Cavco Industries (CVCO) Interest Coverage Ratio: History & Chart

Cavco Industries, Inc.(CVCO)

Residential Construction · Phoenix, AZ

$579.05+2.78 (+0.48%)

Delayed quote: Oct 6, 2026, 12:05 PM EDT

About Cavco Industries, Inc.

Cavco Industries, Inc. (CVCO) is a prominent American enterprise primarily focused on the manufacturing, marketing, and retail sale of prefabricated residential dwellings. Its operations are structured into two core divisions: Factory-Built Housing, which handles construction, and Financial Services. The company offers its extensive range of manufactured homes under numerous recognized brand names, including Cavco, Fleetwood, Palm Harbor, Nationwide, Fairmont, Friendship, Chariot Eagle, Destiny, Commodore, Colony, Pennwest, R-Anell, Manorwood, and MidCountry. Beyond traditional homes, Cavco's production capabilities encompass recreational park model vehicles, vacation cabins, and various factory-built commercial structures. This commercial portfolio includes multi-unit apartment buildings, condominiums, hotels, temporary housing for workforces, educational facilities, and accommodations for U.S. military personnel. The firm further diversifies its offerings with an assortment of modular homes, featuring designs such as single and multi-section ranches, split-level residences, Cape Cod-style houses, two- and three-story structures, and multi-family units. To support its housing sales, Cavco provides a suite of financial services, extending both conforming and non-conforming mortgages, as well as specialized home-only loans. These financial products are available to individuals purchasing factory-built homes sold through Cavco's proprietary retail outlets and its extensive network of independent distributors, builders, community operators, and developers. Moreover, the company furnishes property and casualty insurance solutions specifically tailored for owners of manufactured homes. As of April 3, 2022, Cavco maintained a retail footprint of 45 company-owned locations situated across Oregon, Arizona, Nevada, New Mexico, Texas, Indiana, Oklahoma, Florida, and New York. Its products are also distributed widely throughout 48 U.S. states and Canada via a broad network of independent dealerships, in addition to reaching customers through planned community developments and residential builders. Established in 1965, Cavco Industries, Inc. has its corporate headquarters situated in Phoenix, Arizona.

Phoenix, AZ

7,700 employees

www.cavcohomes.com

Consumer Cyclical / Residential Construction

Sector: Consumer Cyclical
Industry: Residential Construction
CEO: William C. Boor

View full financials

CVCO Interest Coverage Ratio Metrics

INTEREST COVERAGE RATIO

422.49x

INTEREST COVERAGE RATIO AVG TTM

357.37x

INTEREST COVERAGE RATIO AVG 3Y

296.26x

INTEREST COVERAGE RATIO AVG 5Y

308.90x

INTEREST COVERAGE RATIO AVG 10Y

181.33x

INTEREST COVERAGE RATIO AVG 15Y

109.32x

INTEREST COVERAGE RATIO AVG 20Y

109.32x

CURRENT VS TTM AVG

+18.22%

CURRENT VS 3Y AVG

+42.61%

CURRENT VS 5Y AVG

+36.77%

CURRENT VS 10Y AVG

+133.00%

CURRENT VS 15Y AVG

+286.49%

CURRENT VS 20Y AVG

+286.49%

SECTOR MEDIAN · CONSUMER CYCLICAL

2.16x

median of 230 covered companies

CURRENT VS SECTOR MEDIAN

+19459.72%

vs the sector median at left

NAME	MARKET CAP	INTEREST COVERAGE RATIO	TTM	3Y	5Y
Cavco Industries, Inc. (CVCO)	$4.46B	422.49x	357.37x	296.26x	308.90x
Mattel, Inc. (MAT)vs ›	$4.61B	5.22x	5.54x	5.17x	4.24x
Gentex Corporation (GNTX)vs ›	$4.64B	N/A	665.93x	665.93x	665.93x
MakeMyTrip Limited (MMYT)vs ›	$4.20B	1.47x	4.13x	3.32x	3.32x
BRP Inc. (DOO)vs ›	$4.09B	3.28x	3.09x	6.48x	8.47x
Garrett Motion Inc. (GTX)vs ›	$4.86B	4.70x	3.83x	4.08x	4.21x
Dorman Products, Inc. (DORM)vs ›	$3.78B	12.52x	9.95x	8.84x	22.94x
Vail Resorts, Inc. (MTN)vs ›	$5.20B	2.05x	2.65x	2.88x	2.88x
Bath & Body Works, Inc. (BBWI)vs ›	$3.63B	4.08x	4.07x	3.95x	4.20x
H&R Block, Inc. (HRB)vs ›	$5.38B	-15.99x	10.39x	9.87x	9.29x

NAME

MARKET CAP

INTEREST COVERAGE RATIO

TTM

Cavco Industries, Inc. (CVCO)

$4.46B

422.49x

357.37x

296.26x

308.90x

Mattel, Inc. (MAT)vs ›

$4.61B

5.22x

5.54x

5.17x

4.24x

Gentex Corporation (GNTX)vs ›

$4.64B

N/A

665.93x

MakeMyTrip Limited (MMYT)vs ›

$4.20B

1.47x

4.13x

3.32x

BRP Inc. (DOO)vs ›

$4.09B

3.28x

3.09x

6.48x

8.47x

Garrett Motion Inc. (GTX)vs ›

$4.86B

4.70x

3.83x

4.08x

4.21x

Dorman Products, Inc. (DORM)vs ›

$3.78B

12.52x

9.95x

8.84x

22.94x

Vail Resorts, Inc. (MTN)vs ›

$5.20B

2.05x

2.65x

2.88x

Bath & Body Works, Inc. (BBWI)vs ›

$3.63B

4.08x

4.07x

3.95x

4.20x

H&R Block, Inc. (HRB)vs ›

$5.38B

-15.99x

10.39x

9.87x

9.29x

Interest Coverage Ratio FAQ

What is the interest coverage ratio for Cavco Industries, Inc. (CVCO)?

The interest coverage ratio for CVCO stock is 422.49x.

Is Cavco Industries, Inc.'s interest coverage ratio high or low?

The interest coverage ratio of 422.49x is 37% above its 5-year average of 308.90x, near the high end of its 5-year range (47.20x–555.16x).

What is the TTM average interest coverage ratio for Cavco Industries, Inc. (CVCO)?

The TTM average interest coverage ratio for CVCO stock is 357.37x.

What is the 3Y average interest coverage ratio for Cavco Industries, Inc. (CVCO)?

The 3Y average interest coverage ratio for CVCO stock is 296.26x.

What is the 5Y average interest coverage ratio for Cavco Industries, Inc. (CVCO)?

The 5Y average interest coverage ratio for CVCO stock is 308.90x.

What is the 10Y average interest coverage ratio for Cavco Industries, Inc. (CVCO)?

The 10Y average interest coverage ratio for CVCO stock is 181.33x.

What is the 15Y average interest coverage ratio for Cavco Industries, Inc. (CVCO)?

The 15Y average interest coverage ratio for CVCO stock is 109.32x.

What is the 20Y average interest coverage ratio for Cavco Industries, Inc. (CVCO)?

The 20Y average interest coverage ratio for CVCO stock is 109.32x.

DATE	INTEREST COVERAGE RATIO
2026-06-27	399.66x
2026-03-28	384.13x
2025-12-27	79.88x
2025-09-27	555.16x
2025-06-28	368.04x
2025-03-29	262.79x
2024-12-28	412.71x
2024-09-28	393.00x
2024-06-29	428.34x
2024-03-30	132.37x
2023-12-30	47.20x
2023-09-30	176.85x
2023-07-01	211.27x
2023-03-31	180.84x
2022-12-31	338.26x
2022-10-01	389.29x
2022-07-02	488.12x
2022-03-31	554.55x
2022-01-01	262.61x
2021-10-02	219.49x
2021-07-03	202.32x
2021-03-31	157.39x
2020-12-26	134.60x
2020-09-26	93.24x
2020-06-27	102.04x
2020-03-31	66.72x
2019-12-28	46.96x
2019-09-28	74.12x
2019-06-29	51.51x
2019-03-31	39.98x
2018-12-29	19.71x
2018-09-29	20.60x
2018-06-30	22.90x
2018-03-31	23.72x
2017-12-30	19.26x
2017-09-30	8.23x
2017-07-01	14.94x
2017-03-31	16.07x
2016-12-31	16.08x
2016-10-01	12.08x
2016-07-02	7.38x
2016-03-31	10.12x
2015-12-26	10.18x
2015-09-26	13.45x
2015-06-27	9.04x
2015-03-31	8.52x
2014-12-27	8.95x
2014-09-27	8.03x
2014-06-28	8.09x
2014-03-31	6.20x
2013-12-28	7.83x
2013-09-28	6.51x
2013-06-29	5.52x
2013-03-31	3.88x
2012-12-29	4.47x
2012-09-30	3.56x
2012-06-30	2.42x
2012-03-31	2.14x
2011-12-31	3.13x
2011-09-30	3.47x
2011-06-30	-0.57x
2005-03-31	24.72x
2004-03-31	10.63x
2003-09-30	38.33x
2003-06-30	59.85x
2003-03-31	-16.00x
2002-12-31	-20.00x
2002-09-30	-21.00x

DATE

INTEREST COVERAGE RATIO

2026-06-27

399.66x

2026-03-28

384.13x

2025-12-27

79.88x

2025-09-27

555.16x

2025-06-28

368.04x

2025-03-29

262.79x

2024-12-28

412.71x

2024-09-28

393.00x

2024-06-29

428.34x

2024-03-30

132.37x

2023-12-30

47.20x

2023-09-30

176.85x

2023-07-01

211.27x

2023-03-31

180.84x

2022-12-31

338.26x

2022-10-01

389.29x

2022-07-02

488.12x

2022-03-31

554.55x

2022-01-01

262.61x

2021-10-02

219.49x

2021-07-03

202.32x

2021-03-31

157.39x

2020-12-26

134.60x

2020-09-26

93.24x

2020-06-27

102.04x

2020-03-31

66.72x

2019-12-28

46.96x

2019-09-28

74.12x

2019-06-29

51.51x

2019-03-31

39.98x

2018-12-29

19.71x

2018-09-29

20.60x

2018-06-30

22.90x

2018-03-31

23.72x

2017-12-30

19.26x

2017-09-30

8.23x

2017-07-01

14.94x

2017-03-31

16.07x

2016-12-31

16.08x

2016-10-01

12.08x

2016-07-02

7.38x

2016-03-31

10.12x

2015-12-26

10.18x

2015-09-26

13.45x

2015-06-27

9.04x

2015-03-31

8.52x

2014-12-27

8.95x

2014-09-27

8.03x

2014-06-28

8.09x

2014-03-31

6.20x

2013-12-28

7.83x

2013-09-28

6.51x

2013-06-29

5.52x

2013-03-31

3.88x

2012-12-29

4.47x

2012-09-30

3.56x

2012-06-30

2.42x

2012-03-31

2.14x

2011-12-31

3.13x

2011-09-30

3.47x

2011-06-30

-0.57x

2005-03-31

24.72x

2004-03-31

10.63x

2003-09-30

38.33x

2003-06-30

59.85x

2003-03-31

-16.00x

2002-12-31

-20.00x

2002-09-30

-21.00x

Interest Coverage Ratio: 422.49x

CVCO Interest Coverage Ratio

CVCO Average Interest Coverage Ratio Chart

CVCO Current vs Average Interest Coverage Ratio Chart

CVCO Interest Coverage Ratio Metrics

CVCO Competitors' Interest Coverage Ratio

Financial Health Indicators

Interest Coverage Ratio Formula & Definition

Interest Coverage Ratio FAQ

CVCO Interest Coverage Ratio History

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