Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 37.43% is in line with its 5-year average of 39.88%, near the low end of its 5-year range (36.91%–47.13%).
As of the fiscal period ended Tuesday, June 30, 2026. 3.11% below its 12-month average of 38.63%.
Reported quarterly debt to assets ratio; no daily interpolation. Q3 FY2026 (2026-06-30): 37.43%.
DEBT TO ASSETS RATIO
37.43%
DEBT TO ASSETS RATIO AVG TTM
38.63%
DEBT TO ASSETS RATIO AVG 3Y
39.56%
DEBT TO ASSETS RATIO AVG 5Y
39.88%
DEBT TO ASSETS RATIO AVG 10Y
36.85%
DEBT TO ASSETS RATIO AVG 15Y
30.45%
DEBT TO ASSETS RATIO AVG 20Y
23.66%
CURRENT VS TTM AVG
-3.11%
CURRENT VS 3Y AVG
-5.40%
CURRENT VS 5Y AVG
-6.16%
CURRENT VS 10Y AVG
+1.56%
CURRENT VS 15Y AVG
+22.93%
CURRENT VS 20Y AVG
+58.16%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 739 covered companies
CURRENT VS SECTOR MEDIAN
+74753.26%
vs the sector median at left
EZCORP, Inc.
Market Cap
$1.81B
Debt to Assets Ratio
37.43%
TTM Avg
38.63%
3Y Avg
39.56%
5Y Avg
39.88%
Market Cap
$1.81B
Debt to Assets Ratio
0.33%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.83B
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.77B
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.84B
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.73B
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| EZCORP, Inc. (EZPW) | $1.81B | 37.43% | 38.63% | 39.56% | 39.88% |
| Patria Investments Ltd (PAX)vs › | $1.81B | 0.33% | N/A | N/A | N/A |
| FirstSun Capital Bancorp (FSUN)vs › | $1.83B | 0.01% | N/A | N/A | N/A |
| Happen, Inc. Common Stock (HAPN)vs › | $1.77B | 0.00% | N/A | N/A | N/A |
| German American Bancorp, Inc. (GABC)vs › | $1.84B | 0.02% | N/A | N/A | N/A |
| Sharplink, Inc. (SBET)vs › | $1.87B | 0.00% | N/A | N/A | N/A |
| Wintrust Financial Corporation (WTFCN)vs › | $1.73B | N/A | N/A | N/A | N/A |
| Hope Bancorp, Inc. (HOPE)vs › | $1.72B | 0.03% | N/A | N/A | N/A |
| S&T Bancorp, Inc. (STBA)vs › | $1.72B | 0.03% | N/A | N/A | N/A |
| Apex Treasury Corporation Class A (APXT)vs › | $1.89B | 0.02% | N/A | N/A | N/A |
Debt/Assets
37.4%
Debt/Equity
0.70
Current Ratio
4.81
Interest Coverage
6.5x
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 37.43% |
| 2026-03-31 | 37.57% |
| 2025-12-31 | 38.52% |
| 2025-09-30 | 39.16% |
| 2025-06-30 | 40.47% |
| 2025-03-31 | 47.13% |
| 2024-12-31 | 37.88% |
| 2024-09-30 | 37.97% |
| 2024-06-30 | 40.34% |
| 2024-03-31 | 40.70% |
| 2023-12-31 | 40.98% |
| 2023-09-30 | 41.59% |
| 2023-06-30 | 42.13% |
| 2023-03-31 | 42.60% |
| 2022-12-31 | 42.82% |
| 2022-09-30 | 40.51% |
| 2022-06-30 | 40.68% |
| 2022-03-31 | 40.62% |
| 2021-12-31 | 41.05% |
| 2021-09-30 | 37.71% |
| 2021-06-30 | 36.91% |
| 2021-03-31 | 36.52% |
| 2020-12-31 | 37.05% |
| 2020-09-30 | 37.93% |
| 2020-06-30 | 37.94% |
| 2020-03-31 | 37.89% |
| 2019-12-31 | 36.58% |
| 2019-09-30 | 22.02% |
| 2019-06-30 | 22.04% |
| 2019-03-31 | 33.97% |
| 2018-12-31 | 33.95% |
| 2018-09-30 | 33.57% |
| 2018-06-30 | 33.76% |
| 2018-03-31 | 28.07% |
| 2017-12-31 | 28.27% |
| 2017-09-30 | 27.80% |
| 2017-06-30 | 26.84% |
| 2017-03-31 | 27.73% |
| 2016-12-31 | 28.92% |
| 2016-09-30 | 28.84% |
| 2016-06-30 | 21.40% |
| 2016-03-31 | 32.38% |
| 2015-12-31 | 31.17% |
| 2015-09-30 | 22.90% |
| 2015-06-30 | 30.51% |
| 2015-03-31 | 30.81% |
| 2014-12-31 | 25.83% |
| 2014-09-30 | 30.38% |
| 2014-06-30 | 25.10% |
| 2014-03-31 | 16.94% |
| 2013-12-31 | 18.47% |
| 2013-09-30 | 18.55% |
| 2013-06-30 | 17.20% |
| 2013-03-31 | 13.20% |
| 2012-12-31 | 17.71% |
| 2012-09-30 | 18.19% |
| 2012-06-30 | 18.28% |
| 2012-03-31 | 12.86% |
| 2011-12-31 | 4.90% |
| 2011-09-30 | 2.31% |
| 2011-06-30 | 3.71% |
| 2011-03-31 | 2.99% |
| 2010-12-31 | 3.49% |
| 2010-09-30 | 4.12% |
| 2010-06-30 | 4.81% |
| 2010-03-31 | 5.49% |
| 2009-12-31 | 6.17% |
| 2009-09-30 | 7.11% |
| 2009-06-30 | 7.94% |
| 2009-03-31 | 8.80% |
| 2008-12-31 | 8.59% |
| 2008-09-30 | 0.00% |
| 2008-06-30 | 0.00% |
| 2008-03-31 | 0.00% |
| 2007-12-31 | 0.00% |
| 2007-09-30 | 0.00% |
| 2007-06-30 | 0.00% |
| 2007-03-31 | 0.00% |
| 2006-12-31 | 0.00% |
| 2006-09-30 | 0.00% |
| 2006-06-30 | 0.00% |
| 2006-03-31 | 0.00% |
| 2005-12-31 | 0.00% |
| 2005-09-30 | 4.23% |
| 2005-06-30 | 12.81% |
| 2005-03-31 | 4.47% |
| 2004-12-31 | 13.21% |
| 2004-09-30 | 15.21% |
| 2004-06-30 | 19.25% |
| 2004-03-31 | 10.26% |
| 2003-12-31 | 20.56% |
| 2003-09-30 | 20.17% |
| 2003-06-30 | 22.20% |
| 2003-03-31 | 19.33% |
| 2002-12-31 | 25.24% |
| 2002-09-30 | 25.45% |