EZCORP (EZPW) Financials: History & Chart

EZCORP, Inc.(EZPW)

Financial - Credit Services · Austin, TX

$30.67+0.17 (+0.57%)

Delayed quote: Oct 6, 2026, 10:10 AM EDT

About EZCORP, Inc.

EZCORP, Inc. operates primarily by offering collateralized loans, commonly known as pawn loans, to individuals in both the United States and various Latin American countries. These loans are secured by a wide array of personal items, including but not limited to jewelry, consumer electronics, tools, sporting equipment, and musical instruments. Beyond its lending activities, the company also engages in the retail sale of merchandise. This inventory largely comprises items that were once collateral for unredeemed pawn loans, as well as pre-owned goods directly acquired from customers. To further support its clientele, EZCORP provides online platforms, Lana and EZ+, designed to facilitate the management of pawn loans. As of September 30, 2021, EZCORP, Inc. maintained a substantial physical presence, with 516 company-owned and operated pawn shops in the U.S., 508 in Mexico, and an additional 124 locations spread across Guatemala, El Salvador, and Honduras. The company was founded in 1989 and has its corporate headquarters situated in Austin, Texas.

Austin, TX

8,500 employees

www.ezcorp.com

Financial Services / Financial - Credit Services

Sector: Financial Services
Industry: Financial - Credit Services
CEO: Lachlan Given

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Financials

SEC Filings

Quarterly Income Statement (USD)

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Quarterly Report	TTM	Quarter ended Jun 2026	Quarter ended Mar 2026	Quarter ended Dec 2025	Quarter ended Sep 2025	Quarter ended Jun 2025	Quarter ended Mar 2025	Quarter ended Dec 2024	Quarter ended Sep 2024
Revenue	1.58B	418.75M	446.88M	382.02M	336.81M	310.98M	306.32M	320.17M	294.55M
Cost of Goods Sold	666.29M	172.56M	196.43M	159.05M	138.24M	127.34M	127.86M	134.77M	119.17M
Gross Profit	918.17M	246.19M	250.45M	222.97M	198.57M	183.64M	178.45M	185.40M	175.38M
Gross Profit Margin	57.9%	58.8%	56.0%	58.4%	59.0%	59.1%	58.3%	57.9%	59.5%
Total Operating Expenses	697.92M	191.37M	182.61M	162.36M	161.59M	147.64M	144.20M	143.46M	149.37M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	118.64M	34.00M	34.49M	26.74M	23.41M	21.78M	19.64M	18.67M	20.69M
Operating Income (EBIT)	220.26M	54.82M	67.84M	60.61M	36.98M	35.99M	34.25M	41.94M	26.01M
Operating Margin	13.9%	13.1%	15.2%	15.9%	11.0%	11.6%	11.2%	13.1%	8.8%
Income Before Tax (EBT)	212.93M	52.01M	65.49M	59.17M	36.26M	34.71M	34.41M	41.38M	26.25M
Interest Income	15.50M	2.79M	2.59M	4.81M	5.31M	5.44M	1.88M	2.09M	2.12M
Interest Expense	33.02M	8.35M	8.35M	8.17M	8.14M	8.46M	3.28M	3.15M	3.20M
Other Income/Expense	-7.33M	-2.81M	-2.36M	-1.44M	-721K	-1.28M	164K	-557K	245K
Net Income	158.31M	38.20M	49.10M	44.30M	26.70M	26.50M	25.39M	31.02M	15.20M
Income Tax Expense	54.14M	13.81M	15.90M	14.87M	9.56M	8.21M	9.02M	10.37M	11.06M
Net Profit Margin	10.0%	9.1%	11.0%	11.6%	7.9%	8.5%	8.3%	9.7%	5.2%
EBITDA	256.43M	64.47M	77.43M	69.36M	45.16M	44.00M	42.27M	50.28M	34.13M
EBITDA Margin	16.2%	15.4%	17.3%	18.2%	13.4%	14.1%	13.8%	15.7%	11.6%
Depreciation & Amortization	36.17M	9.65M	9.59M	8.76M	8.18M	8.00M	8.02M	8.34M	8.13M
EPS Basic	2.58	0.62	0.80	0.72	0.44	0.45	0.46	0.57	-1.37
EPS Diluted	1.96	0.48	0.59	0.55	0.34	0.34	0.33	0.40	-0.90
Weighted Average Basic Shares	61.53M	61.53M	61.65M	61.24M	60.90M	59.13M	54.97M	54.83M	54.94M
Weighted Average Diluted Shares	83.36M	83.36M	83.41M	83.28M	83.22M	82.92M	83.14M	83.35M	83.55M

Annual Income Statement (USD)

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Annual Report	09/30/2025	09/30/2024	09/30/2023	09/30/2022	09/30/2021	09/30/2020	09/30/2019	09/30/2018
Revenue	1.27B	1.16B	1.05B	886.23M	729.55M	822.78M	847.23M	812.16M
Cost of Goods Sold	528.22M	479.33M	439.20M	358.08M	280.07M	373.58M	352.78M	330.61M
Gross Profit	746.07M	682.27M	609.84M	528.15M	449.49M	449.20M	494.45M	481.55M
Gross Profit Margin	58.5%	58.7%	58.1%	59.6%	61.6%	54.6%	58.4%	59.3%
Total Operating Expenses	596.90M	569.74M	517.69M	453.23M	418.32M	497.58M	447.44M	414.43M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	83.50M	75.56M	67.53M	64.34M	56.49M	54.13M	63.66M	53.64M
Operating Income (EBIT)	149.17M	112.53M	92.15M	74.92M	31.17M	-48.38M	47.01M	67.12M
Operating Margin	11.7%	9.7%	8.8%	8.5%	4.3%	-5.9%	5.5%	8.3%
Income Before Tax (EBT)	146.77M	115.61M	51.63M	67.71M	16.06M	-70.09M	4.17M	55.54M
Interest Income	14.72M	10.57M	7.47M	817K	2.48M	3.17M	11.09M	17.04M
Interest Expense	23.03M	13.59M	16.46M	9.97M	22.18M	22.47M	32.64M	27.83M
Other Income/Expense	-2.40M	3.08M	-40.52M	-7.21M	-15.11M	-21.71M	-42.84M	-11.59M
Net Income	109.61M	83.09M	38.46M	50.16M	8.61M	-68.46M	2.54M	37.28M
Income Tax Expense	37.16M	32.51M	13.17M	17.55M	7.45M	-1.63M	2.41M	18.39M
Net Profit Margin	8.6%	7.2%	3.7%	5.7%	1.2%	-8.3%	0.3%	4.6%
EBITDA	181.71M	145.60M	124.28M	107.06M	110.32M	28.09M	75.81M	92.61M
EBITDA Margin	14.3%	12.5%	11.8%	12.1%	15.1%	3.4%	8.9%	11.4%
Depreciation & Amortization	32.54M	33.07M	32.13M	32.14M	79.15M	76.48M	28.80M	25.48M
EPS Basic	1.91	1.69	0.77	0.89	0.15	-1.24	0.03	0.72
EPS Diluted	1.42	1.10	0.53	0.70	0.15	-1.24	0.03	0.67
Weighted Average Basic Shares	57.47M	54.94M	55.59M	56.50M	55.74M	55.31M	55.34M	54.46M
Weighted Average Diluted Shares	83.38M	84.45M	80.86M	82.40M	55.95M	55.31M	55.98M	57.90M

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.