest balance sheet — total assets less the non-interest-bearing current liabilities (payables, accruals, deferred revenue) that fund them; short-term debt stays in the capital base. The tax rate is the period's own effective rate (income tax ÷ pretax income), capped at 45%; when pretax income is zero or negative, or the tax line is a net benefit, no tax is deducted — the operating figure is shown untaxed rather than adjusted by an assumed rate. Not shown for banks, insurers or funds.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON INVESTED CAPITAL (ROIC) |
|---|---|
| 2026-06-30 | 8.49% |
| 2026-03-31 | 7.99% |
| 2025-12-31 | 6.97% |
| 2025-09-30 | 6.36% |
| 2025-06-30 | 5.79% |
| 2025-03-31 | 5.34% |
| 2024-12-31 | 6.25% |
| 2024-09-30 | 6.10% |
| 2024-06-30 | 5.77% |
| 2024-03-31 | 5.77% |
| 2023-12-31 | 5.85% |
| 2023-09-30 | 5.24% |
| 2023-06-30 | 4.76% |
| 2023-03-31 | 4.45% |
| 2022-12-31 | 4.63% |
| 2022-09-30 | 4.64% |
| 2022-06-30 | 4.30% |
| 2022-03-31 | 3.26% |
| 2021-12-31 | 2.44% |
| 2021-09-30 | 1.54% |
| 2021-06-30 | -0.32% |
| 2021-03-31 | -1.07% |
| 2020-12-31 | -4.92% |
| 2020-09-30 | -4.54% |
| 2020-06-30 | -1.34% |
| 2020-03-31 | -0.16% |
| 2019-12-31 | 2.15% |
| 2019-09-30 | 2.61% |
| 2019-06-30 | 3.22% |
| 2019-03-31 | 3.60% |
| 2018-12-31 | 3.80% |
| 2018-09-30 | 3.96% |
| 2018-06-30 | 4.24% |
| 2018-03-31 | 4.51% |
| 2017-12-31 | 4.41% |
| 2017-09-30 | 4.17% |
| 2017-06-30 | 2.69% |
| 2017-03-31 | 2.41% |
| 2016-12-31 | 2.23% |
| 2016-09-30 | 1.81% |
| 2016-06-30 | -3.82% |
| 2016-03-31 | -4.15% |
| 2015-12-31 | -3.76% |
| 2015-09-30 | -2.88% |
| 2015-06-30 | 2.07% |
| 2015-03-31 | 2.42% |
| 2014-12-31 | 3.44% |
| 2014-09-30 | 4.41% |
| 2014-06-30 | 4.91% |
| 2014-03-31 | 5.94% |
| 2013-12-31 | 6.76% |
| 2013-09-30 | 7.70% |
| 2013-06-30 | 9.74% |
| 2013-03-31 | 11.15% |
| 2012-12-31 | 10.89% |
| 2012-09-30 | 12.21% |
| 2012-06-30 | 12.77% |
| 2012-03-31 | 13.83% |
| 2011-12-31 | 16.47% |
| 2011-09-30 | 16.27% |
| 2011-06-30 | 15.97% |
| 2011-03-31 | 15.96% |
| 2010-12-31 | 15.63% |
| 2010-09-30 | 16.66% |
| 2010-06-30 | 16.31% |
| 2010-03-31 | 16.10% |
| 2009-12-31 | 16.07% |
| 2009-09-30 | 14.54% |
| 2009-06-30 | 14.07% |
| 2009-03-31 | 13.55% |
| 2008-12-31 | 12.40% |
| 2008-09-30 | 17.75% |
| 2008-06-30 | 17.33% |
| 2008-03-31 | 16.48% |
| 2007-12-31 | 16.24% |
| 2007-09-30 | 16.04% |
| 2007-06-30 | 16.01% |
| 2007-03-31 | 16.28% |
| 2006-12-31 | 16.41% |
| 2006-09-30 | 15.94% |
| 2006-06-30 | 14.11% |
| 2006-03-31 | 12.66% |
| 2005-12-31 | 11.01% |
| 2005-09-30 | 9.87% |
| 2005-06-30 | 8.74% |
| 2005-03-31 | 8.50% |
| 2004-12-31 | 7.35% |
| 2004-09-30 | 17.31% |
| 2004-06-30 | 24.65% |
| 2004-03-31 | 28.60% |
| 2003-12-31 | 24.51% |
| 2003-09-30 | 6.46% |
| 2003-06-30 | 3.61% |
