Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 2.29% is 10% above its 5-year average of 2.08%, near the high end of its 5-year range (1.02%–2.51%).
As of the fiscal period ended Tuesday, June 30, 2026. 1.21% above its 12-month average of 2.27%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 2.29%.
DEBT TO ASSETS RATIO
2.29%
DEBT TO ASSETS RATIO AVG TTM
2.27%
DEBT TO ASSETS RATIO AVG 3Y
2.12%
DEBT TO ASSETS RATIO AVG 5Y
2.08%
DEBT TO ASSETS RATIO AVG 10Y
1.36%
DEBT TO ASSETS RATIO AVG 15Y
0.92%
DEBT TO ASSETS RATIO AVG 20Y
0.69%
CURRENT VS TTM AVG
+1.21%
CURRENT VS 3Y AVG
+8.34%
CURRENT VS 5Y AVG
+10.31%
CURRENT VS 10Y AVG
+68.36%
CURRENT VS 15Y AVG
+150.49%
CURRENT VS 20Y AVG
+232.61%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 739 covered companies
CURRENT VS SECTOR MEDIAN
+4486.39%
vs the sector median at left
Investors Title Company
Market Cap
$555.20M
Debt to Assets Ratio
2.29%
TTM Avg
2.27%
3Y Avg
2.12%
5Y Avg
2.08%
Market Cap
$555.33M
Debt to Assets Ratio
0.05%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$554.06M
Debt to Assets Ratio
0.10%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$558.72M
Debt to Assets Ratio
0.05%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$560.55M
Debt to Assets Ratio
0.08%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$561.16M
Debt to Assets Ratio
0.43%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$547.22M
Debt to Assets Ratio
0.03%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Investors Title Company (ITIC) | $555.20M | 2.29% | 2.27% | 2.12% | 2.08% |
| Civista Bancshares, Inc. (CIVB)vs › | $555.33M | 0.05% | N/A | N/A | N/A |
| Unity Bancorp, Inc. (UNTY)vs › | $554.06M | 0.10% | N/A | N/A | N/A |
| Community West Bancshares (CWBC)vs › | $558.72M | 0.05% | N/A | N/A | N/A |
| Bridgewater Bancshares, Inc. (BWBBP)vs › | $560.55M | 0.08% | N/A | N/A | N/A |
| Nuveen California AMT-Free Quality Municipal Income Fund (NKX)vs › | $561.16M | 0.43% | N/A | N/A | N/A |
| Stewards Inc. (SWRD)vs › | $549.94M | N/A | N/A | N/A | N/A |
| Northrim BanCorp, Inc. (NRIM)vs › | $547.22M | 0.03% | N/A | N/A | N/A |
| Teamshares Inc. (TMS)vs › | $547.09M | N/A | N/A | N/A | N/A |
| Donegal Group Inc. (DGICB)vs › | $545.98M | 0.01% | N/A | N/A | N/A |
Debt/Assets
2.3%
Debt/Equity
0.03
Current ratio and interest coverage is unavailable for Investors Title Company: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 2.29% |
| 2026-03-31 | 2.40% |
| 2025-12-31 | 2.22% |
| 2025-09-30 | 2.10% |
| 2025-06-30 | 2.32% |
| 2025-03-31 | 2.51% |
| 2024-12-31 | 1.91% |
| 2024-09-30 | 1.73% |
| 2024-06-30 | 1.89% |
| 2024-03-31 | 2.07% |
| 2023-12-31 | 1.95% |
| 2023-09-30 | 2.00% |
| 2023-06-30 | 2.13% |
| 2023-03-31 | 2.11% |
| 2022-12-31 | 2.01% |
| 2022-09-30 | 1.92% |
| 2022-06-30 | 2.06% |
| 2022-03-31 | 2.27% |
| 2021-12-31 | 1.61% |
| 2021-09-30 | 1.02% |
| 2021-06-30 | 1.11% |
| 2021-03-31 | 1.19% |
| 2020-12-31 | 1.30% |
| 2020-09-30 | 1.36% |
| 2020-06-30 | 1.46% |
| 2020-03-31 | 1.71% |
| 2019-12-31 | 1.71% |
| 2019-09-30 | 1.74% |
| 2019-06-30 | 1.82% |
| 2019-03-31 | 1.95% |
| 2018-12-31 | 0.00% |
| 2018-09-30 | 0.00% |
| 2018-06-30 | 0.00% |
| 2018-03-31 | 0.00% |
| 2017-12-31 | 0.00% |
| 2017-09-30 | 0.00% |
| 2017-06-30 | 0.00% |
| 2017-03-31 | 0.00% |
| 2016-12-31 | 0.00% |
| 2016-09-30 | 0.00% |
| 2016-06-30 | 0.00% |
| 2016-03-31 | 0.00% |
| 2015-12-31 | 0.00% |
| 2015-09-30 | 0.00% |
| 2015-06-30 | 0.00% |
| 2015-03-31 | 0.00% |
| 2014-12-31 | 0.00% |
| 2014-09-30 | 0.00% |
| 2014-06-30 | 0.00% |
| 2014-03-31 | 0.00% |
| 2013-12-31 | 0.00% |
| 2013-09-30 | 0.00% |
| 2013-06-30 | 0.00% |
| 2013-03-31 | 0.00% |
| 2012-12-31 | 0.00% |
| 2012-09-30 | 0.00% |
| 2012-06-30 | 0.00% |
| 2012-03-31 | 0.00% |
| 2011-12-31 | 0.00% |
| 2011-09-30 | 0.00% |
| 2011-06-30 | 0.00% |
| 2011-03-31 | 0.00% |
| 2010-12-31 | 0.00% |
| 2010-09-30 | 0.00% |
| 2010-06-30 | 0.00% |
| 2010-03-31 | 0.00% |
| 2009-12-31 | 0.00% |
| 2009-09-30 | 0.00% |
| 2009-06-30 | 0.00% |
| 2009-03-31 | 0.00% |
| 2008-12-31 | 0.00% |
| 2008-09-30 | 0.00% |
| 2008-06-30 | 0.00% |
| 2008-03-31 | 0.00% |
| 2007-12-31 | 0.00% |
| 2007-09-30 | 0.00% |
| 2007-06-30 | 0.00% |
| 2007-03-31 | 0.00% |
| 2006-12-31 | 0.00% |
| 2006-09-30 | 0.00% |
| 2006-06-30 | 0.00% |
| 2006-03-31 | 0.00% |
| 2005-12-31 | 0.00% |
| 2005-09-30 | 0.00% |
| 2005-06-30 | 0.00% |
| 2005-03-31 | 0.00% |
| 2004-12-31 | 0.00% |
| 2004-09-30 | 0.00% |
| 2004-06-30 | 0.00% |
| 2004-03-31 | 0.00% |
| 2003-12-31 | 0.00% |
| 2003-09-30 | 0.00% |
| 2003-06-30 | 0.00% |
| 2003-03-31 | 0.00% |
| 2002-12-31 | 0.00% |
| 2002-09-30 | 0.00% |
