Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 39.01% is 1283% above its 5-year average of -3.30%, near the high end of its 5-year range (-40.10%–40.18%).
31.10% above its 12-month average of 29.75%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 1.17%.
RETURN ON ASSETS (ROA)
39.01%
RETURN ON ASSETS (ROA) AVG TTM
29.75%
RETURN ON ASSETS (ROA) AVG 3Y
0.73%
RETURN ON ASSETS (ROA) AVG 5Y
-3.30%
RETURN ON ASSETS (ROA) AVG 10Y
N/A
RETURN ON ASSETS (ROA) AVG 15Y
N/A
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
+31.10%
CURRENT VS 3Y AVG
+5262.20%
CURRENT VS 5Y AVG
+1283.32%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · TECHNOLOGY
7.29%
median of 194 covered companies
CURRENT VS SECTOR MEDIAN
+435.48%
vs the sector median at left
Dave Inc.
Market Cap
$4.57B
Return on Assets (ROA)
39.01%
TTM Avg
29.75%
3Y Avg
0.73%
5Y Avg
-3.30%
Market Cap
$4.36B
Return on Assets (ROA)
-0.11%
TTM Avg
0.07%
3Y Avg
-0.62%
5Y Avg
-1.28%
Market Cap
$4.85B
Return on Assets (ROA)
0.49%
TTM Avg
-2.81%
3Y Avg
-10.44%
5Y Avg
-11.77%
Market Cap
$4.20B
Return on Assets (ROA)
6.69%
TTM Avg
11.87%
3Y Avg
15.25%
5Y Avg
13.68%
Market Cap
$4.20B
Return on Assets (ROA)
9.37%
TTM Avg
11.29%
3Y Avg
4.74%
5Y Avg
1.75%
Market Cap
$4.15B
Return on Assets (ROA)
0.37%
TTM Avg
-4.17%
3Y Avg
-2.26%
5Y Avg
-0.60%
Market Cap
$5.03B
Return on Assets (ROA)
8.77%
TTM Avg
0.02%
3Y Avg
-0.58%
5Y Avg
9.70%
Market Cap
$4.03B
Return on Assets (ROA)
9.31%
TTM Avg
11.52%
3Y Avg
12.48%
5Y Avg
12.89%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Dave Inc. (DAVE) | $4.57B | 39.01% | 29.75% | 0.73% | -3.30% |
| Bill.com Holdings, Inc. (BILL)vs › | $4.36B | -0.11% | 0.07% | -0.62% | -1.28% |
| Box, Inc. (BOX)vs › | $4.79B | 8.30% | 10.61% | 8.46% | 4.61% |
| Klaviyo, Inc. (KVYO)vs › | $4.85B | 0.49% | -2.81% | -10.44% | -11.77% |
| Axcelis Technologies, Inc. (ACLS)vs › | $4.20B | 6.69% | 11.87% | 15.25% | 13.68% |
| Clear Secure, Inc. (YOU)vs › | $4.20B | 9.37% | 11.29% | 4.74% | 1.75% |
| AXT, Inc. (AXTI)vs › | $4.15B | 0.37% | -4.17% | -2.26% | -0.60% |
| Kulicke and Soffa Industries, Inc. (KLIC)vs › | $5.03B | 8.77% | 0.02% | -0.58% | 9.70% |
| Dlocal Limited (DLO)vs › | $4.03B | 9.31% | 11.52% | 12.48% | 12.89% |
| Core Scientific, Inc. (CORZ)vs › | $5.25B | -27.29% | -47.27% | -98.72% | -66.39% |
ROA
39.0%
ROE
107.1%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 40.18% |
| 2024-12-31 | 19.33% |
| 2023-12-31 | -16.50% |
| 2022-12-31 | -40.10% |
| 2021-12-31 | -13.58% |
| 2020-12-31 | -9.11% |
| 2019-12-31 | 1.17% |
