Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 8.07% is in line with its 5-year average of 8.85%, around the middle of its 5-year range (3.87%–15.79%).
As of the fiscal period ended Tuesday, June 30, 2026. 10.99% below its 12-month average of 9.06%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 8.07%.
DEBT TO ASSETS RATIO
8.07%
DEBT TO ASSETS RATIO AVG TTM
9.06%
DEBT TO ASSETS RATIO AVG 3Y
8.88%
DEBT TO ASSETS RATIO AVG 5Y
8.85%
DEBT TO ASSETS RATIO AVG 10Y
8.56%
DEBT TO ASSETS RATIO AVG 15Y
N/A
DEBT TO ASSETS RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-10.99%
CURRENT VS 3Y AVG
-9.15%
CURRENT VS 5Y AVG
-8.79%
CURRENT VS 10Y AVG
-5.69%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 739 covered companies
CURRENT VS SECTOR MEDIAN
+16037.44%
vs the sector median at left
Bridgewater Bancshares, Inc.
Market Cap
$567.99M
Debt to Assets Ratio
8.07%
TTM Avg
9.06%
3Y Avg
8.88%
5Y Avg
8.85%
Market Cap
$570.58M
Debt to Assets Ratio
0.35%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$564.90M
Debt to Assets Ratio
0.43%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$571.47M
Debt to Assets Ratio
0.06%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$560.55M
Debt to Assets Ratio
0.08%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$580.24M
Debt to Assets Ratio
0.15%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$555.12M
Debt to Assets Ratio
0.05%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$554.79M
Debt to Assets Ratio
0.05%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$554.56M
Debt to Assets Ratio
0.10%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Bridgewater Bancshares, Inc. (BWB) | $567.99M | 8.07% | 9.06% | 8.88% | 8.85% |
| Gemini Space Station, Inc. (GEMI)vs › | $570.58M | 0.35% | N/A | N/A | N/A |
| Nuveen California AMT-Free Quality Municipal Income Fund (NKX)vs › | $564.90M | 0.43% | N/A | N/A | N/A |
| Southern First Bancshares, Inc. (SFST)vs › | $571.47M | 0.06% | N/A | N/A | N/A |
| Bridgewater Bancshares, Inc. (BWBBP)vs › | $560.55M | 0.08% | N/A | N/A | N/A |
| Kearny Financial Corp. (KRNY)vs › | $580.24M | 0.15% | N/A | N/A | N/A |
| Civista Bancshares, Inc. (CIVB)vs › | $555.12M | 0.05% | N/A | N/A | N/A |
| Community West Bancshares (CWBC)vs › | $554.79M | 0.05% | N/A | N/A | N/A |
| Unity Bancorp, Inc. (UNTY)vs › | $554.56M | 0.10% | N/A | N/A | N/A |
| Stewards Inc. (SWRD)vs › | $554.12M | N/A | N/A | N/A | N/A |
Debt/Assets
8.1%
Debt/Equity
0.79
Current ratio and interest coverage is unavailable for Bridgewater Bancshares, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 8.07% |
| 2026-03-31 | 8.34% |
| 2025-12-31 | 9.40% |
| 2025-09-30 | 9.57% |
| 2025-06-30 | 9.95% |
| 2025-03-31 | 8.62% |
| 2024-12-31 | 8.94% |
| 2024-09-30 | 9.44% |
| 2024-06-30 | 8.11% |
| 2024-03-31 | 8.68% |
| 2023-12-31 | 8.94% |
| 2023-09-30 | 8.50% |
| 2023-06-30 | 11.94% |
| 2023-03-31 | 15.79% |
| 2022-12-31 | 10.97% |
| 2022-09-30 | 9.11% |
| 2022-06-30 | 6.05% |
| 2022-03-31 | 4.38% |
| 2021-12-31 | 3.87% |
| 2021-09-30 | 4.12% |
| 2021-06-30 | 4.16% |
| 2021-03-31 | 4.27% |
| 2020-12-31 | 4.86% |
| 2020-09-30 | 7.66% |
| 2020-06-30 | 8.46% |
| 2020-03-31 | 10.12% |
| 2019-12-31 | 7.68% |
| 2019-09-30 | 8.05% |
| 2019-06-30 | 8.53% |
| 2019-03-31 | 7.97% |
| 2018-12-31 | 9.20% |
| 2018-09-30 | 9.92% |
| 2018-06-30 | 7.11% |
| 2018-03-31 | 7.32% |
| 2017-12-31 | 8.20% |
| 2017-09-30 | 6.30% |
| 2016-12-31 | 9.20% |
