Which has the lower trailing P/E, EZPW or STBA?

STBA has the lower trailing P/E: EZPW trades at 15.74 and STBA at 13.05. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, EZPW or STBA?

Over the past five years, EZPW grew revenue faster — EZPW at a 17.62% CAGR versus STBA at 8.98%.

Does EZPW or STBA pay a bigger dividend?

STBA pays a dividend (2.98% yield), while EZPW is a former payer with no current dividend run rate.

Is EZPW or STBA more profitable?

STBA runs the higher net margin — EZPW at 9.99% versus STBA at 25.17%.

How have EZPW and STBA total returns compared?

Over the past 10 years, EZPW delivered 10.89% and STBA delivered 9.19% annualized total return. Past performance doesn't predict future results.

EZCORP, Inc. (EZPW) vs S&T Bancorp, Inc. (STBA)

A side-by-side comparison of EZCORP, Inc. and S&T Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

EZPW

EZCORP, Inc.

$1.81B

$30.85Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

STBA

S&T Bancorp, Inc.

$1.72B

$48.81Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — EZPW vs STBA

growth of $100 · dividends reinvested · last 10y

EZPW +179.8% (+10.8%/yr)STBA +145.6% (+9.4%/yr)EZPW compounded faster over this window

EZPW STBA

EZPW vs STBA: by the numbers

•EZPW is the larger company ($1.81B vs $1.72B market cap).
•STBA trades at the lower trailing earnings multiple (13.05 vs 15.74 P/E), one valuation lens rather than an overall verdict.
•STBA converts more revenue to profit (25.17% vs 9.99% net margin).
•EZPW grew revenue faster over the past five years (17.62% vs 8.98% CAGR).
•STBA pays a dividend (2.98% yield), while EZPW is a former payer with no current dividend run rate.

Metrics side by side

Valuation

Metric	EZPW	STBA
P/E ratio	15.74	13.05
Forward P/E	14.16	12.37
PEG ratio	N/A	0.29
P/S ratio	1.14	3.08
P/B ratio	1.55	1.23
EV / EBITDA	8.99	N/A
FCF yield	7.77%	N/A

Profitability

Metric	EZPW	STBA
Gross margin	57.95%	N/A
Operating margin	13.90%	28.79%
Net margin	9.99%	25.17%
ROE	13.59%	10.02%
ROIC	8.49%	N/A

S&T Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	EZPW	STBA
Dividend yield	N/A	2.98%
Payout ratio	N/A	39.04%

Growth (annualized)

Metric	EZPW	STBA
Revenue CAGR (5Y)	17.62%	8.98%
EPS CAGR (5Y)	N/A	45.25%
FCF CAGR (5Y)	108.79%	N/A
Total return CAGR (5Y)	31.94%	14.66%

Frequently asked

Which has the lower trailing P/E, EZPW or STBA?: STBA has the lower trailing P/E: EZPW trades at 15.74 and STBA at 13.05. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, EZPW or STBA?: Over the past five years, EZPW grew revenue faster — EZPW at a 17.62% CAGR versus STBA at 8.98%.
Does EZPW or STBA pay a bigger dividend?: STBA pays a dividend (2.98% yield), while EZPW is a former payer with no current dividend run rate.
Is EZPW or STBA more profitable?: STBA runs the higher net margin — EZPW at 9.99% versus STBA at 25.17%.
How have EZPW and STBA total returns compared?: Over the past 10 years, EZPW delivered 10.89% and STBA delivered 9.19% annualized total return. Past performance doesn't predict future results.

Go deeper

Full EZPW analysis Full STBA analysis Interactive comparison tool

Dig into the metrics

EZCORP P/E ratio S&T Bancorp P/E ratio S&T Bancorp dividend yield EZCORP ROE S&T Bancorp ROE EZCORP operating margin S&T Bancorp operating margin EZCORP revenue growth S&T Bancorp revenue growth EZCORP free cash flow

EZCORP & S&T Bancorp appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest FCF Yield Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.