Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 4.97% is 36% above its 5-year average of 3.66%, near the high end of its 5-year range (0.22%–6.33%).
As of the fiscal period ended Tuesday, June 30, 2026. 34.57% above its 12-month average of 3.69%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 4.97%.
DEBT TO ASSETS RATIO
4.97%
DEBT TO ASSETS RATIO AVG TTM
3.69%
DEBT TO ASSETS RATIO AVG 3Y
4.58%
DEBT TO ASSETS RATIO AVG 5Y
3.66%
DEBT TO ASSETS RATIO AVG 10Y
2.22%
DEBT TO ASSETS RATIO AVG 15Y
1.71%
DEBT TO ASSETS RATIO AVG 20Y
1.94%
CURRENT VS TTM AVG
+34.57%
CURRENT VS 3Y AVG
+8.57%
CURRENT VS 5Y AVG
+35.97%
CURRENT VS 10Y AVG
+123.88%
CURRENT VS 15Y AVG
+190.00%
CURRENT VS 20Y AVG
+156.59%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 567 covered companies
CURRENT VS SECTOR MEDIAN
+9843.47%
vs the sector median at left
Community West Bancshares
Market Cap
$561.28M
Debt to Assets Ratio
4.97%
TTM Avg
3.69%
3Y Avg
4.58%
5Y Avg
3.66%
Market Cap
$559.74M
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$558.49M
Debt to Assets Ratio
0.43%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$556.58M
Debt to Assets Ratio
0.05%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$555.34M
Debt to Assets Ratio
0.08%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$553.89M
Debt to Assets Ratio
0.03%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$572.18M
Debt to Assets Ratio
0.08%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$546.96M
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Community West Bancshares (CWBC) | $561.28M | 4.97% | 3.69% | 4.58% | 3.66% |
| Investors Title Company (ITIC)vs › | $559.74M | 0.02% | N/A | N/A | N/A |
| Nuveen California AMT-Free Quality Municipal Income Fund (NKX)vs › | $558.49M | 0.43% | N/A | N/A | N/A |
| Civista Bancshares, Inc. (CIVB)vs › | $556.58M | 0.05% | N/A | N/A | N/A |
| Bridgewater Bancshares, Inc. (BWBBP)vs › | $555.34M | 0.08% | N/A | N/A | N/A |
| Northrim BanCorp, Inc. (NRIM)vs › | $553.89M | 0.03% | N/A | N/A | N/A |
| Bit Digital, Inc. (BTBT)vs › | $548.23M | 0.35% | N/A | N/A | N/A |
| Bridgewater Bancshares, Inc. (BWB)vs › | $572.18M | 0.08% | N/A | N/A | N/A |
| Donegal Group Inc. (DGICB)vs › | $546.96M | 0.01% | N/A | N/A | N/A |
| Bank7 Corp. (BSVN)vs › | $535.94M | 0.00% | N/A | N/A | N/A |
Debt/Assets
5.0%
Debt/Equity
0.41
Current ratio and interest coverage is unavailable for Community West Bancshares: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 4.97% |
| 2026-03-31 | 2.79% |
| 2025-12-31 | 3.86% |
| 2025-09-30 | 2.49% |
| 2025-06-30 | 4.36% |
| 2025-03-31 | 5.75% |
| 2024-12-31 | 5.77% |
| 2024-09-30 | 5.73% |
| 2024-06-30 | 6.33% |
| 2024-03-31 | 5.66% |
| 2023-12-31 | 6.15% |
| 2023-09-30 | 2.86% |
| 2023-06-30 | 2.80% |
| 2023-03-31 | 2.83% |
| 2022-12-31 | 4.77% |
| 2022-09-30 | 3.90% |
| 2022-06-30 | 2.08% |
| 2022-03-31 | 1.63% |
| 2021-12-31 | 1.61% |
| 2021-09-30 | 0.22% |
| 2021-06-30 | 0.23% |
| 2021-03-31 | 0.23% |
| 2020-12-31 | 0.70% |
| 2020-09-30 | 0.26% |
| 2020-06-30 | 0.27% |
| 2020-03-31 | 0.32% |
| 2019-12-31 | 0.98% |
| 2019-09-30 | 0.64% |
| 2019-06-30 | 3.67% |
| 2019-03-31 | 0.78% |
| 2018-12-31 | 0.99% |
| 2018-09-30 | 0.34% |
| 2018-06-30 | 2.21% |
| 2018-03-31 | 0.32% |
| 2017-12-31 | 0.31% |
| 2017-09-30 | 0.36% |
| 2017-06-30 | 0.36% |
| 2017-03-31 | 0.35% |
| 2016-12-31 | 0.38% |
| 2016-09-30 | 0.39% |
| 2016-06-30 | 0.40% |
| 2016-03-31 | 0.41% |
| 2015-12-31 | 0.40% |
| 2015-09-30 | 0.42% |
| 2015-06-30 | 0.42% |
| 2015-03-31 | 0.43% |
| 2014-12-31 | 0.43% |
| 2014-09-30 | 0.44% |
| 2014-06-30 | 0.44% |
| 2014-03-31 | 0.45% |
| 2013-12-31 | 0.45% |
| 2013-09-30 | 0.47% |
| 2013-06-30 | 0.59% |
| 2013-03-31 | 0.58% |
| 2012-12-31 | 1.03% |
| 2012-09-30 | 1.03% |
| 2012-06-30 | 1.10% |
| 2012-03-31 | 1.10% |
| 2011-12-31 | 1.08% |
| 2011-09-30 | 1.10% |
| 2011-06-30 | 1.15% |
| 2011-03-31 | 1.19% |
| 2010-12-31 | 2.46% |
| 2010-09-30 | 2.50% |
| 2010-06-30 | 2.53% |
| 2010-03-31 | 2.52% |
| 2009-12-31 | 3.16% |
| 2009-09-30 | 3.18% |
| 2009-06-30 | 4.57% |
| 2009-03-31 | 4.45% |
| 2008-12-31 | 4.06% |
| 2008-09-30 | 7.41% |
| 2008-06-30 | 7.44% |
| 2008-03-31 | 4.84% |
| 2007-12-31 | 4.13% |
| 2007-09-30 | 2.16% |
| 2007-06-30 | 2.17% |
| 2007-03-31 | 0.20% |
| 2006-12-31 | 0.65% |
| 2006-09-30 | 0.76% |
| 2006-06-30 | 2.95% |
| 2006-03-31 | 0.88% |
| 2005-12-31 | 1.34% |
| 2005-09-30 | 1.41% |
| 2005-06-30 | 1.44% |
| 2005-03-31 | 1.45% |
| 2004-12-31 | 2.33% |
| 2004-09-30 | 1.96% |
| 2004-06-30 | 2.00% |
| 2004-03-31 | 2.38% |
| 2003-12-31 | 2.13% |
| 2003-09-30 | 2.53% |
| 2003-06-30 | 2.56% |
| 2003-03-31 | 3.12% |
| 2002-12-31 | 3.18% |
| 2002-09-30 | 4.08% |
